VAN DE WALLE & CO
ActiveVAN DE WALLE & CO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258k and a net result of €38k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 57% of 18173 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency68▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 6.95 against 4.92 in 2024; short-term debt: 13% and cash: 23.3% of total assets), but 57% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43%
Return on assets
6.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
4 d early
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€258k▼ 16.1%
2024 · €308k
2018: €338k
2019: €268k
2020: €268k
2021: €245k
2022: €256k
2023: €264k
2024: €308k
2018 → 2025
Total assets
€600k▲ 6.0%
2024 · €567k
2018: €465k
2019: €529k
2020: €529k
2021: €574k
2022: €555k
2023: €572k
2024: €567k
2018 → 2025
Net result
€38k▼ 12.9%
2024 · €44k
2018: €49k
2019: €60k
2020: €60k
2021: €49k
2022: €47k
2023: €57k
2024: €44k
2018 → 2025
Working capital
€463k▲ 15.3%
2024 · €402k
2018: €192k
2019: €224k
2020: €224k
2021: €297k
2022: €313k
2023: €360k
2024: €402k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€245k-€256k▲ 4.3%€264k▲ 3.3%€308k▲ 16.5%€258k▼ 16.1%
Operating result€64k-€61k▼ 3.4%€82k▲ 33.4%€68k▼ 16.9%€60k▼ 12.0%
Net result€49k-€47k▼ 3.4%€57k▲ 20.8%€44k▼ 23.6%€38k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €600k
Fixed assets
€59k▼ 4.7%
Current assets
€541k▲ 7.3%
Equity and liabilities €600k
Equity
€258k▼ 16.1%
Debt
€342k▲ 32.2%
The debt ratio rises from 45.7% to 57.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€88k▼
2024 · €91k
Cash flow
€66k▼
2024 · €67k
Solvency
43.0%▼
2024 · 54.3%
Current ratio
6.95▲
2024 · 4.92
Quick ratio
6.06▲
2024 · 4.14
Debt / equity
1.33▲
2024 · 0.84
ROE
14.7%▲
2024 · 14.2%
ROA
6.3%▼
2024 · 7.7%
Interest coverage
5.54▼
2024 · 6.02
Debt
€342k▲
2024 · €259k
Debt ≤ 1 year
€78k▼
2024 · €103k
Debt > 1 year
€247k▲
2024 · €140k
Income taxes
€19k▼
2024 · €23k
Staff costs
€93k▲
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€567k€600k▲
Fixed assets21/28€62k€59k▼
Tangible fixed assets22/27€60k€59k▼
Land and buildings22€5k€15k▲
Plant, machinery and equipment23€14k€22k▲
Furniture and vehicles24€41k€22k▼
Other tangible fixed assets26€84€0▼
Financial fixed assets28€2k€496▼
Current assets29/58€504k€541k▲
Stocks and contracts in progress3€79k€70k▼
Stocks30/36€79k€70k▼
Amounts receivable within one year40/41€12k€30k▲
Trade receivables40€3k€10k▲
Other amounts receivable41€9k€20k▲
Current investments50/53-€300k
Cash at bank and in hand54/58€409k€140k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€567k€600k▲
Equity10/15€308k€258k▼
Contributions10/11€19k€19k=
Reserves13€289k€240k▼
Non-distributable reserves130/1€11k€0▼
Reserves not available under the articles1311€11k€0▼
Tax-exempt reserves132€487€487=
Distributable reserves133€277k€239k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€259k€342k▲
Amounts payable after more than one year17€140k€247k▲
Other amounts payable178/9€140k€247k▲
Amounts payable within one year42/48€103k€78k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€11k€11k▲
Suppliers440/4€11k€11k▲
Advances received on contracts in progress46€18k€16k▼
Taxes, remuneration and social security45€56k€49k▼
Taxes450/3€51k€40k▼
Remuneration and social security454/9€6k€9k▲
Other amounts payable47/48€18k€2k▼
Accrued charges and deferred income492/3€16k€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€84k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€-2k▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€175k€181k▲
Operating profit (loss)9901€68k€60k▼
Financial income75/76B€14k€13k▼
Recurring financial income75€14k€13k▼
Financial charges65/66B€15k€16k▲
Recurring financial charges65€15k€16k▲
Profit (loss) for the period before taxes9903€66k€57k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€44k€38k▼
Profit (loss) for the period to be appropriated9905€44k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€38k▼
Transfer from equity791/2€0€88k▲
Transfer to equity691/2€44k€38k▼
To other reserves6921€44k€38k▼
Profit to be distributed694/7€0€88k▲
Return on contributions (dividend)694€0€88k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €38k ▼12.9%
Net result drops to €38k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wetteren · 2 establishment units since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 169230 WetterenGround area
2,758 m²
Building footprint
771 m²
Volume, LiDAR
6,792 m³
2 parcels, Flanders · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
VAN DE WALLE
since 19992.131.300.529
Outlet verkooppunt
since 20192.296.631.287
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42302E0908/00F003 | Flanders | 1,643 m² | 1 · 420 m² | 15.0 m · 4 fl. |
| 42302E0909/00R002 | Flanders | 1,116 m² | 1 · 352 m² | 16.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,420 EUR awarded · 2,420 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,420 EUR | 2,420 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
The TwentyFour Six
BE 0803.343.211
Kalmthout · Eq €258k
Topfanz
BE 0507.830.038
Halen · Eq €259k
COLLECTORPARTNERS
BE 0795.366.247
Rixensart · Eq €257k
VAVANTAS
BE 0430.519.058
Sint-Truiden · Eq €259k
EUPHORIA
BE 0786.307.833
Antwerpen · Eq €256k
Of 12,962 companies in sector 47120 we hold annual accounts for 2,187. 1,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-1999
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47910Retail trade
52421
47721Retail sale of footwear
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:modevandewalle.be
E-mail:info@modevandewalle.be