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VAN GANSEN SERVICES

Active
Private limited companyfounded 1998active for 28 yearsLeugenberg 105, 2180 Antwerpen, BelgiumKBO/BCE: BE 0463.131.646
Summary

VAN GANSEN SERVICES has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753,344 and a net result of €96,410. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 34% of 12,519 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
4 sites
Size
€3.3mtotal assets 2025
Staff
28.8 FTE
Equity
€753,344
Profit
€96,410
Turnover not published (abbreviated format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Parent
Pecunia Nostra · 100%
Accounts 22 days early2 of 8 deeds read
Why 67raises riskEquity €753,344 (23.1% of total assets)Liquidity: current ratio 1.07, cash €112,517, halvedSector: Retail trade (NACE 47)Size: 28.8 FTE, total assets €3.3mShow the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Average
Solvency 48+2
equity 23.1% of total assets
Liquidity 35-3
short-term debt 41.2% · cash 3.4%
Profitability 72-3
return on assets 3.0%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies, NACE 47, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.5%▲ +0.1 percentage points vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%▲ +0.2 percentage points vs 03-2025 05-2025: 0.3%▼ -0.5 percentage points vs 04-2025lowest value 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.4%▲ +0.1 percentage points vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.2 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.9%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.07, compared with 0.98 in 2024, below the usual 1.5; short-term debt: 41.2% and cash: 3.4% of total assets), and 76.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 40% on solvency, 37% on liquidity, 61% on profitability and 46% on growth.

The bankruptcy probability was computed on 17-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Equity €753,344 (23.1% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.07, cash €112,517, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: 28.8 FTE, total assets €3.3m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
6 days early
2023
12 days early
2022
2 days early
2021
2 days early
2020
on the day
2019
288 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 24 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end18-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Capital & shares · Amendment of…Appointment: Groupe Audit Belgium (bedrijfsrevisor…

Key points

  • Caution: Result fell in 2025from €168,453 to €96,410 ▼ 42.8% View
  • Among the largest 5% on gross marginsector median €215,162 · 12,481 companies €3.0m View
  • Controlled by Pecunia Nostra 100% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: 5 profitable years in a rowprofit 2025: €96,410 5 years View

By topic

Financials

Financial year
2025
Total assets
€3.3m
Profit
€96,410
Solvency
23.1%
Total assets▼ 8.7%
Net result
20192025
Go to Financials

Timeline

Events
32
Since
2000
Next accounts
by 30-04-2027
  1. 14-06-2024Restructuring · Miscellaneous
  2. 18-04-2024Annual accounts filed
  3. 28-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
10-04-1998
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
3
Purpose
“De exploitatie van een garage voor motorvoertuigen (met inbegrip van, maar niet beperkt…” (deed in Dutch)
Go to Articles of association

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