VAN DE VELES
ActiveThe computed 12-month bankruptcy probability of VAN DE VELES is 4.0% (elevated). The 2025 annual accounts show equity of €6k and a net result of €412. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 13306 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-5
Solvency39▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
4.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.04 against 0.92 in 2024; short-term debt: 85.7% and cash: 49.6% of total assets), and 85.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €6k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
30 d early
2023
29 d early
2022
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 7.1%
2024 · €6k
2022: €-14k
2023: €5k
2024: €6k
2022 → 2025
Total assets
€43k▲ 66.5%
2024 · €26k
2022: €21k
2023: €30k
2024: €26k
2022 → 2025
Net result
€412▼ 65.7%
2024 · €1k
2022: €-15k
2023: €18k
2024: €1k
2022 → 2025
Working capital
€2k
2024 · €-2k
2022: €-26k
2023: €-7k
2024: €-2k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-14k-€5k€6k▲ 26.3%€6k▲ 7.1%
Operating result€-15k-€21k€3k▼ 87.6%€1k▼ 51.7%
Net result€-15k-€18k€1k▼ 93.4%€412▼ 65.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€5k▼ 37.0%
Current assets
€39k▲ 107%
Equity and liabilities €43k
Equity
€6k▲ 7.1%
Debt
€37k▲ 83.5%
The debt ratio rises from 77.7% to 85.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €5k
Cash flow
€3k▼
2024 · €4k
Solvency
14.3%▼
2024 · 22.3%
Current ratio
1.04▲
2024 · 0.92
Quick ratio
0.99▲
2024 · 0.92
Debt / equity
5.97▲
2024 · 3.49
ROE
6.7%▼
2024 · 20.8%
ROA
1.0%▼
2024 · 4.6%
Interest coverage
61.45▲
2024 · 13.45
Debt
€37k▲
2024 · €20k
Debt ≤ 1 year
€37k▲
2024 · €20k
Income taxes
€1k▲
2024 · €1k
Staff costs
€33k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€26k€43k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€200€200=
Current assets29/58€19k€39k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€8k€15k▲
Trade receivables40€6k€15k▲
Other amounts receivable41€2k-
Cash at bank and in hand54/58€11k€21k▲
Equity and liabilities
Total equity and liabilities10/49€26k€43k▲
Equity10/15€6k€6k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€5k€5k▲
Amounts payable17/49€20k€37k▲
Amounts payable within one year42/48€20k€37k▲
Trade debts44€7k€16k▲
Suppliers440/4€7k€16k▲
Taxes, remuneration and social security45€11k€20k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€5k€13k▲
Other amounts payable47/48€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€11k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€20k€42k▲
Operating profit (loss)9901€3k€1k▼
Financial income75/76B€0€626▲
Recurring financial income75€0€626▲
Financial charges65/66B€395€65▼
Recurring financial charges65€395€65▼
Profit (loss) for the period before taxes9903€2k€2k▼
Income taxes67/77€1k€1k▲
Profit (loss) for the period9904€1k€412▼
Profit (loss) for the period to be appropriated9905€1k€412▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€5k▲
Profit (loss) brought forward from the previous period14P€4k€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 341630 LinkebeekGround area
1,199 m²
Building footprint
626 m²
Volume, LiDAR
5,300 m³
2 parcels, Brussels, Flanders · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
VAN DE VELES
since 20222.331.845.752
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0047/00X008 | Flanders | 1,134 m² | 1 · 561 m² | 11.6 m · 3 fl. |
| 21004A1029/00N002 | Brussels | 65 m² | 1 · 65 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.331.845.752
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 5,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2022
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.