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Complete company report
Generated 05-09-2026
Active BE 0804.648.355Private limited company

VAN DYCK

Risschotlei 46 ·2980 Zoersel, Belgium· 3 yrs active
Sector: Retail trade (47230)
Conclusion Checked

The computed 12-month bankruptcy probability of VAN DYCK is 2.7% (moderate). The 2024 annual accounts show equity of €3k and a net result of €8. Its solvency ranks better than 28% of 26065 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €3k
Net result €8
Better than sector 28%
Active 3 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health23Profitability2Solvency9Growth-Stability79
28 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 23
Profitability 2
Solvency 9
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2024 · computed
23 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score components
Liquidity Current ratio 0.67 (< 1.0) -10
Leverage Debt/equity 11.85 (> 3.0) -10
Profitability ROE 0% +3
Interest coverage Interest coverage 1.3× (< 1.5×) -10
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 7.8% 32.3%
better than 28% of 26065 sector peers
Net result €8 €4k
better than 35% of 26033 sector peers
Equity €3k €39k
better than 25% of 26125 sector peers
Gross operating margin €7k €31k
better than 26% of 25989 sector peers
Total assets €32k €146k
better than 15% of 26072 sector peers
Figures by fiscal year and ratios
Fiscal year2024
Depositmicro schema
Revenue-
EBITDA€6k
Net profit€8
Cash flow€790
Staff costs-
Income taxes€500
Dividends-
Total assets€32k
Equity€3k
Debt€30k
of which ≤ 1y€30k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.67
Quick ratio0.67
Working capital ratio-30.9%
Solvency7.8%
Debt / equity11.85
Long-term debt ratio-
Interest coverage1.27
Gross margin-
Net margin-
ROA0.0%
ROE0.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€32k
Fixed assets 21/28€12k
Tangible fixed assets 22/27€12k
Current assets 29/58€20k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€32k
Equity 10/15€3k
Contributions / capital 10/11€3k
Reserves 13€8
Amounts payable 17/49€30k
Amounts payable within one year 42/48€30k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€7k
Operating result 9901€5k
Financial income 75€23
Financial charges 65€5k
Result before taxes 9903€508
Income taxes 67/77€500
Net result for the period 9904€8
Result to be appropriated 9905€8
Legal Structure
NACE primary Retail trade(47230)
Legal form Private limited company(610)
Incorporation08-08-2023
StatusActive
Postal code2980
Establishment units 1 location
VAN DYCK
Risschotlei 46, 2980 ZoerselAgents in the wholesale of food, beverages and tobacco
since 20232.348.217.075
Real-estate footprint Source: CBE × cadastre
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11055A0056/00Y008 Flanders 1,024 m² 1 · 166 m² 11.2 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Retail trade47230Agents in the wholesale of food, beverages and tobacco46170
Names & trade names
Legal nameNL VAN DYCK
Similar companies Comparable size · 259 of 462 companies in this sector with filed accounts
NORDFISH BE 1025.159.643 · Anderlecht
VIS EXPRESS BE 0416.105.650 · Diest
WOOD GRILL BE 0787.815.687 · Halle
VERSVIS BE 1002.732.946 · Antwerpen
H&R SEA FOOD BE 1024.407.793 · Vorst
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative