FRANCK BRICKS
ActiveSummary
FRANCK BRICKS has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €535k and a net result of €50k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 26% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55▼-5
Solvency49▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.41 against 1.57 in 2024; short-term debt: 60.3% and cash: 4.6% of total assets), and 75.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
2.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
55 d early
2023
56 d early
2022
28 d late
2021
52 d early
2020
4 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€535k▲ 10.3%
2024 · €485k
2018: €305klowest in 8 years
2019: €324k▲ +6.0% vs 2018
2020: €382k▲ +18.1% vs 2019
2021: €416k▲ +8.7% vs 2020
2022: €444k▲ +6.9% vs 2021
2023: €479k▲ +7.9% vs 2022
2024: €485k▲ +1.2% vs 2023
2025: €535k▲ +10.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€2.19M▲ 23.1%
2024 · €1.78M
2018: €2.01M
2019: €2.04M▲ +1.5% vs 2018
2020: €2.12M▲ +3.8% vs 2019
2021: €2.38M▲ +12.4% vs 2020highest in 8 years
2022: €1.55M▼ -34.8% vs 2021lowest in 8 years
2023: €1.77M▲ +13.7% vs 2022
2024: €1.78M▲ +0.8% vs 2023
2025: €2.19M▲ +23.1% vs 2024
2018 → 2025
Net result
€50k▲ 793%
2024 · €6k
2018: €35k
2019: €18k▼ -46.7% vs 2018
2020: €59k▲ +218% vs 2019highest in 8 years
2021: €33k▼ -43.4% vs 2020
2022: €29k▼ -13.9% vs 2021
2023: €35k▲ +22.7% vs 2022
2024: €6k▼ -84.1% vs 2023lowest in 8 years
2025: €50k▲ +793% vs 2024
2018 → 2025
Working capital
€537k▲ 8.7%
2024 · €494k
2018: €697khighest in 8 years
2019: €645k▼ -7.5% vs 2018
2020: €621k▼ -3.6% vs 2019
2021: €552k▼ -11.2% vs 2020
2022: €414k▼ -25.0% vs 2021lowest in 8 years
2023: €419k▲ +1.3% vs 2022
2024: €494k▲ +17.9% vs 2023
2025: €537k▲ +8.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€416k-€444k▲ 6.9%€479k▲ 7.9%€485k▲ 1.2%€535k▲ 10.3%
2021: €416klowest in 5 years
2022: €444k▲ +6.9% vs 2021
2023: €479k▲ +7.9% vs 2022
2024: €485k▲ +1.2% vs 2023
2025: €535k▲ +10.3% vs 2024highest in 5 years
Operating result€73k-€59k▼ 19.2%€142k▲ 140%€35k▼ 75.7%€87k▲ 153%
2021: €73k
2022: €59k▼ -19.2% vs 2021
2023: €142k▲ +140% vs 2022highest in 5 years
2024: €35k▼ -75.7% vs 2023lowest in 5 years
2025: €87k▲ +153% vs 2024
Net result€33k-€29k▼ 13.9%€35k▲ 22.7%€6k▼ 84.1%€50k▲ 793%
2021: €33k
2022: €29k▼ -13.9% vs 2021
2023: €35k▲ +22.7% vs 2022
2024: €6k▼ -84.1% vs 2023lowest in 5 years
2025: €50k▲ +793% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 153% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€313k ▼ 19.2%
Current assets
€1.86M ▲ 36.8%
Equity and liabilities €2.19M
Equity
€535k ▲ 10.3%
Debt
€1.66M ▲ 28.0%
Debt's share of the balance-sheet total rises from 72.8% to 75.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€185k▲
2024 · €148k
Cash flow
€148k▲
2024 · €119k
Current ratio
1.41▼
2024 · 1.57
Quick ratio
0.66▼
2024 · 0.67
Debt to equity
3.10▲
2024 · 2.67
ROE
9.3%▲
2024 · 1.2%
ROA
2.3%▲
2024 · 0.3%
Interest coverage
4.07▼
2024 · 4.85
Debt ≤ 1 year
€1.32M▲
2024 · €865k
Debt > 1 year
€336k▼
2024 · €431k
Income taxes
€14k▲
2024 · €6k
Staff costs
€725k▲
2024 · €605k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.78M€2.19M▲
Formation expenses20€35k€21k▼
Fixed assets21/28€387k€313k▼
Tangible fixed assets22/27€374k€300k▼
Plant, machinery and equipment23€75k€64k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€231k€177k▼
Other tangible fixed assets26€60k€54k▼
Assets under construction and advance payments27€0-
Financial fixed assets28€13k€13k=
Current assets29/58€1.36M€1.86M▲
Stocks and contracts in progress3€783k€993k▲
Stocks30/36€783k€993k▲
Amounts receivable within one year40/41€511k€731k▲
Trade receivables40€324k€573k▲
Other amounts receivable41€187k€158k▼
Cash at bank and in hand54/58€32k€102k▲
Deferred charges and accrued income490/1€33k€34k▲
Equity and liabilities
Total equity and liabilities10/49€1.78M€2.19M▲
Equity10/15€485k€535k▲
Contributions10/11€169k€169k=
Reserves13€422k€366k▼
Distributable reserves133€422k€366k▼
Profit (loss) carried forward14€-106k€0▲
Amounts payable17/49€1.30M€1.66M▲
Amounts payable after more than one year17€431k€336k▼
Financial debts170/4€431k€336k▼
Amounts payable within one year42/48€865k€1.32M▲
Current portion of amounts payable after more than one year42€116k€101k▼
Trade debts44€604k€1.11M▲
Suppliers440/4€604k€1.11M▲
Taxes, remuneration and social security45€69k€108k▲
Taxes450/3€60k€108k▲
Remuneration and social security454/9€9k€0▼
Other amounts payable47/48€76k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€605k€725k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€98k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€29k€22k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€782k€933k▲
Operating profit (loss)9901€35k€87k▲
Financial income75/76B€8k€22k▲
Recurring financial income75€8k€22k▲
Financial charges65/66B€31k€46k▲
Recurring financial charges65€31k€46k▲
Profit (loss) for the period before taxes9903€12k€64k▲
Income taxes67/77€6k€14k▲
Profit (loss) for the period9904€6k€50k▲
Profit (loss) for the period to be appropriated9905€6k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-56k▲
Profit (loss) brought forward from the previous period14P€-111k€-106k▲
Transfer from equity791/2-€56k
Social balance
Average headcount (FTE)908711.112.1▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €501k | €572k | €612k | €605k | €725k | ▲ 19.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €193k | €138k | €119k | €114k | €98k | ▼ 14.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €8k | €0 | - | - |
| Other operating charges640/8 | €35k | €19k | €147k | €29k | €22k | ▼ 22.9% |
| Non-recurring operating charges66A | €6 | - | - | - | €1k | - |
| Gross operating margin9900 | €802k | €789k | €1.03M | €782k | €933k | ▲ 19.3% |
| Operating profit (loss)9901 | €73k | €59k | €142k | €35k | €87k | ▲ 153% |
| Financial income75/76B | €141 | €3k | €3k | €8k | €22k | ▲ 176% |
| Recurring financial income75 | €141 | €3k | €3k | €8k | €22k | ▲ 176% |
| Financial charges65/66B | €39k | €33k | €36k | €31k | €46k | ▲ 48.8% |
| Recurring financial charges65 | €39k | €33k | €36k | €31k | €46k | ▲ 48.8% |
| Profit (loss) for the period before taxes9903 | €34k | €29k | €109k | €12k | €64k | ▲ 434% |
| Income taxes67/77 | €736 | €866 | €73k | €6k | €14k | ▲ 125% |
| Profit (loss) for the period9904 | €33k | €29k | €35k | €6k | €50k | ▲ 793% |
| Profit (loss) for the period to be appropriated9905 | €33k | €29k | €35k | €6k | €50k | ▲ 793% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.38M | €1.55M | €1.77M | €1.78M | €2.19M | ▲ 23.1% |
| Formation expenses20 | €28k | €15k | €2k | €35k | €21k | ▼ 40.7% |
| Fixed assets21/28 | €928k | €441k | €381k | €387k | €313k | ▼ 19.2% |
| Tangible fixed assets22/27 | €922k | €435k | €375k | €374k | €300k | ▼ 19.8% |
| Land and buildings22 | €364k | - | - | - | - | - |
| Plant, machinery and equipment23 | €39k | €31k | €63k | €75k | €64k | ▼ 15.0% |
| Furniture and vehicles24 | €77k | €34k | €13k | €8k | €5k | ▼ 36.1% |
| Leasing and similar rights25 | €442k | €370k | €297k | €231k | €177k | ▼ 23.2% |
| Other tangible fixed assets26 | - | - | - | €60k | €54k | ▼ 10.7% |
| Assets under construction and advance payments27 | - | - | €2k | €0 | - | - |
| Financial fixed assets28 | €6k | €6k | €7k | €13k | €13k | = |
| Current assets29/58 | €1.43M | €1.10M | €1.38M | €1.36M | €1.86M | ▲ 36.8% |
| Amounts receivable after more than one year29 | €200k | - | - | - | - | - |
| Other amounts receivable291 | €200k | - | - | - | - | - |
| Stocks and contracts in progress3 | €772k | €766k | €987k | €783k | €993k | ▲ 26.9% |
| Stocks30/36 | €772k | €766k | €987k | €783k | €993k | ▲ 26.9% |
| Amounts receivable within one year40/41 | €440k | €308k | €328k | €511k | €731k | ▲ 42.9% |
| Trade receivables40 | €433k | €305k | €325k | €324k | €573k | ▲ 76.8% |
| Other amounts receivable41 | €7k | €3k | €3k | €187k | €158k | ▼ 15.8% |
| Cash at bank and in hand54/58 | €6k | €11k | €42k | €32k | €102k | ▲ 215% |
| Deferred charges and accrued income490/1 | €10k | €14k | €27k | €33k | €34k | ▲ 4.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.38M | €1.55M | €1.77M | €1.78M | €2.19M | ▲ 23.1% |
| Equity10/15 | €416k | €444k | €479k | €485k | €535k | ▲ 10.3% |
| Contributions10/11 | €169k | €169k | €169k | €169k | €169k | = |
| Revaluation surpluses12 | €220k | - | - | - | - | - |
| Reserves13 | €202k | €422k | €422k | €422k | €366k | ▼ 13.2% |
| Non-distributable reserves130/1 | €17k | €17k | €0 | - | - | - |
| Reserves not available under the articles1311 | €17k | €17k | €0 | - | - | - |
| Distributable reserves133 | €185k | €405k | €422k | €422k | €366k | ▼ 13.2% |
| Profit (loss) carried forward14 | €-175k | €-146k | €-111k | €-106k | €0 | ▲ 100% |
| Amounts payable17/49 | €1.97M | €1.11M | €1.29M | €1.30M | €1.66M | ▲ 28.0% |
| Amounts payable after more than one year17 | €1.09M | €425k | €323k | €431k | €336k | ▼ 22.1% |
| Financial debts170/4 | €1.09M | €425k | €323k | €431k | €336k | ▼ 22.1% |
| Amounts payable within one year42/48 | €876k | €685k | €965k | €865k | €1.32M | ▲ 52.9% |
| Current portion of amounts payable after more than one year42 | €190k | €104k | €100k | €116k | €101k | ▼ 13.6% |
| Trade debts44 | €447k | €385k | €669k | €604k | €1.11M | ▲ 84.5% |
| Suppliers440/4 | €447k | €385k | €669k | €604k | €1.11M | ▲ 84.5% |
| Advances received on contracts in progress46 | €17k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €222k | €53k | €177k | €69k | €108k | ▲ 55.7% |
| Taxes450/3 | €88k | €17k | €146k | €60k | €108k | ▲ 77.9% |
| Remuneration and social security454/9 | €134k | €36k | €32k | €9k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €143k | €19k | €76k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €29k | €35k | €6k | €50k | ▲ 793% |
| + Depreciation and write-downs630 | €193k | €138k | €119k | €114k | €98k | ▼ 14.0% |
| Operating cash flow (approximation) | €226k | €167k | €154k | €119k | €148k | ▲ 23.7% |
| Investment in fixed assets (approximation) | - | €349k | €-59k | €-119k | €-24k | ▲ 80.1% |
| Change in cash | - | €5k | €31k | €-10k | €69k | ▲ 785% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €535k ▲10.3%
8 profitable years in a row build equity to €535k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼84.1%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 4 days late
2020
31-12
Financial
Highest result since 2018net €59k ▲218%
Net result €59k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 58 days late
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2004
Ground area
4,978 m²
Building footprint
2,104 m²
Parcel 12029A0831/00E000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
geen
since 20042.137.530.305
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12029A0831/00E000 | Flanders | 4,978 m² | 1 · 2,104 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 7,356 EUR awarded · 7,606 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 536 EUR | 1,136 EUR |
| 2024 | 1 | 600 EUR | 250 EUR |
| 2023 | 1 | 0 EUR | 62 EUR |
| 2022 | 2 | 6,220 EUR | 6,158 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,365 companies in sector 43110 we hold annual accounts for 635. 412 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
43110Demolition
46831Wholesale of construction materials, general range
Contact
Website
www.franck.be
E-mail
info@franck.be
Scores and ratios are computed by Checked and are not a credit decision.