VAN DE SCHOOT
ActiveVAN DE SCHOOT has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €550. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 7318 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
94
/ 100
Excellent▲ +41 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+49
Solvency100▲+25
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.76 against 2.07 in 2024), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
13 d early
2023
20 d early
2022
1 d late
2021
17 d late
2020
4 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▲ 10.8%
2024 · €5k
2018: €-7k
2019: €-1k
2020: €22k
2021: €26k
2022: €27k
2023: €13k
2024: €5k
2018 → 2025
Total assets
€8k▼ 49.9%
2024 · €15k
2018: €38k
2019: €21k
2020: €31k
2021: €51k
2022: €44k
2023: €27k
2024: €15k
2018 → 2025
Net result
€550
2024 · €-8k
2018: €437
2019: €6k
2020: €23k
2021: €4k
2022: €1k
2023: €-15k
2024: €-8k
2018 → 2025
Working capital
€6k▲ 3.7%
2024 · €5k
2018: €-7k
2019: €-2k
2020: €18k
2021: €26k
2022: €23k
2023: €10k
2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€27k▲ 5.7%€13k▼ 53.5%€5k▼ 60.1%€6k▲ 10.8%
Operating result€5k-€3k▼ 42.3%€-14k€-7k▲ 50.4%€1k
Net result€4k-€1k▼ 65.5%€-15k€-8k▲ 47.8%€550
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€136▼ 97.3%
Current assets
€8k▼ 27.1%
Equity and liabilities €8k
Equity
€6k▲ 10.8%
Debt
€2k▼ 80.4%
The debt ratio falls from 66.6% to 26.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▲
2024 · €-1k
Cash flow
€5k▲
2024 · €-2k
Solvency
73.9%▲
2024 · 33.4%
Current ratio
3.76▲
2024 · 2.07
Quick ratio
3.76▲
2024 · 2.07
Debt / equity
0.35▼
2024 · 1.99
ROE
9.7%▲
2024 · -150.5%
ROA
7.2%▲
2024 · -50.3%
Interest coverage
12.04▲
2024 · -1.99
Debt
€2k▼
2024 · €10k
Debt ≤ 1 year
€2k▼
2024 · €5k
Income taxes
€176▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€8k▼
Fixed assets21/28€5k€136▼
Tangible fixed assets22/27€5k€136▼
Plant, machinery and equipment23€534€136▼
Furniture and vehicles24€4k-
Current assets29/58€10k€8k▼
Amounts receivable within one year40/41€618€244▼
Other amounts receivable41€618€244▼
Cash at bank and in hand54/58€10k€7k▼
Deferred charges and accrued income490/1-€76
Equity and liabilities
Total equity and liabilities10/49€15k€8k▼
Equity10/15€5k€6k▲
Contributions10/11€20k€20k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€-22k€-22k▲
Amounts payable17/49€10k€2k▼
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€5k€2k▼
Current portion of amounts payable after more than one year42€3k-
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€271€582▲
Taxes450/3€271€582▲
Other amounts payable47/48€494€295▼
Accrued charges and deferred income492/3€262-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€568€585▲
Gross operating margin9900€-847€7k▲
Operating profit (loss)9901€-7k€1k▲
Financial income75/76B€1€4▲
Recurring financial income75€1€4▲
Financial charges65/66B€712€503▼
Recurring financial charges65€712€503▼
Profit (loss) for the period before taxes9903€-8k€726▲
Income taxes67/77€140€176▲
Profit (loss) for the period9904€-8k€550▲
Profit (loss) for the period to be appropriated9905€-8k€550▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-22k▲
Profit (loss) brought forward from the previous period14P€-15k€-22k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €550
Net result €550 after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k ▼1100%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 10.02
Current ratio from 3.15 to 10.02; short-term debt falls from €9k to €3k.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲276%
Operating result €24k, net result €23k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.15
Current ratio from 0.91 to 3.15; short-term debt falls from €23k to €9k.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 1984
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tessenderlobaan 1083271 Scherpenheuvel-ZichemGround area
1,933 m²
Building footprint
292 m²
Volume, LiDAR
1,583 m³
Parcel 24129B0470/00A000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tessenderlobaan 108, 3271 Scherpenheuvel-Zichem
since 19842.026.208.056
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24129B0470/00A000 | Flanders | 1,933 m² | 1 · 292 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AB PRO CONSTRUCTION
BE 1001.259.041
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MARIANOVA
BE 1015.961.370
Maldegem · Eq €6k
DEMAR BOUW
BE 0795.798.886
De Panne · Eq €6k
Algemene Bouwwerken Calmeyn
BE 0790.977.788
Gent · Eq €6k
MEYERS CONSTRUCT
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Waimes · Eq €6k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,871. 6,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-1984
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.