Financials
- Fiscal year
- 2025
- Total assets
- €370,365
- Profit
- €161,541
- Solvency
- 69.4%
Total assets▲ 175%
Net result
20242025
COLLECTORPARTNERS
ActiveSummary
COLLECTORPARTNERS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €257,091 and a net result of €161,541. Its solvency ranks better than 79% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
What they do
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910
1 site
How big
€370,365total assets 2025
- Staff
- 0.2 FTE
- Equity
- €257,091
- Profit
- €161,541
Turnover not published (abridged schema)
Who decides
Accounts filed 30 d late0 of 3 deeds read
Why 87- 1 change of registered office in 24 months- Founded in 2022+ Liquidity: current ratio 3.05, cash €119,783+ Figures for FY 2025 (filed 30-08-2026)Show the evidence
Checked score
Score 2025
87
/ 100
Excellent
Probability in this band: under 0.55%
Better than 88% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
94-2
equity 69.4% of total assets
Liquidity
78+5
short-term debt 30.6% · cash 32.3%
Profitability
100=
return on assets 43.6%
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 3.05, cash €119,783 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2022 raises the probability for this profile
- Figures for FY 2025 (filed 30-08-2026) lowers the probability
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 3.05 against 2.97 in 2024; short-term debt: 30.6% and cash: 32.3% of total assets), and 30.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 80%, liquidity 82%, profitability 96%, growth against the median 95%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €200,000Eq €257,091 ▲169%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 30-08-2026Annual accounts filed
- 31-12-2025Equity above €200,000
- 26-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other non-specialised retail saleNACE 47120
- Founded
- 24-12-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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