Van Den Berge
ActiveThe computed 12-month bankruptcy probability of Van Den Berge is 1.8% (moderate). The 2025 annual accounts show equity of €83k and a net result of €4k. Equity is growing by ~18.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 7331 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+16
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.15 against 5.85 in 2024; short-term debt: 18.5% and cash: 36.5% of total assets), and 18.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.5%
Return on assets
3.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
5 d late
2024
31 d early
2023
36 d early
2022
32 d early
2021
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€83k▲ 4.8%
2024 · €79k
2021: €9k
2022: €58k
2023: €87k
2024: €79k
2021 → 2025
Total assets
€101k▲ 17.6%
2024 · €86k
2021: €25k
2022: €80k
2023: €107k
2024: €86k
2021 → 2025
Net result
€4k
2024 · €-8k
2021: €7k
2022: €49k
2023: €29k
2024: €-8k
2021 → 2025
Working capital
€40k▲ 12.3%
2024 · €36k
2021: €9k
2022: €52k
2023: €60k
2024: €36k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€58k▲ 532%€87k▲ 49.1%€79k▼ 9.2%€83k▲ 4.8%
Operating result€9k-€62k▲ 562%€35k▼ 43.4%€-8k€5k
Net result€7k-€49k▲ 580%€29k▼ 40.0%€-8k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets
€42k▼ 1.4%
Current assets
€59k▲ 36.3%
Equity and liabilities €101k
Equity
€83k▲ 4.8%
Debt
€19k▲ 153%
The debt ratio rises from 8.6% to 18.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €1k
Cash flow
€18k▲
2024 · €1k
Solvency
81.5%▼
2024 · 91.4%
Current ratio
3.15▼
2024 · 5.85
Quick ratio
2.85▼
2024 · 4.63
Debt / equity
0.23▲
2024 · 0.09
ROE
4.6%▲
2024 · -10.1%
ROA
3.8%▲
2024 · -9.2%
Interest coverage
158.34▲
2024 · 16.72
Debt
€19k▲
2024 · €7k
Debt ≤ 1 year
€19k▲
2024 · €7k
Income taxes
€995▲
2024 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€101k▲
Fixed assets21/28€43k€42k▼
Tangible fixed assets22/27€43k€42k▼
Plant, machinery and equipment23€37k€38k▲
Furniture and vehicles24€5k€5k▼
Current assets29/58€43k€59k▲
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€9k€6k▼
Amounts receivable within one year40/41€16k€16k▼
Trade receivables40€4k€16k▲
Other amounts receivable41€12k€5▼
Cash at bank and in hand54/58€15k€37k▲
Deferred charges and accrued income490/1€3k€716▼
Equity and liabilities
Total equity and liabilities10/49€86k€101k▲
Equity10/15€79k€83k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€77k€81k▲
Amounts payable17/49€7k€19k▲
Amounts payable within one year42/48€7k€19k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€7k▲
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€14k▲
Other operating charges640/8€739€2k▲
Gross operating margin9900€2k€21k▲
Operating profit (loss)9901€-8k€5k▲
Financial income75/76B€6€0▼
Recurring financial income75€6€0▼
Financial charges65/66B€75€120▲
Recurring financial charges65€75€120▲
Profit (loss) for the period before taxes9903€-8k€5k▲
Income taxes67/77€162€995▲
Profit (loss) for the period9904€-8k€4k▲
Profit (loss) for the period to be appropriated9905€-8k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€81k▲
Profit (loss) brought forward from the previous period14P€85k€77k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
31-03
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 01/03/2026
- Registered-office move, Kartuizerstraat 1, 9572 Lierde
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-8k ▼127%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €49k ▲580%
Operating result €62k, net result €49k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.43
Current ratio from 1.57 to 3.43.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lierde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kartuizerstraat 19572 LierdeGround area
817 m²
Building footprint
125 m²
Volume, LiDAR
894 m³
Parcel 45051A0648/00H000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Van Den Berge Consulting
since 20212.317.231.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45051A0648/00H000 | Flanders | 817 m² | 1 · 125 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 825 EUR awarded · 825 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 825 EUR | 825 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,032. 13,174 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.