VAN GELE DIRK
ActiveSummary
The computed 12-month bankruptcy probability of VAN GELE DIRK is 2.0% (moderate). The 2025 annual accounts show negative equity (-€19,141) and a net result of -€30,707. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 13683 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-69
Solvency11▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.81 against 0.87 in 2024; short-term debt: 105.2% and cash: 26.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-14.1%
Return on assets
-22.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€19,141
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 18-05-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
49 d late
2023
25 d early
2022
18 d early
2021
39 d early
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 12 April (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€19,141
2024 · €11,617
Total assets
€136,200▲ 21.5%
2024 · €112,082
Net result
-€30,707
2024 · €610
Working capital
-€26,863▼ 101%
2024 · -€13,397
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,691€4,749▼ 73.2%€5,820▲ 22.6%€3,287▼ 43.5%-€28,732
Net result€13,757within the sector's middle half€2,633within the sector's middle half▼ 80.9%€3,320within the sector's middle half▲ 26.1%€610within the sector's middle half▼ 81.6%-€30,707below the sector's middle half
Equity€10,330below the sector's middle half€7,636within the sector's middle half▼ 26.1%€10,956within the sector's middle half▲ 43.5%€11,617within the sector's middle half▲ 6.0%-€19,141below the sector's middle half
Total assets€91,160below the sector's middle half▲ 1.8%€98,331within the sector's middle half▲ 7.9%€117,885within the sector's middle half▲ 19.9%€112,082within the sector's middle half▼ 4.9%€136,200within the sector's middle half▲ 21.5%
Debt€80,830▼ 13.1%€90,695▲ 12.2%€106,929▲ 17.9%€100,465▼ 6.0%€155,341▲ 54.6%
Working capital€2,309within the sector's middle half-€2,787within the sector's middle half-€14,577within the sector's middle half▼ 423%-€13,397within the sector's middle half▲ 8.1%-€26,863within the sector's middle half▼ 101%
Solvency11.3%within the sector's middle half▲ 15.2pp7.8%within the sector's middle half▼ 3.6pp9.3%within the sector's middle half▲ 1.5pp10.4%within the sector's middle half▲ 1.1pp-14.1%below the sector's middle half▼ 24.4pp
Current ratio1.04within the sector's middle half▲ 0.200.97within the sector's middle half▼ 0.070.86within the sector's middle half▼ 0.110.87within the sector's middle half▲ 0.010.81within the sector's middle half▼ 0.05
Return on assets (ROA)15.1%within the sector's middle half▲ 51.9pp2.7%within the sector's middle half▼ 12.4pp2.8%within the sector's middle half▲ 0.1pp0.5%within the sector's middle half▼ 2.3pp-22.5%below the sector's middle half▼ 23.1pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28,732 after €3,287 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136,200
Fixed assets
€19,769 ▼ 21.8%
Current assets
€116,431 ▲ 34.2%
Key figures and ratios
EBITDA
-€20,391▼
2024 · €13,897
Cash flow
-€22,366▼
2024 · €11,220
Quick ratio
0.52▲
2024 · 0.45
Debt to equity
-8.12▼
2024 · 8.65
Interest coverage
-11.55▼
2024 · 5.99
Debt ≤ 1 year
€143,294▲
2024 · €100,185
Income taxes
€211▼
2024 · €358
Staff costs
€86,887▲
2024 · €69,651
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
8.1%
stopped otherwise
85%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €36,673 | €48,719 | €69,651 | €86,887 | ▲ 24.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,897 | €7,501 | €8,813 | €10,610 | €8,341 | ▼ 21.4% |
| Other operating charges640/8 | - | €1,736 | €2,627 | €5,099 | €3,439 | ▼ 32.6% |
| Gross operating margin9900 | €41,029 | €50,659 | €65,979 | €88,647 | €69,935 | ▼ 21.1% |
| Operating profit (loss)9901 | €17,691 | €4,749 | €5,820 | €3,287 | -€28,732 | ▼ 974% |
| Financial income75/76B | - | - | €74 | €2 | €1 | ▼ 50.0% |
| Recurring financial income75 | - | - | €74 | €2 | €1 | ▼ 50.0% |
| Financial charges65/66B | - | €1,987 | €2,052 | €2,321 | €1,765 | ▼ 24.0% |
| Recurring financial charges65 | €2,329 | €1,987 | €2,052 | €2,321 | €1,765 | ▼ 24.0% |
| Profit (loss) for the period before taxes9903 | €15,362 | €2,762 | €3,842 | €968 | -€30,496 | ▼ 3,250% |
| Income taxes67/77 | €1,605 | €129 | €522 | €358 | €211 | ▼ 41.1% |
| Profit (loss) for the period9904 | €13,757 | €2,633 | €3,320 | €610 | -€30,707 | ▼ 5,134% |
| Profit (loss) for the period to be appropriated9905 | €13,757 | €2,633 | €3,320 | €610 | -€30,707 | ▼ 5,134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91,160 | €98,331 | €117,885 | €112,082 | €136,200 | ▲ 21.5% |
| Fixed assets21/28 | €24,254 | €21,484 | €31,568 | €25,294 | €19,769 | ▼ 21.8% |
| Tangible fixed assets22/27 | €21,044 | €18,274 | €28,358 | €22,084 | €16,559 | ▼ 25.0% |
| Plant, machinery and equipment23 | - | €5,789 | €19,164 | €19,533 | €15,058 | ▼ 22.9% |
| Furniture and vehicles24 | - | €2,536 | €3,614 | €2,551 | €1,501 | ▼ 41.2% |
| Other tangible fixed assets26 | - | €9,949 | €5,580 | €0 | - | - |
| Financial fixed assets28 | €3,210 | €3,210 | €3,210 | €3,210 | €3,210 | = |
| Current assets29/58 | €66,906 | €76,847 | €86,317 | €86,788 | €116,431 | ▲ 34.2% |
| Stocks and contracts in progress3 | €4,254 | €14,700 | €34,223 | €41,265 | €41,265 | = |
| Stocks30/36 | - | €4,500 | €4,223 | €4,765 | €4,765 | = |
| Contracts in progress37 | - | €10,200 | €30,000 | €36,500 | €36,500 | = |
| Amounts receivable within one year40/41 | €225 | €10,176 | €15,520 | €11,988 | €25,875 | ▲ 116% |
| Trade receivables40 | - | - | €326 | €11,988 | €6,650 | ▼ 44.5% |
| Other amounts receivable41 | - | €10,176 | €15,194 | - | €19,225 | - |
| Cash at bank and in hand54/58 | €44,668 | €30,054 | €23,421 | €20,383 | €36,138 | ▲ 77.3% |
| Deferred charges and accrued income490/1 | - | €21,917 | €13,153 | €13,152 | €13,153 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91,160 | €98,331 | €117,885 | €112,082 | €136,200 | ▲ 21.5% |
| Equity10/15 | €10,330 | €7,636 | €10,956 | €11,617 | -€19,141 | ▼ 265% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,451 | €12,400 | ▼ 0.4% |
| Capital10 | - | €12,400 | €12,400 | €12,451 | €12,400 | ▼ 0.4% |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Uncalled capital101 | - | €6,200 | €6,200 | €6,149 | €6,200 | ▲ 0.8% |
| Reserves13 | €29,059 | €23,732 | €27,047 | €27,047 | €27,047 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €21,872 | €25,187 | €25,187 | €25,187 | = |
| Profit (loss) carried forward14 | -€31,129 | -€28,496 | -€28,491 | -€27,881 | -€58,588 | ▼ 110% |
| Amounts payable17/49 | €80,830 | €90,695 | €106,929 | €100,465 | €155,341 | ▲ 54.6% |
| Amounts payable after more than one year17 | €15,954 | €11,061 | €5,755 | - | - | - |
| Financial debts170/4 | - | €11,061 | €5,755 | - | - | - |
| Amounts payable within one year42/48 | €64,597 | €79,634 | €100,894 | €100,185 | €143,294 | ▲ 43.0% |
| Current portion of amounts payable after more than one year42 | - | €4,893 | €5,307 | €5,755 | €30,724 | ▲ 434% |
| Trade debts44 | €50,024 | €59,075 | €69,320 | €73,998 | €81,720 | ▲ 10.4% |
| Suppliers440/4 | - | €59,075 | €69,320 | €73,998 | €81,720 | ▲ 10.4% |
| Taxes, remuneration and social security45 | - | €15,666 | €23,540 | €19,496 | €25,850 | ▲ 32.6% |
| Taxes450/3 | - | €7,302 | €11,743 | €8,761 | €5,729 | ▼ 34.6% |
| Remuneration and social security454/9 | - | €8,364 | €11,797 | €10,735 | €20,121 | ▲ 87.4% |
| Other amounts payable47/48 | - | - | €2,727 | €936 | €5,000 | ▲ 434% |
| Accrued charges and deferred income492/3 | - | - | €280 | €280 | €12,047 | ▲ 4,203% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,757 | €2,633 | €3,320 | €610 | -€30,707 | ▼ 5,134% |
| + Depreciation and write-downs630 | €8,897 | €7,501 | €8,813 | €10,610 | €8,341 | ▼ 21.4% |
| Operating cash flow (approximation) | €22,654 | €10,134 | €12,133 | €11,220 | -€22,366 | ▼ 299% |
| Investment in fixed assets (approximation) | - | -€4,731 | -€18,897 | -€4,336 | -€2,816 | ▲ 35.1% |
| Change in cash | - | -€14,614 | -€6,633 | -€3,038 | €15,755 | ▲ 619% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €13,757
Net result €13,757 after one loss-making year.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet -€32,993
Net result drops to -€32,993, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 34 days late
07-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 252 days late
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2014
Ground area
3,609 m²
Parcel 44040D0201/52A000, Flanders. Linked by address, not a title deed.
1 establishment unit
CARPE DIEM
since 20142.233.715.802
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44040D0201/52A000 | Flanders | 3,609 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerelbeke-Melle2.233.715.802
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Of 14,001 companies in sector 56301 we hold annual accounts for 4,899. 3,635 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-04-2008
Fiscal year end30-09
Activities, NACEBEL 2025
56301Cafés and bars
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897064116
Also
9925:BE0897064116
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.