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Van Dender Chocolates

Active
Private limited company (pre-2019)founded 201412 yrs activeRobert Dansaertlaan 17, 1702 Dilbeek, BelgiumKBO/BCE: BE 0561.961.382
Summary

Van Dender Chocolates has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €643,892 and a net result of €110,373. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

What they do
Retail sale of chocolate and confectionery
NACE 47242Manufacture of cocoa, chocolate and sugar confectionery NACE 10820
1 site
How big
€1.7mtotal assets 2025
Staff
4 FTE
Equity
€643,892
Profit
€110,373
Turnover not published (abridged schema)
Financially healthy?
92 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 38 d early0 of 2 deeds read
Why 92- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.02, cash €449,001+ Founded in 2014+ Figures for FY 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 51% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 64-29
equity 38.7% of total assets
Liquidity 65-8
short-term debt 40.5% · cash 27.0%
Profitability 77=
return on assets 6.6%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
Last 3 months 08-2026: 0.1%highest value 09-2026: 0.1%● 0.0% vs 08-2026highest value 10-2026: 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 1.02, cash €449,001 lowers the probability
  • Founded in 2014 lowers the probability for this profile
  • Figures for FY 2025 (filed 23-06-2026) lowers the probability
  • Sector Retail trade (NACE 47) raises the probability
Credit up to €55,000 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 3.65 in 2024; short-term debt: 40.5% and cash: 27% of total assets), and 61.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 54%, liquidity 71%, profitability 65%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.02, cash €449,001
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2014
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 23-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 d early
2024
31 d early
2023
on the day
2022
17 d early
2021
31 d early
2020
54 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Equity fell in 2025from €1.1m to €643,892 ▼ 42.6% View
  • Among the largest 20% on gross marginsector median €219,205 · 11,255 companies €568,329 View
  • Positive: Always filed on timeaccounts within the deadline every year 5 years View
  • Positive: 5 profitable years in a rowprofit 2025: €110,373 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.7m
Profit
€110,373
Solvency
38.7%
Total assets▲ 0.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 23-06-2026Annual accounts filed
  2. 30-06-2025Annual accounts filed
  3. 31-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of chocolate and confectioneryNACE 47242
Founded
16-09-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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