RUQUINA
ActiveRUQUINA has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €511. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 94% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▲+49
Solvency100▲+27
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 9.02 against 1.92 in 2023; short-term debt: 11% and cash: 3.7% of total assets), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
7 d early
2022
24 d early
2021
25 d early
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k▲ 5.2%
2023 · €10k
2018: €7k
2019: €7k
2020: €8k
2021: €9k
2022: €15k
2023: €10k
2018 → 2024
Total assets
€12k▼ 43.2%
2023 · €20k
2018: €25k
2019: €21k
2020: €25k
2021: €12k
2022: €29k
2023: €20k
2018 → 2024
Net result
€511
2023 · €-5k
2018: €5k
2019: €7k
2020: €11k
2021: €12k
2022: €7k
2023: €-5k
2018 → 2024
Working capital
€10k▲ 5.2%
2023 · €10k
2018: €7k
2019: €7k
2020: €8k
2021: €9k
2022: €20k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€8k-€9k▲ 13.2%€15k▲ 75.8%€10k▼ 35.2%€10k▲ 5.2%
Operating result€14k-€15k▲ 3.0%€13k▼ 11.3%€-3k€3k
Net result€11k-€12k▲ 11.1%€7k▼ 45.7%€-5k€511
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €3k after a loss of €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €12k
Fixed assets
€50=
Current assets
€12k▼ 43.3%
Equity and liabilities €12k
Equity
€10k▲ 5.2%
Debt
€1k▼ 87.9%
The debt ratio falls from 52.0% to 11.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
89.0%▲
2023 · 48.0%
Current ratio
9.02▲
2023 · 1.92
Quick ratio
8.50▲
2023 · 1.23
Debt / equity
0.12▼
2023 · 1.08
ROE
5.0%▲
2023 · -54.3%
ROA
4.4%▲
2023 · -26.1%
Debt
€1k▼
2023 · €11k
Debt ≤ 1 year
€1k▼
2023 · €11k
Income taxes
€729▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€20k€12k▼
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€20k€12k▼
Stocks and contracts in progress3€7k€654▼
Stocks30/36€174€84▼
Contracts in progress37€7k€570▼
Amounts receivable within one year40/41€10k€10k▲
Trade receivables40€0€1k▲
Other amounts receivable41€10k€9k▼
Cash at bank and in hand54/58€3k€432▼
Equity and liabilities
Total equity and liabilities10/49€20k€12k▼
Equity10/15€10k€10k▲
Contributions10/11€6k€6k=
Reserves13€7k€7k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-3k€-2k▲
Amounts payable17/49€11k€1k▼
Amounts payable within one year42/48€11k€1k▼
Trade debts44€10k€526▼
Suppliers440/4€10k€526▼
Taxes, remuneration and social security45€848€753▼
Taxes450/3€848€753▼
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Other operating charges640/8€763€742▼
Non-recurring operating charges66A€0-
Gross operating margin9900€-2k€4k▲
Operating profit (loss)9901€-3k€3k▲
Financial income75/76B€332€533▲
Recurring financial income75€332€533▲
Financial charges65/66B€621€3k▲
Recurring financial charges65€621€3k▲
Profit (loss) for the period before taxes9903€-4k€1k▲
Income taxes67/77€2k€729▼
Profit (loss) for the period9904€-5k€511▲
Profit (loss) for the period to be appropriated9905€-5k€511▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-2k▲
Profit (loss) brought forward from the previous period14P€-4k€-3k▲
Transfer from equity791/2€6k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €511
Net result €511 after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 9.02
Current ratio from 1.92 to 9.02; short-term debt falls from €11k to €1k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼182%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €12k ▲11.1%
Operating result €15k, net result €12k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.75
Current ratio from 1.43 to 3.75; short-term debt falls from €17k to €3k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
2016
23-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosduinstraat 1462990 WuustwezelGround area
624 m²
Building footprint
127 m²
Volume, LiDAR
619 m³
Parcel 11682H0058/00F003, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bosduinstraat 146, 2990 Wuustwezel
since 19932.062.424.589
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11682H0058/00F003 | Flanders | 624 m² | 1 · 127 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 1001.503.422
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MAGISTEC
BE 0788.471.626
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BOUWHULP
BE 0738.976.088
Beveren-Kruibeke-Zwijndrecht · Eq €10k
EAGLE CONSTRUCTION AND RENOVATION
BE 0766.610.497
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 9,383 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-1993
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.