VAN GORP FRANS
ActiveSummary
VAN GORP FRANS has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €360k and a net result of €39k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 18% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+39
Solvency43▲+6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.9 in 2024; short-term debt: 65.7% and cash: 4.4% of total assets), and 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
1.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7777 sector peers (2025).
NBB · sector comparisonPosition among 7777 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-01-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
22 d late
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€360k▲ 12.3%
2024 · €321k
2019: €377k
2020: €478k
2021: €481k
2022: €513k
2023: €462k
2024: €321k
2019 → 2025
Total assets
€2.06M▼ 21.1%
2024 · €2.60M
2019: €1.61M
2020: €1.58M
2021: €2.04M
2022: €2.75M
2023: €1.82M
2024: €2.60M
2019 → 2025
Net result
€39k
2024 · €-141k
2019: €177k
2020: €108k
2021: €3k
2022: €32k
2023: €-51k
2024: €-141k
2019 → 2025
Working capital
€-159k▲ 18.1%
2024 · €-194k
2019: €149k
2020: €112k
2021: €69k
2022: €24k
2023: €-27k
2024: €-194k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€481k-€513k▲ 6.6%€462k▼ 10.0%€321k▼ 30.6%€360k▲ 12.3%
Operating result€28k-€59k▲ 112%€-18k€-83k▼ 349%€82k
Net result€3k-€32k▲ 924%€-51k€-141k▼ 176%€39k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €82k after a loss of €83k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.06M
Fixed assets
€864k ▼ 3.6%
Current assets
€1.19M ▼ 30.2%
Equity and liabilities €2.06M
Equity
€360k ▲ 12.3%
Debt
€1.70M ▼ 25.7%
Debt's share of the balance-sheet total falls from 87.7% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€267k▲
2024 · €99k
Cash flow
€224k▲
2024 · €40k
Current ratio
0.88▼
2024 · 0.90
Quick ratio
0.72▲
2024 · 0.55
Debt to equity
4.71▼
2024 · 7.12
ROE
10.9%▲
2024 · -44.0%
ROA
1.9%▲
2024 · -5.4%
Interest coverage
5.56▲
2024 · 1.96
Debt ≤ 1 year
€1.35M▼
2024 · €1.90M
Debt > 1 year
€345k▼
2024 · €381k
Income taxes
€764▼
2024 · €13k
Staff costs
€606k▲
2024 · €524k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.60M€2.06M▼
Fixed assets21/28€896k€864k▼
Tangible fixed assets22/27€895k€862k▼
Land and buildings22€267k€267k=
Plant, machinery and equipment23€210k€130k▼
Furniture and vehicles24€51k€92k▲
Leasing and similar rights25€360k€370k▲
Other tangible fixed assets26€7k€4k▼
Financial fixed assets28€1k€1k=
Current assets29/58€1.71M€1.19M▼
Stocks and contracts in progress3€665k€217k▼
Stocks30/36€12k€12k=
Contracts in progress37€653k€205k▼
Amounts receivable within one year40/41€962k€859k▼
Trade receivables40€802k€748k▼
Other amounts receivable41€160k€111k▼
Cash at bank and in hand54/58€57k€90k▲
Deferred charges and accrued income490/1€24k€26k▲
Equity and liabilities
Total equity and liabilities10/49€2.60M€2.06M▼
Equity10/15€321k€360k▲
Contributions10/11€58k€58k=
Reserves13€263k€302k▲
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€219k€259k▲
Amounts payable17/49€2.28M€1.70M▼
Amounts payable after more than one year17€381k€345k▼
Financial debts170/4€381k€345k▼
Amounts payable within one year42/48€1.90M€1.35M▼
Current portion of amounts payable after more than one year42€160k€113k▼
Financial debts43€575k€450k▼
Credit institutions430/8€575k€450k▼
Trade debts44€1.08M€691k▼
Suppliers440/4€1.08M€691k▼
Taxes, remuneration and social security45€28k€42k▲
Taxes450/3€2k€18k▲
Remuneration and social security454/9€26k€23k▼
Other amounts payable47/48€54k€54k=
Income statement
Code20242025
Non-recurring operating income76A€20k€30k▲
Remuneration, social security and pensions62€524k€606k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182k€185k▲
Other operating charges640/8€6k€2k▼
Non-recurring operating charges66A€5k€7k▲
Gross operating margin9900€634k€881k▲
Operating profit (loss)9901€-83k€82k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€50k€48k▼
Recurring financial charges65€50k€48k▼
Profit (loss) for the period before taxes9903€-128k€40k▲
Income taxes67/77€13k€764▼
Profit (loss) for the period9904€-141k€39k▲
Profit (loss) for the period to be appropriated9905€-141k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-141k€39k▲
Transfer from equity791/2€141k-
Transfer to equity691/2-€39k
To other reserves6921-€39k
Social balance
Average headcount (FTE)90879.19.7▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €39k
Net result €39k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €500kEq €513k ▲6.6%
4 profitable years in a row build equity to €513k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 22 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterstenhoek 362275 LilleGround area
3,853 m²
Building footprint
406 m²
Volume, LiDAR
2,381 m³
Parcel 13019D0084/00A000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Achterstenhoek 36, 2275 Lille
since 20012.100.294.973
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019D0084/00A000 | Flanders | 3,853 m² | 1 · 406 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,472 EUR awarded · 5,861 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 75 EUR | 783 EUR |
| 2024 | 1 | 1,986 EUR | 1,668 EUR |
| 2023 | 1 | 236 EUR | 1,074 EUR |
| 2022 | 1 | 3,175 EUR | 2,336 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesVAN GORP FRANS BV30032
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Of 1,365 companies in sector 43110 we hold annual accounts for 632. 451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2001
Fiscal year end30-06
Activities, NACEBEL 2025
43110Demolition
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.