VAN BAEL FILIP
ActiveSummary
VAN BAEL FILIP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €906. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-28
Solvency91▼-5
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 2.54 in 2023; short-term debt: 34.3% and cash: 24.3% of total assets), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65.7%
Return on assets
2.6%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
29 d early
2022
31 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€23k▲ 4.0%
2023 · €22k
2022: €13k
2023: €22k
2022 → 2024
Total assets
€36k▲ 12.7%
2023 · €32k
2022: €20k
2023: €32k
2022 → 2024
Net result
€906▼ 90.0%
2023 · €9k
2022: €9k
2023: €9k
2022 → 2024
Working capital
€10k▼ 28.6%
2023 · €14k
2022: €13k
2023: €14k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€22k▲ 67.6%€23k▲ 4.0%
Operating result€15k-€12k▼ 19.5%€3k▼ 79.1%
Net result€9k-€9k▼ 3.7%€906▼ 90.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 79% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €36k
Fixed assets
€13k ▲ 58.4%
Current assets
€22k ▼ 4.0%
Equity and liabilities €36k
Equity
€23k ▲ 4.0%
Debt
€12k ▲ 34.1%
Debt's share of the balance-sheet total rises from 28.8% to 34.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2023 · €13k
Cash flow
€2k▼
2023 · €10k
Current ratio
1.82▼
2023 · 2.54
Debt to equity
0.52▲
2023 · 0.40
ROE
3.9%▼
2023 · 40.3%
ROA
2.6%▼
2023 · 28.7%
Interest coverage
39.10▼
2023 · 73.97
Debt ≤ 1 year
€12k▲
2023 · €9k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€32k€36k▲
Fixed assets21/28€8k€13k▲
Tangible fixed assets22/27€8k€13k▲
Land and buildings22€8k€13k▲
Financial fixed assets28€250€250=
Current assets29/58€23k€22k▼
Amounts receivable within one year40/41€11k€14k▲
Trade receivables40€11k€11k▲
Other amounts receivable41-€2k
Cash at bank and in hand54/58€12k€9k▼
Equity and liabilities
Total equity and liabilities10/49€32k€36k▲
Equity10/15€22k€23k▲
Contributions10/11€4k€4k=
Reserves13€18k€19k▲
Non-distributable reserves130/1€400€400=
Reserves not available under the articles1311€400€400=
Distributable reserves133€18k€19k▲
Amounts payable17/49€9k€12k▲
Amounts payable within one year42/48€9k€12k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€432€2k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€765€1k▲
Other operating charges640/8€109€118▲
Gross operating margin9900€13k€4k▼
Operating profit (loss)9901€12k€3k▼
Financial charges65/66B€179€94▼
Recurring financial charges65€179€94▼
Profit (loss) for the period before taxes9903€12k€3k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€9k€906▼
Profit (loss) for the period to be appropriated9905€9k€906▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€906▼
Transfer to equity691/2€9k€906▼
To other reserves6921€9k€906▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €906 ▼90%
Net result drops to €906, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Liersebaan 762220 Heist-op-den-BergGround area
1,112 m²
Building footprint
169 m²
Volume, LiDAR
749 m³
Parcel 12011A0124/00C000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VAN BAEL FILIP
since 20212.317.539.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12011A0124/00C000 | Flanders | 1,112 m² | 1 · 168 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,187 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.