VAN CROMBRUGGEN
ActiveSummary
VAN CROMBRUGGEN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.82M and a net result of €123k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-12
Solvency61▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.95 in 2024; short-term debt: 52.9% and cash: 24.7% of total assets), but 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
23 d early
2023
33 d early
2022
45 d early
2021
41 d early
2020
33 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€123k▼ 43.0%
2024 · €216k
2019: €160k
2020: €-357k
2021: €88k
2022: €85k
2023: €67k
2024: €216k
2019 → 2025
Working capital
€2.30M▲ 4.0%
2024 · €2.21M
2019: €2.34M
2020: €1.97M
2021: €2.05M
2022: €2.30M
2023: €2.12M
2024: €2.21M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.32M-€1.41M▲ 6.4%€1.48M▲ 4.8%€1.69M▲ 14.6%€1.82M▲ 7.3%
Operating result€77k-€194k▲ 151%€200k▲ 2.8%€388k▲ 94.2%€230k▼ 40.8%
Net result€88k-€85k▼ 4.2%€67k▼ 20.4%€216k▲ 220%€123k▼ 43.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.01M
Fixed assets
€62k ▲ 77.2%
Current assets
€4.95M ▲ 8.9%
Equity and liabilities €5.01M
Equity
€1.82M ▲ 7.3%
Debt
€3.20M ▲ 10.7%
Debt's share of the balance-sheet total rises from 63.1% to 63.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€247k▼
2024 · €404k
Cash flow
€140k▼
2024 · €232k
Current ratio
1.87▼
2024 · 1.95
Quick ratio
1.29▼
2024 · 1.37
Debt to equity
1.76▲
2024 · 1.71
ROE
6.8%▼
2024 · 12.7%
ROA
2.5%▼
2024 · 4.7%
Interest coverage
4.94▼
2024 · 7.42
Debt ≤ 1 year
€2.65M▲
2024 · €2.33M
Debt > 1 year
€473k▼
2024 · €556k
Income taxes
€67k▼
2024 · €119k
Staff costs
€1.04M▼
2024 · €1.04M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 61 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.58M€5.01M▲
Fixed assets21/28€35k€62k▲
Intangible fixed assets21€8k€34k▲
Tangible fixed assets22/27€26k€27k▲
Plant, machinery and equipment23€828€9k▲
Furniture and vehicles24€25k€16k▼
Other tangible fixed assets26-€2k
Financial fixed assets28€1k€1k=
Current assets29/58€4.55M€4.95M▲
Stocks and contracts in progress3€1.36M€1.53M▲
Stocks30/36€1.36M€1.53M▲
Amounts receivable within one year40/41€2.10M€2.11M▲
Trade receivables40€1.75M€1.73M▼
Other amounts receivable41€351k€387k▲
Current investments50/53€400k-
Cash at bank and in hand54/58€560k€1.24M▲
Deferred charges and accrued income490/1€131k€69k▼
Equity and liabilities
Total equity and liabilities10/49€4.58M€5.01M▲
Equity10/15€1.69M€1.82M▲
Contributions10/11€129k€129k=
Capital10€129k€129k=
Issued capital100€129k€129k=
Reserves13€1.39M€1.51M▲
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Tax-exempt reserves132€33k€33k=
Distributable reserves133€1.34M€1.46M▲
Profit (loss) carried forward14€176k€176k=
Amounts payable17/49€2.89M€3.20M▲
Amounts payable after more than one year17€556k€473k▼
Financial debts170/4€556k€473k▼
Amounts payable within one year42/48€2.33M€2.65M▲
Current portion of amounts payable after more than one year42€79k€82k▲
Trade debts44€1.97M€2.25M▲
Suppliers440/4€1.97M€2.25M▲
Taxes, remuneration and social security45€246k€280k▲
Taxes450/3€71k€106k▲
Remuneration and social security454/9€175k€174k▼
Other amounts payable47/48€36k€36k=
Accrued charges and deferred income492/3-€75k
Income statement
Code20242025
Non-recurring operating income76A€31k€28k▼
Remuneration, social security and pensions62€1.04M€1.04M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k€-2k▲
Other operating charges640/8€54k€44k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€1.50M€1.33M▼
Operating profit (loss)9901€388k€230k▼
Financial income75/76B€1k€10k▲
Recurring financial income75€1k€10k▲
Financial charges65/66B€54k€50k▼
Recurring financial charges65€54k€50k▼
Profit (loss) for the period before taxes9903€335k€190k▼
Income taxes67/77€119k€67k▼
Profit (loss) for the period9904€216k€123k▼
Profit (loss) for the period to be appropriated9905€216k€123k▼
Appropriation of the result
Profit (loss) to be appropriated9906€392k€299k▼
Profit (loss) brought forward from the previous period14P€176k€176k=
Transfer to equity691/2€216k€123k▼
To other reserves6921€216k€123k▼
Social balance
Average headcount (FTE)908715.515.4▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €216k ▲220%
Operating result €388k, net result €216k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €88k
Net result €88k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-357k ▼323%
Net result drops to €-357k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 8.33
Current ratio from 2.59 to 8.33; short-term debt falls from €1.47M to €269k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 1002160 WommelgemGround area
1.1 ha
Building footprint
4,923 m²
Volume, LiDAR
40,450 m³
Parcel 11052C0214/00K000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VAN CROMBRUGGEN
since 20182.285.211.815
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0214/00K000 | Flanders | 1.1 ha | 1 · 4,923 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 13,022 EUR awarded · 11,717 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,759 EUR | 1,364 EUR |
| 2024 | 1 | 1,626 EUR | 1,716 EUR |
| 2023 | 2 | 7,425 EUR | 7,425 EUR |
| 2022 | 1 | 1,212 EUR | 1,212 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Subsidies ecologisch en veilig transport (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWommelgem2.285.211.815
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Of 453 companies in sector 46360 we hold annual accounts for 286. 138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-09-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46360Wholesale trade
46331Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.