Financials
- Fiscal year
- 2024
- Total assets
- €40,376
- Loss
- -€1,896
- Solvency
- 72.4%
Total assets▲ 25.7%
Net result
20222024
H&N Ind.
ActiveSummary
The computed 12-month bankruptcy probability of H&N Ind. is 7.0% (elevated). The 2024 annual accounts show equity of €29,243 and a net result of -€1,896. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 18968 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€40,376total assets 2024
- Staff
- 0.8 FTE
- Equity
- €29,243
- Loss
- -€1,896
Turnover not published (abridged schema)
Structure
Accounts 66 d overdue0 of 2 deeds read
Why 36- 1 financial year not filed after the legal deadline; latest accounts 147 days late; 3 of the last 3 late- Sector Food and beverage service activities (NACE 56)- Founded in 2022- Figures for FY 2024 (filed 26-12-2025)Show the evidence
Checked score
Score 2024
36
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 52% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
97-3
equity 72.4% of total assets
Liquidity
48-10
short-term debt 27.6% · cash 7.4%
Profitability
63-37
return on assets -4.7%
Bankruptcy probability, 12 months
7.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.6%
12-2024: 4.2%▼ -6.9% vs 11-2024
01-2025: 4.2%▼ -1.1% vs 12-2024lowest value
02-2025: 4.2%▲ +1.2% vs 01-2025
03-2025: 4.4%▲ +2.6% vs 02-2025
04-2025: 4.5%▲ +2.5% vs 03-2025
05-2025: 4.5%▲ +0.8% vs 04-2025
06-2025: 4.5%▼ -0.8% vs 05-2025
07-2025: 4.6%▲ +3.0% vs 06-2025
08-2025: 4.9%▲ +6.2% vs 07-2025
09-2025: 4.8%▼ -2.0% vs 08-2025
10-2025: 5.3%▲ +11.3% vs 09-2025
11-2025: 5.4%▲ +1.1% vs 10-2025
12-2025: 6.1%▲ +12.2% vs 11-2025
01-2026: 5.8%▼ -3.9% vs 12-2025
02-2026: 5.8%▼ -1.1% vs 01-2026
03-2026: 5.9%▲ +2.4% vs 02-2026
04-2026: 6.0%▲ +0.9% vs 03-2026
05-2026: 6.1%▲ +2.1% vs 04-2026
06-2026: 5.8%▼ -3.9% vs 05-2026
07-2026: 5.8%▼ -0.8% vs 06-2026
08-2026: 6.2%▲ +7.5% vs 07-2026
09-2026: 6.4%▲ +3.4% vs 08-2026
10-2026: 7.0%▲ +8.5% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 147 days late; 3 of the last 3 late raises the probability
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2022 raises the probability for this profile
- Figures for FY 2024 (filed 26-12-2025) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.07 against 17.98 in 2023; short-term debt: 27.6% and cash: 7.4% of total assets), and 27.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 86%, liquidity 44%, profitability 43%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-12-2025, 147 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
147 d late
2023
92 d late
2022
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 110 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · abbreviated…
- Weakest financial yearnet -€1,896
Key points
By topic
Timeline
- Events
- 6
- Since
- 2023
- 25-12-2025Annual accounts filed
- 25-12-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 14-01-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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