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GARAGE NACHSEM

Active
Public limited companyfounded 1993active for 33 yearsAvenue de la Salm 146, 4980 Trois-Ponts, BelgiumKBO/BCE: BE 0450.467.406
Summary

GARAGE NACHSEM has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €2.9m and a net result of €400,169. Equity is growing by about 9.9% per year across the filed financial years. Its solvency ranks better than 74% of 305 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Wholesale of cars and light vans (up to 3.5 tonnes)
NACE 46711Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
4th largest company by total assets in Trois-Ponts1 site
Size
€4.2mtotal assets 2026
Staff
21.1 FTE
Equity
€2.9m
Profit
€400,169
Financial health
97 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Board
4 members
Accounts 16 days early1 of 4 deeds read
Why 97lowers riskLiquidity: current ratio 4.18, cash €956,439Founded in 1993Size: 21.1 FTE, total assets €4.2mEquity €2.9m (69.3% of total assets)Show the evidence

Checked score

Score 2026
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 46, small)
Financial strength · tick = 2025
Strong
Solvency 94+3
equity 69.3% of total assets
Liquidity 72+15
short-term debt 20.1% · cash 22.6%
Profitability 81+6
return on assets 9.4%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)
Last 24 months 11-2024: 0.1%highest value 12-2024: < 0.1%▼ -0.1 percentage points vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €280,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.18, compared with 3.62 in 2025, above the usual 1.5; short-term debt: 20.1% and cash: 22.6% of total assets), and 30.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 78% on solvency, 88% on liquidity, 82% on profitability and 58% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 4.18, cash €956,439
NBB · annual accounts
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: 21.1 FTE, total assets €4.2m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €2.9m (69.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 15-10-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
16 days early
2025
35 days early
2024
8 days late
2023
6 days late
2022
4 days early
2021
11 days early
2020
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Positive: Result rose in 2026from €213,015 to €400,169 ▲ 87.9% View
  • Positive: 4th largest company by total assets in Trois-Pontsin the Checked rankings No. 4 View
  • Positive: 8 profitable years in a rowprofit 2026: €400,169 8 years View

By topic

Financials

Financial year
2026
Total assets
€4.2m
Profit
€400,169
Solvency
69.3%
Total assets▲ 1.2%
Net result
20192026
Go to Financials

Board & ownership

Board
4 members
  • Daniel NACHSEMDirector
  • Emile NACHSEMDirector
  • Frank NACHSEMDirector
  • N.A.G. S.A.Director
Go to Board & ownership

Timeline

Events
36
Since
1996
Next accounts
by 31-10-2027
  1. 31-03-2024Highest result from 2019 to 2026
  2. 12-12-2023Reappointments: Daniel NACHSEM, Frank NACHSEM and 2…
  3. 06-11-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Wholesale of cars and light vans (up to…NACE 46711
Founded
01-07-1993
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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