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VAN KERCKHOVE

Active
Private limited companyfounded 1994active for 32 yearsPachtgoedstraat 3, 9140 Temse, BelgiumKBO/BCE: BE 0452.495.201
Summary

The computed 12-month bankruptcy probability of VAN KERCKHOVE is 1.7% (moderate). The 2025 annual accounts show equity of €870,156 and a net result of -€19,470. Equity remains stable across the filed financial years (±0.7% per year). Its solvency ranks better than 27% of 2,713 sector peers (NACE 41, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.

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VAN KERCKHOVEActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001Manufacture of metal structures and parts of structures NACE 25110
1 site
Size
€4.7mtotal assets 2025
Staff
8.3 FTE
Equity
€870,156
Loss
-€19,470
Turnover not published (abbreviated format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.7%
Structure
Parent
VDK GROUP · 99.87%
Accounts filed 61 days late1 of 3 deeds read
Why 54raises riskSector: Construction of residential and non-residential buildings (NACE 41)Latest accounts 61 days late; 3 of the last 3 lateEquity €870,156 (18.6% of total assets)lowers riskFounded in 1994Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 28% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 44-1
equity 18.6% of total assets
Liquidity 39-21
short-term debt 40.3% · cash 6.2%
Profitability 34-10
return on assets -0.4%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,400 companies, NACE 41, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.2%▲ +0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.4 percentage points vs 07-2025 09-2025: 1.9%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -1.4 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%▼ -0.1 percentage points vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: 0.9%▲ +0.1 percentage points vs 08-2026 10-2026: 1.7%▲ +0.8 percentage points vs 09-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.32, compared with 2.41 in 2024, above the usual 1.5; short-term debt: 40.3% and cash: 6.2% of total assets), but 81.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 25% on solvency, 35% on liquidity, 21% on profitability and 32% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Latest accounts 61 days late; 3 of the last 3 late
NBB · filings
raises risk · Equity €870,156 (18.6% of total assets)
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
41 days late
2023
61 days late
2022
91 days late
2021
89 days late
2020
31 days late
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€19,470
  3. RestructuringPermanent representative: VANDEKERCKHOVE Stefan ·…

Key points

  • Caution: Among the weakest 15% on net resultsector median €19,511 · 2,707 companies -€19,470 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • Controlled by VDK GROUP 99.87% View

By topic

Financials

Financial year
2025
Total assets
€4.7m
Loss
-€19,470
Solvency
18.6%
Total assets▲ 3.0%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1995
Next accounts
by 31-07-2027
  1. 10-09-2025Annual accounts filed
  2. 31-12-2024Highest result from 2018 to 2025
  3. 30-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
14-04-1994
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
“Handel in stallenbouw, stalinrichting, hallenbouw en technische installaties voor de…” (deed in Dutch)
Go to Articles of association

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