JOCON
ActiveSummary
JOCON has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.52M and a net result of €-8k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 95% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 25.41 against 77.38 in 2024; short-term debt: 1.3% and cash: 0.4% of total assets), and 1.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
-0.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
72 d early
2023
56 d early
2022
62 d early
2021
47 d early
2020
53 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.52M▼ 0.5%
2024 · €1.52M
2019: €1.37M
2020: €1.42M
2021: €1.47M
2022: €1.48M
2023: €1.52M
2024: €1.52M
2019 → 2025
Total assets
€1.54M▲ 0.4%
2024 · €1.53M
2019: €1.38M
2020: €1.44M
2021: €1.52M
2022: €1.51M
2023: €1.54M
2024: €1.53M
2019 → 2025
Net result
€-8k
2024 · €5k
2019: €46k
2020: €53k
2021: €44k
2022: €18k
2023: €36k
2024: €5k
2019 → 2025
Working capital
€505k▲ 5.3%
2024 · €480k
2019: €181k
2020: €271k
2021: €322k
2022: €377k
2023: €441k
2024: €480k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.47M-€1.48M▲ 1.2%€1.52M▲ 2.4%€1.52M▲ 0.3%€1.52M▼ 0.5%
Operating result€40k-€34k▼ 14.1%€34k▲ 0.9%€-4k€-21k▼ 410%
Net result€44k-€18k▼ 60.0%€36k▲ 102%€5k▼ 85.2%€-8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€1.01M ▼ 3.2%
Current assets
€526k ▲ 8.2%
Equity and liabilities €1.54M
Equity
€1.52M ▼ 0.5%
Debt
€21k ▲ 230%
Debt's share of the balance-sheet total rises from 0.4% to 1.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €30k
Cash flow
€26k▼
2024 · €39k
Current ratio
25.41▼
2024 · 77.38
Debt to equity
0.01▲
2024 · 0.00
ROE
-0.5%▼
2024 · 0.3%
ROA
-0.5%▼
2024 · 0.3%
Interest coverage
16.28▼
2024 · 125.65
Debt ≤ 1 year
€21k▲
2024 · €6k
Income taxes
€0▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.53M€1.54M▲
Fixed assets21/28€1.05M€1.01M▼
Tangible fixed assets22/27€1.05M€1.01M▼
Land and buildings22€1.04M€1.01M▼
Furniture and vehicles24€711€372▼
Current assets29/58€486k€526k▲
Amounts receivable within one year40/41€474k€518k▲
Trade receivables40€4k€16k▲
Other amounts receivable41€470k€502k▲
Cash at bank and in hand54/58€11k€7k▼
Deferred charges and accrued income490/1€1k€1k=
Equity and liabilities
Total equity and liabilities10/49€1.53M€1.54M▲
Equity10/15€1.52M€1.52M▼
Contributions10/11€1.50M€1.50M=
Profit (loss) carried forward14€24k€16k▼
Amounts payable17/49€6k€21k▲
Amounts payable within one year42/48€6k€21k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€5k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€34k=
Other operating charges640/8€8k€9k▲
Gross operating margin9900€38k€21k▼
Operating profit (loss)9901€-4k€-21k▼
Financial income75/76B€13k€14k▲
Recurring financial income75€13k€14k▲
Financial charges65/66B€235€768▲
Recurring financial charges65€235€768▲
Profit (loss) for the period before taxes9903€9k€-8k▼
Income taxes67/77€4k€0▼
Profit (loss) for the period9904€5k€-8k▼
Profit (loss) for the period to be appropriated9905€5k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€16k▼
Profit (loss) brought forward from the previous period14P€19k€24k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €-8k ▼255%
Net result drops to €-8k, the lowest in the series.
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 77.38
Current ratio from 20.83 to 77.38; short-term debt falls from €22k to €6k.
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Liquidity triplescurrent ratio 23.22
Current ratio from 7.27 to 23.22; short-term debt falls from €51k to €17k.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €53k ▲15%
Operating result €50k, net result €53k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 51.11
Current ratio from 23.18 to 51.11; short-term debt falls from €8k to €5k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 77 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardsesteenweg 509000 GentGround area
1,406 m²
Building footprint
348 m²
Volume, LiDAR
1,842 m³
Parcel 44809I0539/00G003, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudenaardsesteenweg 50, 9000 Gent
since 20022.310.714.501
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44809I0539/00G003 | Flanders | 1,406 m² | 1 · 348 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO NEYENS
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IMMO VEGAM
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IMMO ROMA
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,560 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-06-2002
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.