Equity
€26,917 from €170,144 in 2024
Equity fell by 84% in 1 year.
BMS IMMO
Lifetime
6 annual accounts with figures on one time axispeak €89,077 (2022)
€88,651▲ 9.5%
peak €69,908 (2020)
€5,705▼ 20.9%
peak €170,144 (2024)
€26,917▼ 84.2%
€181,072▲ 836%
peak 0.5 FTE (2024)
0.5 FTEunchanged
Board1 name since 2021
1 directorAltruy Benoît
Owners
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Equity from €170,144 to €26,917Debts from €19,355 to €181,072Investments €43,905Cash from €5,549 to €7,838
Key points
from the 2025 annual accountsTurnover
≈ €230,000 estimated
The accounts state no turnover.
Debts
€181,072 87% of the balance sheet
Suppliers 13%Taxes and wages 4%Other 83%
Of this, €179,449 falls due within a year.
Investments
€43,905 3.2 × depreciation
Green is investment, beige is depreciation. Machinery stands 104.4% higher than in 2024.
Liquidity
0.53 was 6.05 in 2024
Short-term debts rose from €17,794 to €179,449.
Filings
6 annual accounts 3 late
The 2024 accounts came latest: 29 days after the end of the period.
Checked score
68
Healthy
Financially stronger than 28% of micro companies in real estate (NACE 68)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.8%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.4%▼ -0.4 percentage points vs 08-2025
10-2025: 0.3%▼ -0.1 percentage points vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2020
Equity €26,917 (12.9% of total assets)
Liquidity: current ratio 0.53, cash €7,838
lowers risk
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 34% of them on solvency, 9% on liquidity, 64% on profitability and 7% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,274 companies had the same profile as BMS IMMO has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of BMS IMMO itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,274 companies, not a prediction for BMS IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.53 (6.05 in 2024), below 1. Short-term debt is 86.3% and cash 3.8% of total assets. 87.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
29 days late
2023
27 days late
2022
38 days early
2021
31 days early
2020
23 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 2 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AB
Altruy Benoît
Director
- ALJEBE HOLDING 100%score 50equity €60,154 (2025) · 2023 annual accounts of ALJEBE HOLDING
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0751509577
Incorporation
published on 29-07-2020 · Gazette deed
First establishment
Rue Ste Brigitte 100, Beloeil
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BMS IMMO Beloeil | €207,989 | €88,651 | 12.9% | 0.5 |
| Pierre & Vacances Center Parcs Vastgoed België Peer | €263,580 | €160,507 | -59.9% | 1 |
| ADDON Nazareth-De Pinte | €360,136 | €65,181 | 15.3% | 0.5 |
| IMMO AXIS CONSULTING Chaumont-Gistoux | €104,706 | €45,414 | 18.2% | 0.5 |
| JP&F Projectontwikkeling Ravels | €155,440 | €161,378 | 85.7% | 0 |
| ARDENNOR PROJECT & FACILITY MANAGEMENT Neufchâteau | €305,126 | €29,420 | -13.1% | 0.8 |
| stoneEagle Zandhoven | €346,704 | €76,942 | 71.1% | 0 |
These companies have the same main activity as BMS IMMO: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €105,000 and €360,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 27-07-2020Normal situation
- Activity
- Buying and selling of own real estateNACE 68110
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2023
- Establishment unit
- 2.306.858.7507971 Beloeil, since 27-07-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €207,989▲ 9.8%
- Employeeson 31-12-2025
- 1
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on BMS IMMO
BMS IMMO files the abbreviated format. That format states no turnover. The gross margin rose from €88,388 in 2020 to €88,651 in 2025.
ALJEBE HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BMS IMMO
- What is the company number of BMS IMMO?
- The company number of BMS IMMO is 0751.509.577. The VAT number is the same number with BE in front: BE 0751.509.577.
- Where is BMS IMMO based?
- The registered office is at Rue Ste Brigitte 100, 7971 Beloeil.Company details
- What does BMS IMMO do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of BMS IMMO?
- BMS IMMO is a private limited company (BV).
- When was BMS IMMO founded?
- BMS IMMO was founded on 27-07-2020.
- Is BMS IMMO still active?
- Yes, BMS IMMO is an active enterprise in the KBO register.
- How many employees does BMS IMMO have?
- BMS IMMO had an average of 0.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does BMS IMMO fall under?
- In its 2023 annual accounts, BMS IMMO states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of BMS IMMO?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €88,651 and 48 comparable companies (NACE 681). It probably lies between €120,000 and €550,000. In financial year 2020 turnover was €95,840.
- Is BMS IMMO profitable?
- In financial year 2025, BMS IMMO made a profit of €5,705.
- Where can I find the annual accounts of BMS IMMO?
- BMS IMMO filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BMS IMMO due?
- BMS IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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