VAN DER STRAETEN
ActiveVAN DER STRAETEN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €164k and a net result of €21k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 60% of 9622 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability58▲+11
Solvency72▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 1.88 against 1.69 in 2023; short-term debt: 52.4% and cash: 47% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.3%
Return on assets
5.9%
Age of the figures
24 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 142 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline19-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 20-03-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
41 d early
2023
43 d early
2022
37 d early
2021
33 d early
2020
35 d early
2019
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€164k▲ 14.3%
2023 · €144k
2018: €92k
2019: €108k
2020: €119k
2021: €127k
2022: €136k
2023: €144k
2018 → 2024
Total assets
€348k▼ 0.6%
2023 · €350k
2018: €344k
2019: €358k
2020: €363k
2021: €401k
2022: €315k
2023: €350k
2018 → 2024
Net result
€21k▲ 147%
2023 · €8k
2018: €270
2019: €16k
2020: €12k
2021: €7k
2022: €9k
2023: €8k
2018 → 2024
Working capital
€161k▲ 14.5%
2023 · €141k
2018: €88k
2019: €104k
2020: €117k
2021: €124k
2022: €133k
2023: €141k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€119k-€127k▲ 5.9%€136k▲ 7.1%€144k▲ 6.1%€164k▲ 14.3%
Operating result€19k-€14k▼ 22.5%€17k▲ 21.0%€19k▲ 9.5%€41k▲ 118%
Net result€12k-€7k▼ 38.9%€9k▲ 26.8%€8k▼ 7.2%€21k▲ 147%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 118% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €348k
Fixed assets
€4k▼ 30.3%
Current assets
€344k▼ 0.1%
Equity and liabilities €348k
Equity
€164k▲ 14.3%
Debt
€183k▼ 11.0%
The debt ratio falls from 58.9% to 52.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▲
2023 · €21k
Cash flow
€22k▲
2023 · €10k
Solvency
47.3%▲
2023 · 41.1%
Current ratio
1.88▲
2023 · 1.69
Quick ratio
0.92▲
2023 · 0.47
Debt / equity
1.11▼
2023 · 1.43
ROE
12.5%▲
2023 · 5.8%
ROA
5.9%▲
2023 · 2.4%
Interest coverage
3.83▲
2023 · 3.00
Debt
€183k▼
2023 · €206k
Debt ≤ 1 year
€182k▼
2023 · €203k
Income taxes
€10k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€350k€348k▼
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€344k€344k▼
Stocks and contracts in progress3€248k€176k▼
Stocks30/36€248k€176k▼
Amounts receivable within one year40/41€626€3k▲
Trade receivables40€626€54▼
Other amounts receivable41€0€3k▲
Cash at bank and in hand54/58€95k€163k▲
Deferred charges and accrued income490/1€321€332▲
Equity and liabilities
Total equity and liabilities10/49€350k€348k▼
Equity10/15€144k€164k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€82k€102k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€76k€96k▲
Amounts payable17/49€206k€183k▼
Amounts payable within one year42/48€203k€182k▼
Trade debts44€11k€12k▲
Suppliers440/4€11k€12k▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€187k€163k▼
Accrued charges and deferred income492/3€3k€865▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Gross operating margin9900€21k€43k▲
Operating profit (loss)9901€19k€41k▲
Financial income75/76B€11€105▲
Recurring financial income75€11€105▲
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€12k€30k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€8k€21k▲
Profit (loss) for the period to be appropriated9905€8k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€21k▲
Transfer to equity691/2€8k€21k▲
To other reserves6921€8k€21k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Highest result since 2018net €21k ▲147%
Operating result €41k, net result €21k, both a record.
30-09
Financial
Equity above €150kEq €164k ▲14.3%
7 profitable years in a row build equity to €164k.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €100kEq €108k ▲17.9%
2 profitable years in a row build equity to €108k.
28-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 2 establishment units since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
't Luik 101745 OpwijkGround area
5,403 m²
Building footprint
512 m²
Volume, LiDAR
2,787 m³
2 parcels, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Juwelier Siccard
since 20012.295.874.984
't Luik 10, 1745 Opwijk
since 20022.093.352.248
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752H0465/00B000 | Flanders | 5,233 m² | 1 · 367 m² | 12.9 m · 2 fl. |
| 23602H0329/00K000 | Flanders | 170 m² | 1 · 146 m² | 11.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Koral Jewellery
BE 0824.107.050
Antwerpen · Eq €164k
WENVANDY
BE 0452.498.169
Knokke-Heist · Eq €165k
TACALI
BE 0508.549.521
La Louvière · Eq €164k
PROSPER DANSAERT 101
BE 0770.332.725
Brussel · Eq €165k
PEER
BE 0437.262.043
Antwerpen · Eq €164k
Of 2,016 companies in sector 47770 we hold annual accounts for 898. 710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-05-2001
Fiscal year end30-09
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.