Concept Mobile Design
ActiveSummary
Concept Mobile Design has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€204,931) and a net result of -€65,328. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 11693 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.21 in 2024; short-term debt: 450.6% and cash: 62.3% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-350.6%
Return on assets
-111.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€204,931
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
90 d late
2023
30 d late
2022
94 d late
2021
31 d late
2020
30 d late
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 56 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€204,931▼ 46.8%
2024 · -€139,603
Total assets
€58,445▼ 8.1%
2024 · €63,562
Net result
-€65,328▲ 28.4%
2024 · -€91,231
Working capital
-€220,662▼ 39.9%
2024 · -€157,743
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€16,419▼ 30.6%-€5-€13,276▼ 261,752%-€90,210▼ 580%-€64,269▲ 28.8%
Net result€15,418within the sector's middle half▼ 32.9%-€2,396within the sector's middle half-€15,503below the sector's middle half▼ 547%-€91,231below the sector's middle half▼ 488%-€65,328below the sector's middle half▲ 28.4%
Equity-€30,473below the sector's middle half▲ 33.6%-€32,869below the sector's middle half▼ 7.9%-€48,372below the sector's middle half▼ 47.2%-€139,603below the sector's middle half▼ 189%-€204,931below the sector's middle half▼ 46.8%
Total assets€60,415below the sector's middle half▲ 247%€66,420below the sector's middle half▲ 9.9%€83,051within the sector's middle half▲ 25.0%€63,562below the sector's middle half▼ 23.5%€58,445below the sector's middle half▼ 8.1%
Debt€90,888▲ 43.5%€99,289▲ 9.2%€131,423▲ 32.4%€203,165▲ 54.6%€263,376▲ 29.6%
Working capital-€57,386below the sector's middle half▼ 8.3%-€54,507below the sector's middle half▲ 5.0%-€69,981below the sector's middle half▼ 28.4%-€157,743below the sector's middle half▼ 125%-€220,662below the sector's middle half▼ 39.9%
Solvency-50.4%below the sector's middle half▲ 212.9pp-49.5%below the sector's middle half▲ 1.0pp-58.2%below the sector's middle half▼ 8.8pp-219.6%below the sector's middle half▼ 161.4pp-350.6%below the sector's middle half▼ 131.0pp
Current ratio0.20below the sector's middle half▲ 0.040.36below the sector's middle half▲ 0.160.43below the sector's middle half▲ 0.070.21below the sector's middle half▼ 0.220.16below the sector's middle half▼ 0.05
Return on assets (ROA)25.5%above the sector's middle half▼ 106.4pp-3.6%below the sector's middle half▼ 29.1pp-18.7%below the sector's middle half▼ 15.1pp-143.5%below the sector's middle half▼ 124.9pp-111.8%below the sector's middle half▲ 31.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64,269 in 2025 against €90,210 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58,445
Fixed assets
€15,731 ▼ 26.5%
Current assets
€42,714 ▲ 1.3%
Equity and liabilities
Equity-€204,931
Debt€263,376
Equity is negative: debt (€263,376) exceeds the balance-sheet total (€58,445).
Key figures and ratios
EBITDA
-€52,560▲
2024 · -€78,247
Cash flow
-€53,619▲
2024 · -€79,267
Interest coverage
-64.97▲
2024 · -100.82
Debt ≤ 1 year
€263,376▲
2024 · €199,903
Income taxes
€250▲
2024 · €244
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,415 | €11,546 | €11,605 | €11,964 | €11,709 | ▼ 2.1% |
| Other operating charges640/8 | €2,961 | €9,850 | €1,386 | €2,854 | €2,835 | ▼ 0.7% |
| Gross operating margin9900 | €26,795 | €21,391 | -€285 | -€75,393 | -€49,725 | ▲ 34.0% |
| Operating profit (loss)9901 | €16,419 | -€5 | -€13,276 | -€90,210 | -€64,269 | ▲ 28.8% |
| Financial income75/76B | €0 | - | €243 | - | - | - |
| Recurring financial income75 | €0 | - | €243 | - | - | - |
| Financial charges65/66B | €1,001 | €2,200 | €2,233 | €776 | €809 | ▲ 4.2% |
| Recurring financial charges65 | €1,001 | €2,200 | €2,233 | €776 | €809 | ▲ 4.2% |
| Profit (loss) for the period before taxes9903 | €15,418 | -€2,205 | -€15,266 | -€90,987 | -€65,078 | ▲ 28.5% |
| Income taxes67/77 | - | €191 | €237 | €244 | €250 | ▲ 2.4% |
| Profit (loss) for the period9904 | €15,418 | -€2,396 | -€15,503 | -€91,231 | -€65,328 | ▲ 28.4% |
| Profit (loss) for the period to be appropriated9905 | €15,418 | -€2,396 | -€15,503 | -€91,231 | -€65,328 | ▲ 28.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €60,415 | €66,420 | €83,051 | €63,562 | €58,445 | ▼ 8.1% |
| Fixed assets21/28 | €46,168 | €35,692 | €30,334 | €21,402 | €15,731 | ▼ 26.5% |
| Intangible fixed assets21 | - | - | €3,343 | €2,210 | €1,076 | ▼ 51.3% |
| Tangible fixed assets22/27 | €46,168 | €35,692 | €26,991 | €19,193 | €14,654 | ▼ 23.6% |
| Plant, machinery and equipment23 | €4,501 | €3,459 | €5,312 | €3,761 | €2,211 | ▼ 41.2% |
| Furniture and vehicles24 | €4,691 | €3,311 | €809 | €2,615 | €7,679 | ▲ 194% |
| Leasing and similar rights25 | €36,975 | €28,922 | €20,870 | €12,817 | €4,764 | ▼ 62.8% |
| Current assets29/58 | €14,248 | €30,727 | €52,717 | €42,160 | €42,714 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €8,846 | €19,499 | €25,003 | €27,761 | €5,641 | ▼ 79.7% |
| Trade receivables40 | €7,478 | €19,218 | €24,827 | €26,425 | €5,132 | ▼ 80.6% |
| Other amounts receivable41 | €1,369 | €281 | €176 | €1,336 | €509 | ▼ 61.9% |
| Cash at bank and in hand54/58 | €2,913 | €10,668 | €26,289 | €13,795 | €36,401 | ▲ 164% |
| Deferred charges and accrued income490/1 | €2,488 | €561 | €1,425 | €604 | €673 | ▲ 11.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €60,415 | €66,420 | €83,051 | €63,562 | €58,445 | ▼ 8.1% |
| Equity10/15 | -€30,473 | -€32,869 | -€48,372 | -€139,603 | -€204,931 | ▼ 46.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | - | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | - | - | - |
| Reserves13 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Tax-exempt reserves132 | €18,750 | €18,750 | €18,750 | €18,750 | €18,750 | = |
| Profit (loss) carried forward14 | -€67,823 | -€70,219 | -€85,722 | -€176,953 | -€242,281 | ▼ 36.9% |
| Amounts payable17/49 | €90,888 | €99,289 | €131,423 | €203,165 | €263,376 | ▲ 29.6% |
| Amounts payable after more than one year17 | €19,255 | €14,054 | €8,725 | €3,262 | - | - |
| Financial debts170/4 | €19,255 | €14,054 | €8,725 | €3,262 | - | - |
| Amounts payable within one year42/48 | €71,634 | €85,234 | €122,698 | €199,903 | €263,376 | ▲ 31.8% |
| Current portion of amounts payable after more than one year42 | €9,051 | €9,618 | €5,330 | €5,481 | €2,498 | ▼ 54.4% |
| Financial debts43 | - | - | - | €3,122 | - | - |
| Credit institutions430/8 | - | - | - | €3,122 | - | - |
| Trade debts44 | €19,079 | €2,702 | €6,258 | €20,627 | €0 | ▼ 100% |
| Suppliers440/4 | €19,079 | €2,702 | €6,258 | €20,627 | €0 | ▼ 100% |
| Advances received on contracts in progress46 | €1,008 | €13,800 | €20,948 | €22,615 | €6,975 | ▼ 69.2% |
| Taxes, remuneration and social security45 | - | €5,273 | €237 | €482 | €250 | ▼ 48.1% |
| Taxes450/3 | - | €5,273 | €237 | €482 | €250 | ▼ 48.1% |
| Other amounts payable47/48 | €42,495 | €53,841 | €89,925 | €147,576 | €253,652 | ▲ 71.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,418 | -€2,396 | -€15,503 | -€91,231 | -€65,328 | ▲ 28.4% |
| + Depreciation and write-downs630 | €7,415 | €11,546 | €11,605 | €11,964 | €11,709 | ▼ 2.1% |
| Operating cash flow (approximation) | €22,833 | €9,150 | -€3,899 | -€79,267 | -€53,619 | ▲ 32.4% |
| Investment in fixed assets (approximation) | - | -€1,071 | -€6,246 | -€3,032 | -€6,037 | ▼ 99.1% |
| Change in cash | - | €7,755 | €15,622 | -€12,494 | €22,606 | ▲ 281% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Weakest financial yearnet -€91,231
Net result drops to -€91,231, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 94 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €22,980
Net result €22,980 after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 90 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 2006
Ground area
1,034 m²
Building footprint
210 m²
Volume, LiDAR
1,859 m³
Parcel 25101C0010/00V000, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LE PAVILLON DU BOIS DU BUIS
since 20062.157.504.484
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25101C0010/00V000 | Wallonia | 1,034 m² | 1 · 209 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,129 companies in this sector we hold annual accounts for 1,131. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded31-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
41001General construction of residential buildings
43211General electrical installation work
43310Plastering work
43320Joinery installation
43341Painting of buildings
43343Specialised construction activities
43422Screed work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
47812Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46713Wholesale trade
95314Bodywork repair (including spraying and painting)
Contact
Website
www.cmdbelgium.com
E-mail
info@cmdbelgium.com
Phone
+32 81 34 00 39
Fax
+32 81 34 55 58
Website
www.lepavillonduboisdebuis.bePerwez
E-invoicing
Reachable via Peppol
Peppol ID
0208:0884680580
Also
9925:BE0884680580
Registered
17-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.