VAN HERCK KURT
ActiveVAN HERCK KURT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €-9k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 79% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-35
Solvency100▲+9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.89 against 2.91 in 2024; short-term debt: 25.3% and cash: 73.2% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
-13.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
27 d late
2022
11 d late
2021
17 d early
2020
11 d early
2018
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€53k▼ 15.0%
2024 · €63k
2018: €56k
2020: €61k
2021: €66k
2022: €62k
2023: €62k
2024: €63k
2018 → 2025
Total assets
€71k▼ 24.8%
2024 · €95k
2018: €92k
2020: €90k
2021: €119k
2022: €77k
2023: €79k
2024: €95k
2018 → 2025
Net result
€-9k
2024 · €466
2018: €10k
2020: €4k
2021: €6k
2022: €-5k
2023: €855
2024: €466
2018 → 2025
Working capital
€52k▼ 15.4%
2024 · €62k
2018: €49k
2020: €56k
2021: €62k
2022: €60k
2023: €61k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€62k▼ 7.3%€62k▲ 1.4%€63k▲ 0.7%€53k▼ 15.0%
Operating result€8k-€-5k€951€2k▲ 129%€-9k
Net result€6k-€-5k€855€466▼ 45.5%€-9k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€1k=
Current assets
€70k▼ 25.2%
Equity and liabilities €71k
Equity
€53k▼ 15.0%
Debt
€18k▼ 43.9%
The debt ratio falls from 33.9% to 25.3%. Equity and debt are lower.
Key figures and ratios
Solvency
74.7%▲
2024 · 66.1%
Current ratio
3.89▲
2024 · 2.91
Quick ratio
3.05▲
2024 · 1.42
Debt / equity
0.34▼
2024 · 0.51
ROE
-17.7%▼
2024 · 0.7%
ROA
-13.2%▼
2024 · 0.5%
Debt
€18k▼
2024 · €32k
Debt ≤ 1 year
€18k▼
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€71k▼
Fixed assets21/28€1k€1k=
Financial fixed assets28€1k€1k=
Current assets29/58€94k€70k▼
Stocks and contracts in progress3€48k€15k▼
Stocks30/36€48k€15k▼
Amounts receivable within one year40/41€8k€3k▼
Trade receivables40€6k€250▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€35k€52k▲
Deferred charges and accrued income490/1€3k€270▼
Equity and liabilities
Total equity and liabilities10/49€95k€71k▼
Equity10/15€63k€53k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€48k€48k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€-4k€-13k▼
Amounts payable17/49€32k€18k▼
Amounts payable within one year42/48€32k€18k▼
Financial debts43€759€759=
Other loans439€759€759=
Trade debts44€3k€387▼
Suppliers440/4€3k€387▼
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€26k€15k▼
Income statement
Code20242025
Other operating charges640/8€3k€2k▼
Gross operating margin9900€5k€-7k▼
Operating profit (loss)9901€2k€-9k▼
Financial income75/76B€9€4▼
Recurring financial income75€9€4▼
Financial charges65/66B€108€120▲
Recurring financial charges65€108€120▲
Profit (loss) for the period before taxes9903€2k€-9k▼
Income taxes67/77€2k-
Profit (loss) for the period9904€466€-9k▼
Profit (loss) for the period to be appropriated9905€466€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-13k▼
Profit (loss) brought forward from the previous period14P€-4k€-4k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-9k ▼2132%
Net result drops to €-9k, the lowest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Back to profitnet €855
Net result €855 after one loss-making year.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.88
Current ratio from 2.18 to 4.88; short-term debt falls from €53k to €16k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Libelstraat 52220 Heist-op-den-BergGround area
408 m²
Building footprint
128 m²
Volume, LiDAR
765 m³
Parcel 12014A0733/00V002, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Herck Kurt
since 20112.197.463.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12014A0733/00V002 | Flanders | 408 m² | 1 · 128 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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TAVOITURE.BE
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APY Conseils
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JCARS
BE 0668.447.982
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JTL CARS
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Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 736 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2011
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.