VAN DE VELDE
ActiveVAN DE VELDE has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €591k and a net result of €38k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 1025 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability32▲+20
Solvency42▲+6
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.68 in 2024), and 70.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
1.9%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
on the day
2022
on the day
2021
2 d early
2020
2 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€591k▲ 6.8%
2024 · €553k
2019: €433k
2020: €465k
2021: €483k
2022: €525k
2023: €540k
2024: €553k
2019 → 2025
Total assets
€1.99M▼ 3.0%
2024 · €2.05M
2019: €2.52M
2020: €2.40M
2021: €2.32M
2022: €2.24M
2023: €2.14M
2024: €2.05M
2019 → 2025
Net result
€38k▲ 191%
2024 · €13k
2019: €30k
2020: €32k
2021: €17k
2022: €43k
2023: €15k
2024: €13k
2019 → 2025
Working capital
€-55k▲ 26.2%
2024 · €-74k
2019: €-249k
2020: €-182k
2021: €-149k
2022: €-107k
2023: €-99k
2024: €-74k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€483k-€525k▲ 8.8%€540k▲ 2.8%€553k▲ 2.4%€591k▲ 6.8%
Operating result€61k-€98k▲ 60.5%€50k▼ 48.7%€45k▼ 10.2%€79k▲ 75.3%
Net result€17k-€43k▲ 145%€15k▼ 65.2%€13k▼ 12.8%€38k▲ 191%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 75% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€1.85M▼ 2.4%
Current assets
€142k▼ 9.8%
Equity and liabilities €1.99M
Equity
€591k▲ 6.8%
Provisions
€82k=
Debt
€1.32M▼ 7.0%
The debt ratio falls from 69.0% to 66.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€211k▲
2024 · €176k
Cash flow
€169k▲
2024 · €144k
Solvency
29.7%▲
2024 · 27.0%
Current ratio
0.72▲
2024 · 0.68
Quick ratio
0.48▲
2024 · 0.48
Debt / equity
2.23▼
2024 · 2.56
ROE
6.4%▲
2024 · 2.3%
ROA
1.9%▲
2024 · 0.6%
Interest coverage
7.21▲
2024 · 6.16
Debt
€1.32M▼
2024 · €1.42M
Debt ≤ 1 year
€197k▼
2024 · €232k
Debt > 1 year
€1.10M▼
2024 · €1.16M
Income taxes
€15k▲
2024 · €6k
Staff costs
€51k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.05M€1.99M▼
Fixed assets21/28€1.89M€1.85M▼
Tangible fixed assets22/27€1.89M€1.85M▼
Land and buildings22€1.83M€1.73M▼
Plant, machinery and equipment23€16k€14k▼
Furniture and vehicles24€49k€37k▼
Leasing and similar rights25-€67k
Current assets29/58€157k€142k▼
Stocks and contracts in progress3€47k€47k▲
Stocks30/36€47k€47k▲
Amounts receivable within one year40/41€99k€67k▼
Trade receivables40€89k€58k▼
Other amounts receivable41€10k€9k▼
Current investments50/53€135€135=
Cash at bank and in hand54/58€3k€19k▲
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€2.05M€1.99M▼
Equity10/15€553k€591k▲
Contributions10/11€112k€112k=
Reserves13€441k€479k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€441k€479k▲
Provisions and deferred taxes16€82k€82k=
Provisions for liabilities and charges160/5€82k€82k=
Pensions and similar obligations160€82k€82k=
Amounts payable17/49€1.42M€1.32M▼
Amounts payable after more than one year17€1.16M€1.10M▼
Financial debts170/4€1.16M€1.10M▼
Amounts payable within one year42/48€232k€197k▼
Current portion of amounts payable after more than one year42€100k€115k▲
Financial debts43€54k€0▼
Credit institutions430/8€54k€0▼
Trade debts44€18k€18k▼
Suppliers440/4€18k€18k▼
Advances received on contracts in progress46€38k€38k=
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€1k€7k▲
Remuneration and social security454/9€4k€2k▼
Other amounts payable47/48€18k€18k▲
Accrued charges and deferred income492/3€20k€24k▲
Income statement
Code20242025
Remuneration, social security and pensions62€50k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€131k€132k▲
Other operating charges640/8€8k€11k▲
Gross operating margin9900€234k€272k▲
Operating profit (loss)9901€45k€79k▲
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€29k€29k▲
Recurring financial charges65€29k€29k▲
Profit (loss) for the period before taxes9903€19k€52k▲
Income taxes67/77€6k€15k▲
Profit (loss) for the period9904€13k€38k▲
Profit (loss) for the period to be appropriated9905€13k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€38k▲
Transfer to equity691/2€13k€38k▲
To other reserves6921€13k€38k▲
Social balance
Average headcount (FTE)90870.71.3▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €13k ▼12.8%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Highest result since 2019net €43k ▲145%
Operating result €98k, net result €43k, both a record.
31-03
Financial
Equity above €500kEq €525k ▲8.8%
4 profitable years in a row build equity to €525k.
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hofbouwstraat 109930 LievegemGround area
634 m²
Building footprint
138 m²
Volume, LiDAR
822 m³
Parcel 44080D0157/00X002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN DE VELDE
since 19942.067.455.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080D0157/00X002 | Flanders | 634 m² | 1 · 138 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLievegem2.067.455.525
Similar companies · same sector, comparable size
MAISON GIERENS
BE 0467.350.255
Bastogne · Eq €590k
POMPES FUNEBRES SEILLIER
BE 0430.396.918
Ciney · Eq €587k
VANBELLINGEN J.P.
BE 0430.026.239
Evere · Eq €596k
DUBUISSON-HERREMAN
BE 0430.299.027
Perwez · Eq €599k
VAN HEMELRIJCK FILIP
BE 0449.134.447
Asse · Eq €580k
Of 898 companies in sector 96301 we hold annual accounts for 609. 496 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-1994
Fiscal year end31-03
Activities, NACEBEL
93031
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.