VAN DYCK
ActiveSummary
VAN DYCK has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €951,004 and a net result of €94,432. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 74% of 9742 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability33▲+14
Solvency87▲+3
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 7.71; short-term debt: 7.8% and cash: 2.4% of total assets), and 38.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
61.6%
Return on assets
6.1%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €951,004
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
55 d early
2022
29 d late
2021
17 d early
2020
39 d early
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#4 company by equity in Zoutleeuw, Real estate sector#4 oldest company in Zoutleeuw, Real estate sector#5 company by total assets in Zoutleeuw, Real estate sector
Equity
€951,004▲ 11.0%
2023 · €856,572
Total assets
€1.5m▲ 6.0%
2023 · €1.5m
Net result
€94,432
2023 · -€7,852
Working capital
€812,457▲ 1.0%
2023 · €804,248
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€27,776▼ 107%-€30,830▼ 11.0%-€43,160▼ 40.0%-€40,766▲ 5.5%-€35,939▲ 11.8%
Net result-€21,809below the sector's middle half€45,475within the sector's middle half-€74,978below the sector's middle half-€7,852within the sector's middle half▲ 89.5%€94,432within the sector's middle half
Equity€903,478within the sector's middle half▼ 2.4%€939,402within the sector's middle half▲ 4.0%€864,424within the sector's middle half▼ 8.0%€856,572within the sector's middle half▼ 0.9%€951,004within the sector's middle half▲ 11.0%
Total assets€1.5mwithin the sector's middle half▼ 8.4%€1.6mwithin the sector's middle half▲ 1.4%€1.5mwithin the sector's middle half▼ 5.4%€1.5mwithin the sector's middle half▼ 1.0%€1.5mwithin the sector's middle half▲ 6.0%
Debt€535,231▼ 15.7%€535,660▲ 0.1%€535,733=€535,863=€535,232▼ 0.1%
Working capital€756,207above the sector's middle half▼ 11.4%€819,441above the sector's middle half▲ 8.4%€776,766above the sector's middle half▼ 5.2%€804,248above the sector's middle half▲ 3.5%€812,457above the sector's middle half▲ 1.0%
Solvency58.9%within the sector's middle half▲ 3.6pp60.4%within the sector's middle half▲ 1.5pp58.7%within the sector's middle half▼ 1.6pp58.8%within the sector's middle half=61.6%within the sector's middle half▲ 2.8pp
Current ratio7.71above the sector's middle half
Return on assets (ROA)-1.4%below the sector's middle half▼ 1.9pp2.9%within the sector's middle half▲ 4.3pp-5.1%below the sector's middle half▼ 8.0pp-0.5%within the sector's middle half▲ 4.6pp6.1%above the sector's middle half▲ 6.7pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35,939 in 2024 against €40,766 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.5m
Fixed assets
€611,315 ▼ 6.3%
Current assets
€933,575 ▲ 15.9%
Equity and liabilities €1.5m
Equity
€951,004 ▲ 11.0%
Provisions
€58,654 ▼ 9.8%
Debt
€535,232 ▼ 0.1%
Debt's share of the balance-sheet total falls from 36.8% to 34.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€5,027▲
2023 · €935
Cash flow
€135,398▲
2023 · €33,849
Debt to equity
0.56▼
2023 · 0.63
ROE
9.9%▲
2023 · -0.9%
Interest coverage
0.74▲
2023 · 0.10
Debt ≤ 1 year
€121,118▲
2023 · €928
Debt > 1 year
€414,114▼
2023 · €534,936
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €41,701 | €33,677 | €41,701 | €41,701 | €40,966 | ▼ 1.8% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | -€3,031 | - | - | - |
| Other operating charges640/8 | - | €3,686 | €3,752 | €4,394 | €4,780 | ▲ 8.8% |
| Gross operating margin9900 | €5,396 | €6,533 | -€738 | €5,329 | €9,808 | ▲ 84.0% |
| Operating profit (loss)9901 | -€27,776 | -€30,830 | -€43,160 | -€40,766 | -€35,939 | ▲ 11.8% |
| Financial income75/76B | - | €66,484 | €29,356 | €36,137 | €132,754 | ▲ 267% |
| Recurring financial income75 | €19,213 | €64,144 | €29,356 | €36,137 | €129,072 | ▲ 257% |
| Non-recurring financial income76B | - | €2,340 | - | - | €3,682 | - |
| Financial charges65/66B | - | €6,096 | €67,541 | €9,589 | €8,750 | ▼ 8.8% |
| Recurring financial charges65 | €19,396 | €6,096 | €67,541 | €9,589 | €6,792 | ▼ 29.2% |
| Non-recurring financial charges66B | - | - | - | - | €1,958 | - |
| Profit (loss) for the period before taxes9903 | -€27,958 | €29,558 | -€81,345 | -€14,219 | €88,065 | ▲ 719% |
| Transfer from deferred taxes780 | - | €15,918 | €6,367 | €6,367 | €6,367 | = |
| Income taxes67/77 | €218 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€21,809 | €45,475 | -€74,978 | -€7,852 | €94,432 | ▲ 1,303% |
| Transfer from tax-exempt reserves789 | - | - | €9,551 | €9,551 | €9,551 | = |
| Profit (loss) for the period to be appropriated9905 | -€12,259 | €45,475 | -€65,427 | €1,698 | €103,982 | ▲ 6,022% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.5m | €1.6m | €1.5m | €1.5m | €1.5m | ▲ 6.0% |
| Fixed assets21/28 | €777,384 | €735,683 | €693,982 | €652,281 | €611,315 | ▼ 6.3% |
| Tangible fixed assets22/27 | €777,384 | €735,683 | €693,982 | €652,281 | €611,315 | ▼ 6.3% |
| Land and buildings22 | - | €729,183 | €687,482 | €645,781 | €604,815 | ▼ 6.3% |
| Other tangible fixed assets26 | - | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Current assets29/58 | €756,502 | €820,165 | €777,564 | €805,176 | €933,575 | ▲ 15.9% |
| Amounts receivable within one year40/41 | €358,067 | €379,398 | €387,382 | €396,121 | €398,283 | ▲ 0.5% |
| Trade receivables40 | - | €32 | €34 | €30 | €31 | ▲ 5.9% |
| Other amounts receivable41 | - | €379,366 | €387,347 | €396,091 | €398,252 | ▲ 0.5% |
| Current investments50/53 | €310,249 | €391,880 | €230,611 | €383,968 | €497,354 | ▲ 29.5% |
| Cash at bank and in hand54/58 | €86,622 | €47,497 | €157,767 | €23,369 | €36,339 | ▲ 55.5% |
| Deferred charges and accrued income490/1 | - | €1,390 | €1,804 | €1,718 | €1,599 | ▼ 6.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.5m | €1.6m | €1.5m | €1.5m | €1.5m | ▲ 6.0% |
| Equity10/15 | €903,478 | €939,402 | €864,424 | €856,572 | €951,004 | ▲ 11.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €884,878 | €920,802 | €911,252 | €901,701 | €932,404 | ▲ 3.4% |
| Non-distributable reserves130/1 | - | €2,088 | €2,088 | €2,088 | €2,088 | = |
| Reserves not available under the articles1311 | - | €2,088 | €2,088 | €2,088 | €2,088 | = |
| Tax-exempt reserves132 | - | €116,633 | €107,082 | €97,532 | €87,981 | ▼ 9.8% |
| Distributable reserves133 | - | €802,082 | €802,082 | €802,082 | €842,335 | ▲ 5.0% |
| Profit (loss) carried forward14 | - | - | -€65,427 | -€63,729 | €0 | ▲ 100% |
| Provisions and deferred taxes16 | €95,177 | €80,786 | €71,388 | €65,021 | €58,654 | ▼ 9.8% |
| Provisions for liabilities and charges160/5 | - | €3,031 | - | - | - | - |
| Other liabilities and charges164/5 | - | €3,031 | - | - | - | - |
| Deferred taxes168 | - | €77,755 | €71,388 | €65,021 | €58,654 | ▼ 9.8% |
| Amounts payable17/49 | €535,231 | €535,660 | €535,733 | €535,863 | €535,232 | ▼ 0.1% |
| Amounts payable after more than one year17 | €534,936 | €534,936 | €534,936 | €534,936 | €414,114 | ▼ 22.6% |
| Financial debts170/4 | - | €534,936 | €534,936 | €534,936 | €414,114 | ▼ 22.6% |
| Amounts payable within one year42/48 | €295 | €724 | €798 | €928 | €121,118 | ▲ 12,957% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €120,822 | - |
| Trade debts44 | €276 | €705 | €778 | €908 | €277 | ▼ 69.5% |
| Suppliers440/4 | - | €705 | €778 | €908 | €277 | ▼ 69.5% |
| Other amounts payable47/48 | - | €19 | €19 | €19 | €19 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,809 | €45,475 | -€74,978 | -€7,852 | €94,432 | ▲ 1,303% |
| + Depreciation and write-downs630 | €41,701 | €33,677 | €41,701 | €41,701 | €40,966 | ▼ 1.8% |
| Operating cash flow (approximation) | €19,892 | €79,152 | -€33,277 | €33,849 | €135,398 | ▲ 300% |
| Investment in fixed assets (approximation) | - | €8,024 | €0 | €0 | €0 | - |
| Change in cash | - | -€39,125 | €110,271 | -€134,398 | €12,969 | ▲ 110% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €94,432
Net result €94,432 after 2 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet -€74,978
Net result drops to -€74,978, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €45,475
Net result €45,475 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 6current ratio 2563.11
Current ratio from 462.20 to 2563.11; short-term debt falls from €1,850 to €295.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 12 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoutleeuw · 1 establishment unit since 1995
Ground area
8,303 m²
Building footprint
1,920 m²
Volume, LiDAR
35,213 m³
2 parcels, Flanders · tallest building 23.4 m, ±6 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Kempische Kaai 71, 3500 Hasselt
since 19952.074.316.492
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0279/00Z002 | Flanders | 7,392 m² | 1 · 1,703 m² | 23.4 m · 6 fl. |
| 24021A0265/00G002 | Flanders | 911 m² | 1 · 217 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
Highest known parent: LA CASA DE LA CARA MIA. The sources do not say who stands above it.
Owners 1
- 100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
96760075GSWG5KQ4YJ31
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Of 9,145 companies in sector 68201 we hold annual accounts for 6,776. 4,865 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded18-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455843679
Also
9925:BE0455843679
Registered
25-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.