DIACOM
ActiveDIACOM has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €418k and a net result of €-12k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-61
Solvency85▼-6
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 2.97 in 2024; short-term debt: 39.6% and cash: 19.2% of total assets), and 39.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
6 d early
2023
23 d early
2022
12 d early
2021
25 d late
2020
19 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k
2024 · €55k
2018: €28k
2019: €42k
2020: €97k
2021: €107k
2022: €94k
2023: €26k
2024: €55k
2018 → 2025
Working capital
€413k▼ 13.0%
2024 · €475k
2018: €181k
2019: €224k
2020: €256k
2021: €322k
2022: €399k
2023: €428k
2024: €475k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€403k▲ 22.6%€429k▲ 6.5%€474k▲ 10.5%€418k▼ 11.9%
Operating result€147k-€137k▼ 6.5%€48k▼ 65.0%€86k▲ 80.0%€-9k
Net result€107k-€94k▼ 11.4%€26k▼ 72.2%€55k▲ 111%€-12k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €86k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€5k▲ 170%
Current assets
€688k▼ 3.8%
Equity and liabilities €693k
Equity
€418k▼ 11.9%
Debt
€275k▲ 13.3%
The debt ratio rises from 33.8% to 39.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €90k
Cash flow
€-10k▼
2024 · €59k
Solvency
60.4%▼
2024 · 66.2%
Current ratio
2.50▼
2024 · 2.97
Quick ratio
1.59▼
2024 · 2.02
Debt / equity
0.66▲
2024 · 0.51
ROE
-3.0%▼
2024 · 11.6%
ROA
-1.8%▼
2024 · 7.7%
Interest coverage
-2.05▼
2024 · 27.23
Debt
€275k▲
2024 · €242k
Debt ≤ 1 year
€275k▲
2024 · €240k
Income taxes
€3k▼
2024 · €32k
Staff costs
€376k▼
2024 · €384k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€717k€693k▼
Fixed assets21/28€2k€5k▲
Tangible fixed assets22/27€2k€5k▲
Furniture and vehicles24€2k€5k▲
Financial fixed assets28€223€223=
Current assets29/58€715k€688k▼
Stocks and contracts in progress3€230k€252k▲
Stocks30/36€230k€252k▲
Amounts receivable within one year40/41€361k€302k▼
Trade receivables40€360k€285k▼
Other amounts receivable41€2k€17k▲
Cash at bank and in hand54/58€123k€133k▲
Equity and liabilities
Total equity and liabilities10/49€717k€693k▼
Equity10/15€474k€418k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€252k€208k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€250k€206k▼
Profit (loss) carried forward14€204k€192k▼
Amounts payable17/49€242k€275k▲
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€240k€275k▲
Current portion of amounts payable after more than one year42€2k€2k▼
Financial debts43€33k€40k▲
Credit institutions430/8€33k€40k▲
Trade debts44€132k€139k▲
Suppliers440/4€132k€139k▲
Taxes, remuneration and social security45€67k€68k▲
Taxes450/3€21k€24k▲
Remuneration and social security454/9€47k€45k▼
Other amounts payable47/48€6k€26k▲
Income statement
Code20242025
Remuneration, social security and pensions62€384k€376k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€19k-
Other operating charges640/8€5k€9k▲
Gross operating margin9900€498k€378k▼
Operating profit (loss)9901€86k€-9k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€88k€-9k▼
Income taxes67/77€32k€3k▼
Profit (loss) for the period9904€55k€-12k▼
Profit (loss) for the period to be appropriated9905€55k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€252k€192k▼
Profit (loss) brought forward from the previous period14P€197k€204k▲
Transfer from equity791/2€10k€44k▲
Transfer to equity691/2€48k-
To other reserves6921€48k-
Profit to be distributed694/7€10k€44k▲
Return on contributions (dividend)694€10k€44k▲
Social balance
Average headcount (FTE)90875.15.3▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-12k ▼122%
Net result drops to €-12k, the lowest in the series.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €107k ▲9.9%
Operating result €147k, net result €107k, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
31-12
Financial
Equity above €200kEq €257k ▲32.1%
3 profitable years in a row build equity to €257k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 28 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houba de Strooperlaan 7861020 BrusselGround area
291 m²
Building footprint
248 m²
Parcel 21818A0003/00R045, Brussels. Linked by address, not a title deed.
1 establishment unit
DIACOM
since 19792.016.526.367
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21818A0003/00R045 | Brussels | 291 m² | 1 · 248 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELA INVEST
BE 0821.757.274
Herzele · Eq €417k
HAFA
BE 0715.479.918
Zemst · Eq €415k
VERVENTES
BE 0862.587.247
Roeselare · Eq €422k
AVENGI
BE 0849.216.390
Oudsbergen · Eq €426k
SLE
BE 0820.858.342
Willebroek · Eq €410k
Of 1,137 companies in sector 46130 we hold annual accounts for 646. 450 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-1979
Fiscal year end31-12
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
46620Wholesale of machine tools
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.