B.K.
ActiveB.K. has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €469k and a net result of €191k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 57% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency69▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.52 in 2024; short-term debt: 55% and cash: 13.8% of total assets), but 56% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44%
Return on assets
17.9%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
3 d late
2023
2 d early
2022
1 d early
2021
18 d late
2020
on the day
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€469k▲ 10.8%
2024 · €423k
2019: €194k
2020: €224k
2021: €283k
2022: €324k
2023: €363k
2024: €423k
2019 → 2025
Total assets
€1.07M▲ 3.6%
2024 · €1.03M
2019: €507k
2020: €591k
2021: €777k
2022: €796k
2023: €886k
2024: €1.03M
2019 → 2025
Net result
€191k▼ 48.5%
2024 · €370k
2019: €96k
2020: €112k
2021: €274k
2022: €256k
2023: €249k
2024: €370k
2019 → 2025
Working capital
€340k▲ 13.2%
2024 · €300k
2019: €221k
2020: €233k
2021: €278k
2022: €270k
2023: €254k
2024: €300k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€283k-€324k▲ 14.5%€363k▲ 12.1%€423k▲ 16.4%€469k▲ 10.8%
Operating result€300k-€284k▼ 5.3%€279k▼ 1.8%€413k▲ 48.1%€222k▼ 46.2%
Net result€274k-€256k▼ 6.7%€249k▼ 2.6%€370k▲ 48.2%€191k▼ 48.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€140k▼ 6.8%
Current assets
€926k▲ 5.4%
Equity and liabilities €1.07M
Equity
€469k▲ 10.8%
Debt
€597k▼ 1.4%
The debt ratio falls from 58.9% to 56.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€271k▼
2024 · €456k
Cash flow
€239k▼
2024 · €413k
Solvency
44.0%▲
2024 · 41.1%
Current ratio
1.58▲
2024 · 1.52
Quick ratio
0.37▲
2024 · 0.31
Debt / equity
1.27▼
2024 · 1.43
ROE
40.7%▼
2024 · 87.4%
ROA
17.9%▼
2024 · 35.9%
Interest coverage
18.20▼
2024 · 22.64
Debt
€597k▼
2024 · €606k
Debt ≤ 1 year
€586k▲
2024 · €579k
Debt > 1 year
€11k▼
2024 · €27k
Income taxes
€22k▼
2024 · €27k
Staff costs
€46k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.07M▲
Fixed assets21/28€150k€140k▼
Tangible fixed assets22/27€150k€139k▼
Plant, machinery and equipment23€32k€27k▼
Furniture and vehicles24€112k€79k▼
Other tangible fixed assets26€6k€32k▲
Financial fixed assets28-€1k
Current assets29/58€879k€926k▲
Stocks and contracts in progress3€700k€708k▲
Stocks30/36€700k€708k▲
Amounts receivable within one year40/41€33k€50k▲
Trade receivables40€4k€53▼
Other amounts receivable41€29k€50k▲
Cash at bank and in hand54/58€132k€147k▲
Deferred charges and accrued income490/1€14k€22k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.07M▲
Equity10/15€423k€469k▲
Contributions10/11€70k€70k=
Reserves13€266k€311k▲
Tax-exempt reserves132€4k€4k=
Distributable reserves133€262k€307k▲
Profit (loss) carried forward14€87k€88k▲
Amounts payable17/49€606k€597k▼
Amounts payable after more than one year17€27k€11k▼
Financial debts170/4€27k€11k▼
Amounts payable within one year42/48€579k€586k▲
Current portion of amounts payable after more than one year42€19k€16k▼
Trade debts44€3k€260k▲
Suppliers440/4€3k€260k▲
Taxes, remuneration and social security45€41k€24k▼
Taxes450/3€31k€13k▼
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€515k€285k▼
Income statement
Code20242025
Remuneration, social security and pensions62€43k€46k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€49k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€24k€15k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€526k€335k▼
Operating profit (loss)9901€413k€222k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€20k€15k▼
Recurring financial charges65€20k€15k▼
Profit (loss) for the period before taxes9903€397k€213k▼
Income taxes67/77€27k€22k▼
Profit (loss) for the period9904€370k€191k▼
Profit (loss) for the period to be appropriated9905€370k€191k▼
Appropriation of the result
Profit (loss) to be appropriated9906€452k€278k▼
Profit (loss) brought forward from the previous period14P€83k€87k▲
Transfer to equity691/2€55k€45k▼
To other reserves6921€55k€45k▼
Profit to be distributed694/7€310k€145k▼
Directors or managers695€310k€145k▼
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 3 days late
2024
30-06
Financial
Highest result since 2019net €370k ▲48.2%
Operating result €413k, net result €370k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €200kEq €224k ▲15.3%
2 profitable years in a row build equity to €224k.
24-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert I laan 1408620 NieuwpoortGround area
1,059 m²
Building footprint
139 m²
Volume, LiDAR
1,645 m³
Parcel 38402D0029/00D000, Flanders · tallest building 19.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
KIMBERLY
since 19982.087.147.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38402D0029/00D000 | Flanders | 1,059 m² | 1 · 139 m² | 19.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 198 EUR awarded · 198 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 198 EUR | 198 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,017 companies in sector 47770 we hold annual accounts for 898. 631 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-1998
Fiscal year end30-06
Abbreviation NL
KIMBERLY
Activities, NACEBEL
47770Retail sale of watches and jewellery
52484
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.