VAN DE BOEL
ActiveVAN DE BOEL has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €682k and a net result of €6k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 9039 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability47▲+6
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 21.11 against 29.78 in 2023; short-term debt: 3.5% and cash: 13.9% of total assets), and 3.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.4%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
6 d early
2022
29 d early
2021
31 d early
2020
26 d early
2019
18 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€682k▲ 0.8%
2023 · €677k
2018: €584k
2019: €595k
2020: €608k
2021: €605k
2022: €670k
2023: €677k
2018 → 2024
Total assets
€708k▲ 2.0%
2023 · €694k
2018: €702k
2019: €667k
2020: €633k
2021: €726k
2022: €804k
2023: €694k
2018 → 2024
Net result
€6k▼ 20.7%
2023 · €7k
2018: €13k
2019: €11k
2020: €13k
2021: €-3k
2022: €65k
2023: €7k
2018 → 2024
Working capital
€492k▲ 2.7%
2023 · €479k
2018: €411k
2019: €372k
2020: €402k
2021: €405k
2022: €470k
2023: €479k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€608k-€605k▼ 0.5%€670k▲ 10.7%€677k▲ 1.0%€682k▲ 0.8%
Operating result€15k-€14k▼ 8.7%€91k▲ 569%€11k▼ 87.9%€19k▲ 73.6%
Net result€13k-€-3k€65k€7k▼ 89.2%€6k▼ 20.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 74% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €708k
Fixed assets
€192k▼ 3.4%
Current assets
€516k▲ 4.2%
Equity and liabilities €708k
Equity
€682k▲ 0.8%
Debt
€26k▲ 48.8%
The debt ratio rises from 2.5% to 3.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28k▲
2023 · €24k
Cash flow
€14k▼
2023 · €20k
Solvency
96.4%▼
2023 · 97.5%
Current ratio
21.11▼
2023 · 29.78
Quick ratio
12.64▼
2023 · 14.46
Debt / equity
0.04▲
2023 · 0.03
ROE
0.8%▼
2023 · 1.0%
ROA
0.8%▼
2023 · 1.0%
Interest coverage
3.22▲
2023 · 2.49
Debt
€26k▲
2023 · €17k
Debt ≤ 1 year
€24k▲
2023 · €17k
Income taxes
€5k▼
2023 · €6k
Staff costs
€275k▼
2023 · €289k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€694k€708k▲
Fixed assets21/28€198k€192k▼
Tangible fixed assets22/27€189k€182k▼
Land and buildings22€174k€170k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€8k€6k▼
Financial fixed assets28€9k€10k▲
Current assets29/58€496k€516k▲
Stocks and contracts in progress3€255k€207k▼
Stocks30/36€244k€207k▼
Contracts in progress37€12k€0▼
Amounts receivable within one year40/41€133k€155k▲
Trade receivables40€83k€141k▲
Other amounts receivable41€50k€14k▼
Cash at bank and in hand54/58€107k€99k▼
Deferred charges and accrued income490/1€1k€56k▲
Equity and liabilities
Total equity and liabilities10/49€694k€708k▲
Equity10/15€677k€682k▲
Contributions10/11€467k€467k=
Capital10€467k€467k=
Issued capital100€467k€467k=
Reserves13€210k€216k▲
Non-distributable reserves130/1€36k€37k▲
Legal reserve130€36k€37k▲
Distributable reserves133€174k€179k▲
Amounts payable17/49€17k€26k▲
Amounts payable within one year42/48€17k€24k▲
Trade debts44€10k€18k▲
Suppliers440/4€10k€18k▲
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€713€23▼
Remuneration and social security454/9€6k€6k▲
Accrued charges and deferred income492/3€504€1k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€289k€275k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€9k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€8k€9k▲
Gross operating margin9900€320k€311k▼
Operating profit (loss)9901€11k€19k▲
Financial income75/76B€11k€120▼
Recurring financial income75€11k€120▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€13k€11k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€6k▼
Transfer to equity691/2€7k€6k▼
To the legal reserve6920€350€278▼
To other reserves6921€7k€5k▼
Social balance
Average headcount (FTE)90874.95.3▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity times 7current ratio 29.78
Current ratio from 4.51 to 29.78; short-term debt falls from €134k to €17k.
02-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €-3k ▼122%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity triplescurrent ratio 17.79
Current ratio from 6.36 to 17.79; short-term debt falls from €69k to €24k.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boslaan 293650 Dilsen-StokkemGround area
9,918 m²
Building footprint
1,993 m²
Volume, LiDAR
12,793 m³
Parcel 73043B0274/00L003, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DAKWERKEN VAN DE BOEL
since 19892.045.557.081
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73043B0274/00L003 | Flanders | 9,918 m² | 1 · 1,993 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 806 EUR awarded · 806 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 641 EUR | 641 EUR |
| 2023 | 1 | 108 EUR | 108 EUR |
| 2022 | 1 | 57 EUR | 57 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
INTERHOLCO BELGIUM
BE 0638.860.212
Aalst · Eq €682k
FLOOR CONSULTING
BE 0452.868.749
Sombreffe · Eq €688k
PATUBA
BE 0439.607.265
Wevelgem · Eq €693k
ANDARE
BE 0899.214.942
Balen · Eq €700k
PORTAFINE
BE 0823.380.540
Nazareth-De Pinte · Eq €659k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-08-1989
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
46130Agents in the wholesale of timber and building materials
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.