SIGOJI

Active

Private limited companyfounded 201412 yrs activeRue de Frisée, Schaltin 6, 5364 Hamois, BelgiumKBO/BCE: BE 0561.740.856

The computed 12-month bankruptcy probability of SIGOJI is 1.7% (moderate). The 2024 annual accounts show equity of €358k and a net result of €65k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 26049 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73▲+11

Solvency44▲+1

Growth68=

Track record100

Bankruptcy probability, 12 months

1.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €21k at 30 days acceptable

Liquidity tight (current ratio 1.42 against 1.52 in 2023; short-term debt: 25% and cash: 14.4% of total assets), and 81% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

29 d late

2023

82 d late

2022

24 d late

2021

124 d late

2020

149 d late

2019

77 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€830k▲ 43.7%

2020 · €578k

2018: €459k 2019: €533k 2020: €578k

2018 → 2021

EBIT margin

17.8%▲ 7.5pp

2020 · 10.3%

2018: 27.3% 2019: 16.5% 2020: 10.3%

2018 → 2021

Net result

€65k

2023 · €-54k

2018: €100k 2019: €66k 2020: €32k 2021: €112k 2022: €-28k 2023: €-54k

2018 → 2024

Working capital

€199k▲ 10.2%

2023 · €181k

2018: €14k 2019: €97k 2020: €125k 2021: €246k 2022: €120k 2023: €181k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€578k-€830k▲ 43.7%

Equity€196k-€326k▲ 66.1%€296k▼ 9.1%€302k▲ 1.9%€358k▲ 18.7%

Operating result€60k-€148k▲ 148%€-18k€-22k▼ 21.9%€105k

Net result€32k-€112k▲ 246%€-28k€-54k▼ 90.6%€65k

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €105k after a loss of €22k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.88M

64.5%

35.5%

Fixed assets €1.21M▲ 2.0%

Current assets €669k▲ 26.9%

Equity and liabilities €1.88M

19.0%

81.0%

Equity €358k▲ 18.7%

Debt €1.52M▲ 7.7%

The debt ratio falls from 82.4% to 81.0%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€287k▲

2023 · €135k

Cash flow

€247k▲

2023 · €103k

Solvency

19.0%▲

2023 · 17.6%

Current ratio

1.42▼

2023 · 1.52

Quick ratio

0.88▼

2023 · 1.21

Debt / equity

4.25▼

2023 · 4.69

ROE

18.0%▲

2023 · -18.0%

ROA

3.4%▲

2023 · -3.2%

Interest coverage

7.80▲

2023 · 5.72

Debt

€1.52M▲

2023 · €1.42M

Debt ≤ 1 year

€470k▲

2023 · €346k

Debt > 1 year

€1.05M▼

2023 · €1.07M

Income taxes

€15k▲

2023 · €719

Staff costs

€319k▲

2023 · €216k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€1.72M€1.88M▲

Fixed assets21/28€1.19M€1.21M▲

Intangible fixed assets21€19k€10k▼

Tangible fixed assets22/27€1.17M€1.20M▲

Land and buildings22€916k€961k▲

Plant, machinery and equipment23€179k€186k▲

Furniture and vehicles24€22k€20k▼

Leasing and similar rights25€53k€35k▼

Financial fixed assets28€2k€2k=

Current assets29/58€527k€669k▲

Stocks and contracts in progress3€107k€255k▲

Stocks30/36€107k€255k▲

Amounts receivable within one year40/41€86k€143k▲

Trade receivables40€62k€87k▲

Other amounts receivable41€24k€57k▲

Cash at bank and in hand54/58€332k€270k▼

Deferred charges and accrued income490/1€2k€659▼

Equity and liabilities

Total equity and liabilities10/49€1.72M€1.88M▲

Equity10/15€302k€358k▲

Contributions10/11€19k€19k=

Capital10€19k-

Issued capital100€19k-

Outside capital11-€19k

Other1109/19-€19k

Reserves13€2k€66k▲

Non-distributable reserves130/1€2k€2k=

Legal reserve130€2k-

Reserves not available under the articles1311-€2k

Distributable reserves133-€65k

Profit (loss) carried forward14€205k€205k=

Investment grants15€76k€68k▼

Amounts payable17/49€1.42M€1.52M▲

Amounts payable after more than one year17€1.07M€1.05M▼

Financial debts170/4€1.07M€1.05M▼

Amounts payable within one year42/48€346k€470k▲

Current portion of amounts payable after more than one year42€146k€221k▲

Trade debts44€171k€183k▲

Suppliers440/4€171k€183k▲

Taxes, remuneration and social security45€30k€65k▲

Taxes450/3€10k€31k▲

Remuneration and social security454/9€20k€34k▲

Income statement Code20232024

Remuneration, social security and pensions62€216k€319k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€157k€182k▲

Other operating charges640/8€11k€7k▼

Non-recurring operating charges66A-€1k

Gross operating margin9900€362k€613k▲

Operating profit (loss)9901€-22k€105k▲

Financial income75/76B€11k€12k▲

Recurring financial income75€9k€11k▲

Non-recurring financial income76B€2k€767▼

Financial charges65/66B€42k€36k▼

Recurring financial charges65€24k€37k▲

Non-recurring financial charges66B€18k€-269▼

Profit (loss) for the period before taxes9903€-53k€80k▲

Income taxes67/77€719€15k▲

Profit (loss) for the period9904€-54k€65k▲

Profit (loss) for the period to be appropriated9905€-54k€65k▲

Appropriation of the result

Profit (loss) to be appropriated9906€205k€270k▲

Profit (loss) brought forward from the previous period14P€259k€205k▼

Transfer to equity691/2-€65k

To other reserves6921-€65k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €65k

Net result €65k after 2 loss-making years.

21-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 82 days late

2023

31-12

Financial Weakest financial yearnet €-54k

Net result drops to €-54k, the lowest in the series; recovery starts the following year.

24-08

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 24 days late

2022

02-12

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 124 days late

2021

31-12

Financial Highest result since 2018net €112k ▲246%

Operating result €148k, net result €112k, both a record.

31-12

Financial Equity above €200kEq €326k ▲66.1%

4 profitable years in a row build equity to €326k.

27-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 149 days late

2020

16-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 77 days late

2019

31-12

Financial Equity above €150kEq €164k ▲67.1%

2 profitable years in a row build equity to €164k.

28-05

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

28-09

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 59 days late

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 30 days late

2016

11-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 11 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hamois · 4 establishment units since 2014

establishment approximate All 4 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Frisée, Schaltin 65364 Hamois

Ground area

3.5 ha

Building footprint

361 m²

Volume, LiDAR

1,933 m³

5 parcels, Brussels, Wallonia · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.

4 establishment units

Sigoji

Rue du Commerce 123, 5590 CineyWholesale trade

since 20142.234.433.701

SIGOJI

Waterloosesteenweg 728, 1180 UkkelRetail sale of chocolate and confectionery

since 20172.269.424.965

Sigoji SPRL

Rue de la Griotte 15, 5580 RochefortManufacture of cocoa, chocolate and sugar confectionery

since 20192.289.235.236

SIGOJI

Rue du Pont 6, 5000 NamurWholesale trade

since 20232.348.934.776

5 parcels

Wallonia 4 (80%) Brussels 1 (20%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91114D0005/00F007	Wallonia	3.3 ha	-	-
91116B0566/00X000	Wallonia	1,292 m²	1 · 106 m²	-
91030D0004/00Y002	Wallonia	196 m²	1 · 69 m²	-
21612C0048/00C002	Brussels	83 m²	1 · 145 m²	16.7 m · 2 fl.
92094C0839/00D000	Wallonia	64 m²	1 · 41 m²	19.1 m · 6 fl.