VAN COMPANY
ActiveThe computed 12-month bankruptcy probability of VAN COMPANY is 2.3% (moderate). The 2025 annual accounts show equity of €22k and a net result of €458. Equity is growing by ~23.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 7331 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-12
Solvency66▲+2
Growth35▼-50
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 0.79 in 2024; short-term debt: 25.6% and cash: 0.7% of total assets), but 59% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 19-12-2025, 12 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
12 d early
2024
12 d early
2023
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close17-09-2026 today31-12-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
€73k▼ 51.2%
2024 · €149k
2023: €117k
2024: €149k
2023 → 2025
EBIT margin
3.0%▼ 6.6pp
2024 · 9.7%
2023: 11.7%
2024: 9.7%
2023 → 2025
Net result
€458▼ 95.4%
2024 · €10k
2023: €10k
2024: €10k
2023 → 2025
Working capital
€9k
2024 · €-2k
2023: €-16k
2024: €-2k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€117k-€149k▲ 26.8%€73k▼ 51.2%
Equity€12k-€22k▲ 83.9%€22k▲ 2.1%
Operating result€14k-€14k▲ 4.7%€2k▼ 84.6%
Net result€10k-€10k▲ 0.8%€458▼ 95.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55k
Fixed assets
€32k▼ 34.4%
Current assets
€23k▲ 163%
Equity and liabilities €55k
Equity
€22k▲ 2.1%
Debt
€32k▼ 7.9%
The debt ratio falls from 61.5% to 59.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €27k
Cash flow
€18k▼
2024 · €23k
Solvency
41.0%▲
2024 · 38.5%
Current ratio
1.64▲
2024 · 0.79
Quick ratio
1.21▲
2024 · 0.79
Debt / equity
1.44▼
2024 · 1.60
ROE
2.0%▼
2024 · 45.6%
ROA
0.8%▼
2024 · 17.6%
Interest coverage
13.30▼
2024 · 81.34
Debt
€32k▼
2024 · €35k
Debt ≤ 1 year
€14k▲
2024 · €11k
Debt > 1 year
€18k▼
2024 · €24k
Income taxes
€335▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€55k▼
Fixed assets21/28€48k€32k▼
Tangible fixed assets22/27€48k€32k▼
Furniture and vehicles24€48k€32k▼
Current assets29/58€9k€23k▲
Stocks and contracts in progress3-€6k
Stocks30/36-€6k
Amounts receivable within one year40/41€2k€17k▲
Trade receivables40€1k€12k▲
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€7k€395▼
Equity and liabilities
Total equity and liabilities10/49€57k€55k▼
Equity10/15€22k€22k▲
Contributions10/11€2k€2k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€505€962▲
Amounts payable17/49€35k€32k▼
Amounts payable after more than one year17€24k€18k▼
Financial debts170/4€24k€18k▼
Amounts payable within one year42/48€11k€14k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43-€5k
Other loans439-€5k
Trade debts44€215€4k▲
Suppliers440/4€215€4k▲
Taxes, remuneration and social security45€6k€250▼
Taxes450/3€6k€250▼
Income statement
Code20242025
Turnover70€149k€73k▼
Goods, raw materials, services and sundry goods60/61€121k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€17k▲
Other operating charges640/8€303€618▲
Gross operating margin9900€27k€20k▼
Operating profit (loss)9901€14k€2k▼
Financial income75/76B-€51
Recurring financial income75-€51
Financial charges65/66B€334€1k▲
Recurring financial charges65€334€1k▲
Profit (loss) for the period before taxes9903€14k€792▼
Income taxes67/77€4k€335▼
Profit (loss) for the period9904€10k€458▼
Profit (loss) for the period to be appropriated9905€10k€458▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€962▼
Profit (loss) brought forward from the previous period14P€463€505▲
Transfer to equity691/2€10k-
To other reserves6921€10k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Weakest financial yearnet €458 ▼95.4%
Net result drops to €458, the lowest in the series.
31-05
Financial
Liquidity doublescurrent ratio 1.64
Current ratio from 0.79 to 1.64.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-05
Financial
Highest result since 2023net €10k ▲0.8%
Operating result €14k, net result €10k, both a record.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Willebroek · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialei 52830 WillebroekGround area
239 m²
Building footprint
95 m²
Volume, LiDAR
467 m³
Parcel 12040A0552/00R000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
VAN COMPANY
since 20222.332.905.131
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12040A0552/00R000 | Flanders | 239 m² | 1 · 95 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WE-GROUP
BE 0790.388.662
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JLP CONSTRUCT
BE 0405.879.375
Beloeil · Eq €22k
DELIU CONSTRUCT
BE 0784.391.488
Dilbeek · Eq €22k
MIREC & CO
BE 0793.516.418
Drogenbos · Eq €22k
MA-TECH
BE 1007.132.192
Sint-Niklaas · Eq €22k
Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 11,820 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2022
Fiscal year end31-05
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.