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Van Gauwbergen

Active
Private limited companyfounded 200125 yrs activeSpechtenstraat 12, 3582 Beringen, BelgiumKBO/BCE: BE 0474.204.393

Van Gauwbergen has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18k and a net result of €14k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 34% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
56 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+79
Solvency39▲+10
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.75 in 2023; short-term debt: 86.2% and cash: 8.5% of total assets), and 86.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
13.8%
Return on assets
10.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
36 d early
2023
35 d early
2022
42 d early
2021
51 d early
2020
50 d early
2019
42 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€18k▲ 325%
2023 · €4k
2018: €13k 2019: €18k 2020: €19k 2021: €20k 2022: €19k 2023: €4k
2018 → 2024
Total assets
€132k▲ 10.2%
2023 · €120k
2018: €36k 2019: €63k 2020: €75k 2021: €87k 2022: €67k 2023: €120k
2018 → 2024
Net result
€14k
2023 · €-15k
2018: €1k 2019: €5k 2020: €983 2021: €659 2022: €-482 2023: €-15k
2018 → 2024
Working capital
€-42k▼ 47.7%
2023 · €-29k
2018: €850 2019: €8k 2020: €10k 2021: €14k 2022: €-393 2023: €-29k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€19k-€20k▲ 3.4%€19k▼ 2.4%€4k▼ 77.9%€18k▲ 325%
Operating result€1k-€1k▼ 2.8%€233▼ 77.3%€-15k€16k
Net result€983-€659▼ 33.0%€-482€-15k▼ 3,038%€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2020: €1k€1kNet result 2020: €983€983Operating result 2021: €1k€1kNet result 2021: €659€659Operating result 2022: €233€233Net result 2022: €-482€-482Operating result 2023: €-15k€-15kNet result 2023: €-15k€-15kOperating result 2024: €16k€16kNet result 2024: €14k€14k20202021202220232024
The operating result returns to profit in 2024: €16k after a loss of €15k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €132k
Fixed assets €61k▲ 83.9%
Current assets €72k▼ 17.7%
Equity and liabilities €132k
Equity €18k▲ 325%
Debt €114k▼ 1.5%
The debt ratio falls from 96.4% to 86.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€33k
2023 · €-2k
Cash flow
€31k
2023 · €-3k
Solvency
13.8%
2023 · 3.6%
Current ratio
0.63
2023 · 0.75
Quick ratio
0.49
2023 · 0.61
Debt / equity
6.24
2023 · 26.93
ROE
76.5%
2023 · -352.7%
ROA
10.6%
2023 · -12.6%
Interest coverage
184.11
2023 · -11.81
Debt
€114k
2023 · €116k
Debt ≤ 1 year
€114k
2023 · €116k
Income taxes
€2k
2023 · €164
Staff costs
€481
2023 · €690
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€120k€132k
Fixed assets21/28€33k€61k
Tangible fixed assets22/27€33k€61k
Plant, machinery and equipment23€28k€18k
Furniture and vehicles24€5k€42k
Current assets29/58€87k€72k
Stocks and contracts in progress3€16k€16k=
Stocks30/36€16k€16k=
Amounts receivable within one year40/41€66k€44k
Trade receivables40€61k€37k
Other amounts receivable41€5k€8k
Cash at bank and in hand54/58€6k€11k
Equity and liabilities
Total equity and liabilities10/49€120k€132k
Equity10/15€4k€18k
Contributions10/11€19k€19k=
Reserves13€607€607=
Non-distributable reserves130/1€607€607=
Reserves not available under the articles1311€607€607=
Profit (loss) carried forward14€-15k€-904
Amounts payable17/49€116k€114k
Amounts payable within one year42/48€116k€114k
Trade debts44€48k€51k
Suppliers440/4€48k€51k
Advances received on contracts in progress46€4k-
Taxes, remuneration and social security45€758-
Taxes450/3€758-
Other amounts payable47/48€62k€63k
Income statement Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€690€481
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k
Other operating charges640/8€2k€1k
Gross operating margin9900€216€34k
Operating profit (loss)9901€-15k€16k
Financial income75/76B€50€66
Recurring financial income75€50€66
Financial charges65/66B€195€177
Recurring financial charges65€195€177
Profit (loss) for the period before taxes9903€-15k€16k
Income taxes67/77€164€2k
Profit (loss) for the period9904€-15k€14k
Profit (loss) for the period to be appropriated9905€-15k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-904
Profit (loss) brought forward from the previous period14P€274€-15k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €14k
Net result €14k after 2 loss-making years.
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
10-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
11-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
12-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
14-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spechtenstraat 123582 Beringen
Ground area
2,160 m²
Building footprint
229 m²
Volume, LiDAR
1,531 m³
Parcel 71029A0401/00D002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Van Gauwbergen
Spechtenstraat 12, 3582 BeringenNACE 45310
since 20012.093.069.661
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71029A0401/00D002 Flanders 2,160 m² 1 · 229 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 1,070 EUR awarded · 1,070 EUR paid
Year Entries awardedpaid
2024 1 195 EUR195 EUR
2023 1 497 EUR497 EUR
2022 1 378 EUR378 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 1,070 EUR · 1,070 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 3,239 companies in sector 47781 we hold annual accounts for 744. 363 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-02-2001
Fiscal year end31-12
Activities, NACEBEL
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52630
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.