Amelie
ActiveAmelie has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €19k. Equity is growing by ~63.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+15
Solvency80▼-13
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.71 in 2024), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
12.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
30 d early
2023
27 d early
2022
39 d early
2021
62 d early
2020
37 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▼ 16.0%
2024 · €128k
2018: €6k
2019: €10k
2020: €3k
2021: €18k
2022: €72k
2023: €110k
2024: €128k
2018 → 2025
Total assets
€152k▼ 23.6%
2024 · €199k
2018: €264k
2019: €244k
2020: €203k
2021: €195k
2022: €194k
2023: €208k
2024: €199k
2018 → 2025
Net result
€19k▲ 1.2%
2024 · €19k
2018: €-6k
2019: €4k
2020: €-7k
2021: €15k
2022: €54k
2023: €38k
2024: €19k
2018 → 2025
Working capital
€4k▼ 85.9%
2024 · €30k
2018: €-73k
2019: €-65k
2020: €-70k
2021: €-63k
2022: €-14k
2023: €20k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€72k▲ 293%€110k▲ 52.1%€128k▲ 16.3%€108k▼ 16.0%
Operating result€21k-€60k▲ 188%€52k▼ 14.5%€27k▼ 48.0%€28k▲ 3.6%
Net result€15k-€54k▲ 257%€38k▼ 30.1%€19k▼ 49.4%€19k▲ 1.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€107k▼ 14.7%
Current assets
€44k▼ 39.1%
Equity and liabilities €152k
Equity
€108k▼ 16.0%
Debt
€44k▼ 37.4%
The debt ratio falls from 35.4% to 29.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€46k▲
2024 · €45k
Cash flow
€38k▲
2024 · €37k
Solvency
71.0%▲
2024 · 64.6%
Current ratio
1.11▼
2024 · 1.71
Quick ratio
1.01▼
2024 · 1.62
Debt / equity
0.41▼
2024 · 0.55
ROE
18.0%▲
2024 · 14.9%
ROA
12.8%▲
2024 · 9.6%
Interest coverage
20.51▲
2024 · 15.02
Debt
€44k▼
2024 · €70k
Debt ≤ 1 year
€40k▼
2024 · €43k
Debt > 1 year
€4k▼
2024 · €28k
Income taxes
€7k▲
2024 · €7k
Staff costs
€26k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€199k€152k▼
Fixed assets21/28€126k€107k▼
Tangible fixed assets22/27€126k€107k▼
Land and buildings22€14€0▼
Plant, machinery and equipment23€641€299▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€122k€105k▼
Current assets29/58€73k€44k▼
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€54k€11k▼
Trade receivables40€15k€11k▼
Other amounts receivable41€40k€0▼
Cash at bank and in hand54/58€14k€29k▲
Deferred charges and accrued income490/1€551€621▲
Equity and liabilities
Total equity and liabilities10/49€199k€152k▼
Equity10/15€128k€108k▼
Contributions10/11€40k€100▼
Reserves13€88k€108k▲
Tax-exempt reserves132€16k€16k=
Distributable reserves133€72k€91k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€70k€44k▼
Amounts payable after more than one year17€28k€4k▼
Financial debts170/4€28k€4k▼
Amounts payable within one year42/48€43k€40k▼
Current portion of amounts payable after more than one year42€23k€24k▲
Trade debts44€8k€5k▼
Suppliers440/4€8k€5k▼
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€6k€7k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€1k€1k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€19k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€67k€76k▲
Operating profit (loss)9901€27k€28k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€26k€27k▲
Income taxes67/77€7k€7k▲
Profit (loss) for the period9904€19k€19k▲
Profit (loss) for the period to be appropriated9905€19k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€19k▲
Transfer from equity791/2€1k€0▼
Transfer to equity691/2€19k€19k▲
To other reserves6921€19k€19k▲
Profit to be distributed694/7€1k€0▼
Return on contributions (dividend)694€1k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €110k ▲52.1%
3 profitable years in a row build equity to €110k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €54k ▲257%
Operating result €60k, net result €54k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-7k ▼275%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Markt 142470 RetieGround area
314 m²
Building footprint
229 m²
Volume, LiDAR
1,623 m³
Parcel 13036F0124/00F000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Amelie
since 20102.189.720.065
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0124/00F000 | Flanders | 314 m² | 1 · 229 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BSJD
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AGORA
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TOBI
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LAAGWATER
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Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 3,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2010
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.