VAN HOECK Consult
ActiveSummary
VAN HOECK Consult has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €72k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency46▲+17
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.98 in 2024; short-term debt: 35.2% and cash: 17.7% of total assets), and 79.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
32.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
on the day
2024
66 d early
2023
54 d early
2022
67 d early
2021
48 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 1,052%
2024 · €4k
2021: €27k
2022: €35k▲ +29.7% vs 2021
2023: €46k▲ +34.0% vs 2022highest in 5 years
2024: €4k▼ -91.4% vs 2023lowest in 5 years
2025: €46k▲ +1052% vs 2024
2021 → 2025
Total assets
€224k▲ 130%
2024 · €97k
2021: €70k
2022: €56k▼ -18.8% vs 2021lowest in 5 years
2023: €104k▲ +84.9% vs 2022
2024: €97k▼ -6.8% vs 2023
2025: €224k▲ +130% vs 2024highest in 5 years
2021 → 2025
Net result
€72k▲ 161%
2024 · €28k
2021: €45k
2022: €16k▼ -64.4% vs 2021lowest in 5 years
2023: €45k▲ +181% vs 2022
2024: €28k▼ -38.4% vs 2023
2025: €72k▲ +161% vs 2024highest in 5 years
2021 → 2025
Working capital
€-11k▼ 516%
2024 · €-2k
2021: €27k
2022: €34k▲ +26.2% vs 2021
2023: €40k▲ +17.4% vs 2022highest in 5 years
2024: €-2k▼ -104% vs 2023
2025: €-11k▼ -516% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€35k▲ 29.7%€46k▲ 34.0%€4k▼ 91.4%€46k▲ 1,052%
2021: €27k
2022: €35k▲ +29.7% vs 2021
2023: €46k▲ +34.0% vs 2022highest in 5 years
2024: €4k▼ -91.4% vs 2023lowest in 5 years
2025: €46k▲ +1052% vs 2024
Operating result€58k-€22k▼ 62.1%€59k▲ 166%€38k▼ 36.2%€101k▲ 171%
2021: €58k
2022: €22k▼ -62.1% vs 2021lowest in 5 years
2023: €59k▲ +166% vs 2022
2024: €38k▼ -36.2% vs 2023
2025: €101k▲ +171% vs 2024highest in 5 years
Net result€45k-€16k▼ 64.4%€45k▲ 181%€28k▼ 38.4%€72k▲ 161%
2021: €45k
2022: €16k▼ -64.4% vs 2021lowest in 5 years
2023: €45k▲ +181% vs 2022
2024: €28k▼ -38.4% vs 2023
2025: €72k▲ +161% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 171% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets
€156k ▲ 2,605%
Current assets
€68k ▼ 25.6%
Equity and liabilities €224k
Equity
€46k ▲ 1,052%
Debt
€178k ▲ 90.9%
Debt's share of the balance-sheet total falls from 95.9% to 79.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€103k▲
2024 · €39k
Cash flow
€73k▲
2024 · €29k
Current ratio
0.86▼
2024 · 0.98
Debt to equity
3.86▼
2024 · 23.31
ROE
156.5%▼
2024 · 689.8%
ROA
32.2%▲
2024 · 28.4%
Interest coverage
390.73▲
2024 · 146.42
Debt ≤ 1 year
€79k▼
2024 · €93k
Debt > 1 year
€99k
Income taxes
€29k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€97k€224k▲
Fixed assets21/28€6k€156k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€4k€3k▼
Financial fixed assets28-€150k
Current assets29/58€91k€68k▼
Amounts receivable within one year40/41€20k€28k▲
Trade receivables40€20k€28k▲
Cash at bank and in hand54/58€71k€40k▼
Deferred charges and accrued income490/1€148€157▲
Equity and liabilities
Total equity and liabilities10/49€97k€224k▲
Equity10/15€4k€46k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€44k▲
Amounts payable17/49€93k€178k▲
Amounts payable after more than one year17-€99k
Other amounts payable178/9-€99k
Amounts payable within one year42/48€93k€79k▼
Current portion of amounts payable after more than one year42-€36k
Trade debts44€237€422▲
Suppliers440/4€237€422▲
Taxes, remuneration and social security45€23k€12k▼
Taxes450/3€23k€12k▼
Other amounts payable47/48€70k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€1k€898▼
Gross operating margin9900€40k€103k▲
Operating profit (loss)9901€38k€101k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€264€263▼
Recurring financial charges65€264€263▼
Profit (loss) for the period before taxes9903€37k€101k▲
Income taxes67/77€10k€29k▲
Profit (loss) for the period9904€28k€72k▲
Profit (loss) for the period to be appropriated9905€28k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€72k€74k▲
Profit (loss) brought forward from the previous period14P€44k€2k▼
Profit to be distributed694/7€70k€30k▼
Return on contributions (dividend)694€70k€30k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €18 | €760 | €1k | €1k | ▲ 2.2% |
| Other operating charges640/8 | €1k | €1k | €863 | €1k | €898 | ▼ 19.4% |
| Gross operating margin9900 | €60k | €24k | €60k | €40k | €103k | ▲ 161% |
| Operating profit (loss)9901 | €58k | €22k | €59k | €38k | €101k | ▲ 171% |
| Financial income75/76B | - | - | €151 | €0 | - | - |
| Recurring financial income75 | - | - | €151 | €0 | - | - |
| Financial charges65/66B | €114 | €219 | €274 | €264 | €263 | ▼ 0.4% |
| Recurring financial charges65 | €114 | €219 | €274 | €264 | €263 | ▼ 0.4% |
| Profit (loss) for the period before taxes9903 | €58k | €22k | €59k | €37k | €101k | ▲ 172% |
| Income taxes67/77 | €14k | €6k | €14k | €10k | €29k | ▲ 202% |
| Profit (loss) for the period9904 | €45k | €16k | €45k | €28k | €72k | ▲ 161% |
| Profit (loss) for the period to be appropriated9905 | €45k | €16k | €45k | €28k | €72k | ▲ 161% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €70k | €56k | €104k | €97k | €224k | ▲ 130% |
| Fixed assets21/28 | - | €939 | €7k | €6k | €156k | ▲ 2,605% |
| Tangible fixed assets22/27 | - | €939 | €7k | €6k | €6k | ▲ 3.0% |
| Plant, machinery and equipment23 | - | - | - | - | €1k | - |
| Furniture and vehicles24 | - | €939 | €3k | €2k | €1k | ▼ 32.7% |
| Other tangible fixed assets26 | - | - | €4k | €4k | €3k | ▼ 11.6% |
| Financial fixed assets28 | - | - | - | - | €150k | - |
| Current assets29/58 | €70k | €55k | €97k | €91k | €68k | ▼ 25.6% |
| Amounts receivable within one year40/41 | €8k | €10k | €19k | €20k | €28k | ▲ 39.4% |
| Trade receivables40 | €8k | €10k | €13k | €20k | €28k | ▲ 39.4% |
| Other amounts receivable41 | - | - | €6k | - | - | - |
| Cash at bank and in hand54/58 | €61k | €46k | €78k | €71k | €40k | ▼ 44.3% |
| Deferred charges and accrued income490/1 | €124 | €286 | €143 | €148 | €157 | ▲ 6.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €70k | €56k | €104k | €97k | €224k | ▲ 130% |
| Equity10/15 | €27k | €35k | €46k | €4k | €46k | ▲ 1,052% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €25k | €33k | €44k | €2k | €44k | ▲ 2,104% |
| Amounts payable17/49 | €43k | €22k | €58k | €93k | €178k | ▲ 90.9% |
| Amounts payable after more than one year17 | - | - | - | - | €99k | - |
| Other amounts payable178/9 | - | - | - | - | €99k | - |
| Amounts payable within one year42/48 | €43k | €22k | €58k | €93k | €79k | ▼ 15.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €36k | - |
| Trade debts44 | €0 | €56 | €453 | €237 | €422 | ▲ 78.4% |
| Suppliers440/4 | - | €56 | €453 | €237 | €422 | ▲ 78.4% |
| Taxes, remuneration and social security45 | €22k | €13k | €24k | €23k | €12k | ▼ 45.5% |
| Taxes450/3 | €22k | €13k | €24k | €23k | €12k | ▼ 45.5% |
| Other amounts payable47/48 | €21k | €9k | €33k | €70k | €30k | ▼ 57.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €16k | €45k | €28k | €72k | ▲ 161% |
| + Depreciation and write-downs630 | - | €18 | €760 | €1k | €1k | ▲ 2.2% |
| Operating cash flow (approximation) | €45k | €16k | €46k | €29k | €73k | ▲ 155% |
| Investment in fixed assets (approximation) | - | - | €-7k | €0 | €-151k | - |
| Change in cash | - | €-16k | €33k | €-8k | €-31k | ▼ 318% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €72k ▲161%
Operating result €101k, net result €72k, both a record.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €16k ▼64.4%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2020
Ground area
704 m²
Building footprint
148 m²
Volume, LiDAR
771 m³
Parcel 25763M0523/00A000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN HOECK Consult
since 20202.306.503.315
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0523/00A000 | Wallonia | 704 m² | 1 · 148 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,384. 3,204 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-08-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
82100Office administrative and support services
Scores and ratios are computed by Checked and are not a credit decision.