Patrick Sels Bouwonderneming

Active

Private limited companyfounded 2022active for 4 yearsKrekelenberg 81, 2980 Zoersel, BelgiumKBO/BCE: BE 0782.776.538

Summary

Patrick Sels Bouwonderneming has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,676 and a net result of €8,930. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 58% of 9,348 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow Report Compare

Patrick Sels BouwondernemingActiveChecked score 65/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €180,000turnover 2025, estimated

Equity: €24,676
Profit: €8,930

Turnover estimated from the gross margin

Financial health

65 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

2025 accounts 57 days early1 of 2 deeds summarised

Why 65raises riskSize: total assets €48,406Founded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.36, cash €12,613Show the evidence

Checked score

Score 2025

65 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 57% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 76+1

equity 51.0% of total assets

Liquidity 68+17

short-term debt 33.0% · cash 26.1%

Profitability 92-8

return on assets 18.4%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,447 companies, NACE 41, micro)

Last 24 months 11-2024: 3.7% 12-2024: 3.8%▲ +0.1 percentage points vs 11-2024 01-2025: 3.6%▼ -0.2 percentage points vs 12-2024 02-2025: 3.6%● unchanged vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.6%● unchanged vs 03-2025 05-2025: 3.6%● unchanged vs 04-2025 06-2025: 3.6%● unchanged vs 05-2025 07-2025: 3.6%● unchanged vs 06-2025 08-2025: 3.6%● unchanged vs 07-2025 09-2025: 3.6%● unchanged vs 08-2025 10-2025: 4.5%▲ +0.9 percentage points vs 09-2025 11-2025: 4.7%▲ +0.2 percentage points vs 10-2025 12-2025: 4.8%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 1.7%▼ -3.1 percentage points vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 1.1%▼ -0.6 percentage points vs 07-2026lowest value 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.2 percentage points vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity tight (current ratio 1.36, compared with 1.73 in 2024, below the usual 1.5; short-term debt: 33% and cash: 26.1% of total assets), and 49% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 59% on solvency, 73% on liquidity, 76% on profitability and 19% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €48,406

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 1.36, cash €12,613

NBB · annual accounts

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

57 days early

2024

42 days early

2023

54 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 51 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 8 December (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end30-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

05-12-2025 Annual accounts filedfinancial year 2025 · micro…
30-06-2025 Weakest financial yearnet €8,930 ▼62.6%
20-12-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Total assets 20253 financial years filed €48,406 View
Active since 2022founded 01-03-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €48,406
Profit: €8,930
Solvency: 51.0%

Total assets▼ 22.7%

Net result

20232025

Go to Financials

Timeline

Events: 5
Since: 2023
Next accounts: by 31-01-2027

01-07-2024Registered office
08-12-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 01-03-2022
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Patrick Sels Bouwonderneming

What is the company number of Patrick Sels Bouwonderneming?: 0782.776.538. In Belgium the VAT number is the company number with BE in front: BE 0782.776.538.
Where is Patrick Sels Bouwonderneming based?: The registered office is at Krekelenberg 81, 2980 Zoersel.Company details
What does Patrick Sels Bouwonderneming do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Patrick Sels Bouwonderneming?: Private limited company (BV).
When was Patrick Sels Bouwonderneming founded?: On 01-03-2022.
Is Patrick Sels Bouwonderneming still active?: Yes, Patrick Sels Bouwonderneming is an active enterprise in the KBO register.
What is the turnover of Patrick Sels Bouwonderneming?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Patrick Sels Bouwonderneming profitable?: In financial year 2025, Patrick Sels Bouwonderneming made a profit of €8,930.
Where can I find the annual accounts of Patrick Sels Bouwonderneming?: Patrick Sels Bouwonderneming filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Patrick Sels Bouwonderneming due?: By 31-01-2027, for financial year 2026.Timeline