Summary
VAN DIJCK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €469,016 and a net result of €582,292. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 74% of 2463 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
22 d early
2023
43 d early
2022
52 d early
2021
37 d late
2020
60 d late
2019
3 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€469,016▲ 330%
2024 · €109,082
Net result
€582,292▲ 2,241%
2024 · €24,875
Total assets
€625,445▲ 230%
2024 · €189,576
Solvency
75.0%▲ 17.4pp
2024 · 57.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€9,978€28,336€21,216▼ 25.1%€36,045▲ 69.9%€778,728▲ 2,060%
Net result-€11,165below the sector's middle half€16,264within the sector's middle half€12,622within the sector's middle half▼ 22.4%€24,875within the sector's middle half▲ 97.1%€582,292above the sector's middle half▲ 2,241%
Equity€80,195within the sector's middle half▼ 12.2%€96,459within the sector's middle half▲ 20.3%€109,082within the sector's middle half▲ 13.1%€109,082within the sector's middle half=€469,016above the sector's middle half▲ 330%
Total assets€213,868within the sector's middle half▼ 3.7%€190,382within the sector's middle half▼ 11.0%€181,591within the sector's middle half▼ 4.6%€189,576within the sector's middle half▲ 4.4%€625,445within the sector's middle half▲ 230%
Debt€133,673▲ 2.2%€93,923▼ 29.7%€72,509▼ 22.8%€80,494▲ 11.0%€156,429▲ 94.3%
Working capital-€19,603below the sector's middle half▼ 15.5%€7,283within the sector's middle half€30,636within the sector's middle half▲ 321%-€1,039within the sector's middle half€421,085above the sector's middle half
Solvency37.5%within the sector's middle half▼ 3.6pp50.7%within the sector's middle half▲ 13.2pp60.1%within the sector's middle half▲ 9.4pp57.5%within the sector's middle half▼ 2.5pp75.0%within the sector's middle half▲ 17.4pp
Current ratio0.75below the sector's middle half▲ 0.051.12within the sector's middle half▲ 0.371.53within the sector's middle half▲ 0.400.99within the sector's middle half▼ 0.543.69within the sector's middle half▲ 2.70
Return on assets (ROA)-5.2%below the sector's middle half▼ 8.0pp8.5%within the sector's middle half▲ 13.8pp7.0%within the sector's middle half▼ 1.6pp13.1%within the sector's middle half▲ 6.2pp93.1%above the sector's middle half▲ 80.0pp
Staff (FTE)2.9▼ 3.3%2.6▼ 10.3%2.6=2.7▲ 3.8%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,060% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625,445
Fixed assets
€47,931 ▼ 56.6%
Current assets
€577,514 ▲ 630%
Equity and liabilities €625,445
Equity
€469,016 ▲ 330%
Debt
€156,429 ▲ 94.3%
Debt's share of the balance-sheet total falls from 42.5% to 25.0%. Equity and debt are higher.
Key figures and ratios
ROE
124.2%▲
2024 · 22.8%
Debt ≤ 1 year
€156,429▲
2024 · €80,186
Income taxes
€194,835▲
2024 · €9,932
Staff costs
€739▼
2024 · €164,226
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €165,855 | €160,341 | €158,964 | €164,226 | €739 | ▼ 99.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33,531 | €33,504 | €33,054 | €28,670 | €1,479 | ▼ 94.8% |
| Other operating charges640/8 | €619 | €553 | €659 | €763 | €2,495 | ▲ 227% |
| Non-recurring operating charges66A | €1,937 | €3,770 | €3,945 | - | €2,829 | - |
| Gross operating margin9900 | €191,964 | €226,503 | €217,840 | €229,703 | €786,270 | ▲ 242% |
| Operating profit (loss)9901 | -€9,978 | €28,336 | €21,216 | €36,045 | €778,728 | ▲ 2,060% |
| Financial income75/76B | €1 | €1 | €43 | €246 | €1,335 | ▲ 442% |
| Recurring financial income75 | €1 | €1 | €43 | €246 | €1,335 | ▲ 442% |
| Financial charges65/66B | €1,188 | €4,767 | €2,238 | €1,485 | €2,936 | ▲ 97.7% |
| Recurring financial charges65 | €1,188 | €4,767 | €2,238 | €1,485 | €2,936 | ▲ 97.7% |
| Profit (loss) for the period before taxes9903 | -€11,165 | €23,570 | €19,022 | €34,807 | €777,127 | ▲ 2,133% |
| Income taxes67/77 | - | €7,305 | €6,399 | €9,932 | €194,835 | ▲ 1,862% |
| Profit (loss) for the period9904 | -€11,165 | €16,264 | €12,622 | €24,875 | €582,292 | ▲ 2,241% |
| Profit (loss) for the period to be appropriated9905 | -€11,165 | €16,264 | €12,622 | €24,875 | €582,292 | ▲ 2,241% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €213,868 | €190,382 | €181,591 | €189,576 | €625,445 | ▲ 230% |
| Fixed assets21/28 | €154,106 | €123,485 | €92,754 | €110,429 | €47,931 | ▼ 56.6% |
| Intangible fixed assets21 | €131,508 | €108,086 | €85,642 | €61,067 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €19,674 | €12,474 | €4,187 | €6,437 | €5,006 | ▼ 22.2% |
| Land and buildings22 | €13,081 | €7,519 | €1,957 | €0 | - | - |
| Plant, machinery and equipment23 | - | - | - | - | €1,400 | - |
| Furniture and vehicles24 | €4,230 | €3,340 | €1,364 | €3,608 | €3,606 | ▼ 0.1% |
| Other tangible fixed assets26 | €2,362 | €1,615 | €867 | €2,829 | €0 | ▼ 100% |
| Financial fixed assets28 | €2,925 | €2,925 | €2,925 | €42,925 | €42,925 | = |
| Current assets29/58 | €59,762 | €66,897 | €88,836 | €79,147 | €577,514 | ▲ 630% |
| Amounts receivable within one year40/41 | €57,405 | €51,677 | €55,017 | €56,053 | €548,431 | ▲ 878% |
| Trade receivables40 | €3,586 | - | - | €11,066 | €6,000 | ▼ 45.8% |
| Other amounts receivable41 | €53,818 | €51,677 | €55,017 | €44,988 | €542,431 | ▲ 1,106% |
| Current investments50/53 | - | - | - | €498 | €498 | ▲ 0.1% |
| Cash at bank and in hand54/58 | - | €12,795 | €33,549 | €22,572 | €27,676 | ▲ 22.6% |
| Deferred charges and accrued income490/1 | €2,357 | €2,425 | €270 | €24 | €909 | ▲ 3,727% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €213,868 | €190,382 | €181,591 | €189,576 | €625,445 | ▲ 230% |
| Equity10/15 | €80,195 | €96,459 | €109,082 | €109,082 | €469,016 | ▲ 330% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €18,124 | €18,124 | €18,124 | €450,416 | ▲ 2,385% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €16,264 | €18,124 | €18,124 | €450,416 | ▲ 2,385% |
| Profit (loss) carried forward14 | €59,735 | €59,735 | €72,358 | €72,358 | €0 | ▼ 100% |
| Amounts payable17/49 | €133,673 | €93,923 | €72,509 | €80,494 | €156,429 | ▲ 94.3% |
| Amounts payable after more than one year17 | €53,333 | €33,333 | €13,333 | €0 | - | - |
| Financial debts170/4 | €53,333 | €33,333 | €13,333 | €0 | - | - |
| Amounts payable within one year42/48 | €79,365 | €59,614 | €58,201 | €80,186 | €156,429 | ▲ 95.1% |
| Current portion of amounts payable after more than one year42 | €20,000 | €20,000 | €20,000 | €13,333 | €0 | ▼ 100% |
| Financial debts43 | €7,191 | - | - | - | - | - |
| Credit institutions430/8 | €7,191 | - | - | - | - | - |
| Trade debts44 | €23,423 | €7,091 | €7,222 | €17,712 | €5,706 | ▼ 67.8% |
| Suppliers440/4 | €23,423 | €7,091 | €7,222 | €17,712 | €5,706 | ▼ 67.8% |
| Taxes, remuneration and social security45 | €26,966 | €27,339 | €28,428 | €20,559 | €0 | ▼ 100% |
| Taxes450/3 | - | - | - | €1,905 | €0 | ▼ 100% |
| Remuneration and social security454/9 | €26,966 | €27,339 | €28,428 | €18,654 | €0 | ▼ 100% |
| Other amounts payable47/48 | €1,784 | €5,184 | €2,551 | €28,581 | €150,723 | ▲ 427% |
| Accrued charges and deferred income492/3 | €975 | €975 | €975 | €308 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,165 | €16,264 | €12,622 | €24,875 | €582,292 | ▲ 2,241% |
| + Depreciation and write-downs630 | €33,531 | €33,504 | €33,054 | €28,670 | €1,479 | ▼ 94.8% |
| Operating cash flow (approximation) | €22,366 | €49,768 | €45,677 | €53,544 | €583,770 | ▲ 990% |
| Investment in fixed assets (approximation) | - | -€2,882 | -€2,324 | -€46,344 | €61,019 | ▲ 232% |
| Change in cash | - | - | €20,753 | -€10,976 | €5,103 | ▲ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €582,292 ▲2,241%
Operating result €778,728, net result €582,292, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 3.69
Current ratio from 0.99 to 3.69.
31-12
Financial
Equity above €200,000Eq €469,016 ▲330%
4 profitable years in a row build equity to €469,016.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €109,082 ▲13.1%
2 profitable years in a row build equity to €109,082.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €16,264
Net result €16,264 after one loss-making year.
06-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 37 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Back to profitnet €2,670
Net result €2,670 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1985
Ground area
222 m²
Building footprint
194 m²
Volume, LiDAR
1,251 m³
Parcel 11007A0010/00P018, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Jozef Reusenslei 56, 2150 Antwerpen
since 19852.027.455.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007A0010/00P018 | Flanders | 222 m² | 1 · 194 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2025 annual accounts of VAN DIJCK and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 2,618 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-1985
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0427604902
Also
9925:BE0427604902
Registered
26-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.