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VAN AS AUTOMOBILE

Active
Private limited companyfounded 2016active for 10 yearsChaussée de Bruxelles 80a, 1410 Waterloo, BelgiumKBO/BCE: BE 0652.837.219
Summary

The computed 12-month bankruptcy probability of VAN AS AUTOMOBILE is 3.4% (moderate). The 2025 annual accounts show negative equity (-€93,153) and a net result of -€27,697. Equity has been shrinking by about 2.8% per year since 2018. Its solvency ranks better than 12% of 22,726 sector peers (NACE 47, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 26-04-2016 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 1 other
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment unit
2.252.385.431 1410 Waterloo, since 01-05-2016
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board
  • Van Asbroeck LaurentDirector · since 25-04-2016

Financial position

47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2025
Gross margin
-€8,906
▲ 25.6%
Loss
€27,697
▲ 205%
Equity
-€93,153
▼ 42.3%
Total assets
€184,580
▲ 35.9%
Employees on 31-12-2025
1
  • Negative equity on 31-12-2025
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskLoss of €27,697, the second in a row (financial year 2025)Last filed accounts filed 31 days late; 2 of the last 3 accounts lateNegative equity -€93,153lowers riskSize: total assets €184,580Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 11% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 0=
equity -50.5% of total assets
Liquidity 20-15
short-term debt 70.1% · cash 6.3%
Profitability 0-10
return on assets -15.0%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.6%▼ -0.1 percentage points vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.5 percentage points vs 07-2025 09-2025: 2.4%▲ +0.3 percentage points vs 08-2025 10-2025: 3.4%▲ +1.0 percentage point vs 09-2025 11-2025: 2.8%▼ -0.6 percentage points vs 10-2025 12-2025: 2.8%● unchanged vs 11-2025 01-2026: 2.7%▼ -0.1 percentage points vs 12-2025 02-2026: 2.7%● unchanged vs 01-2026 03-2026: 2.7%● unchanged vs 02-2026 04-2026: 2.7%● unchanged vs 03-2026 05-2026: 2.6%▼ -0.1 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 3.2%▲ +0.6 percentage points vs 07-2026 09-2026: 3.4%▲ +0.2 percentage points vs 08-2026 10-2026: 3.4%● unchanged vs 09-2026highest value 11-2026: 3.4%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.47 (0.85 in 2024), below 1. Short-term debt is 70.1% and cash 6.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 19% on liquidity, 6% on profitability and 12% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Loss of €27,697, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €184,580
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 31 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Negative equity -€93,153
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€93,153
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
31 days late
2024
61 days late
2023
29 days late
2022
24 days late
2021
31 days late
2020
31 days late
2019
92 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 43 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€93,153 View
  • Caution: Less equity than 95% of companies in retail tradesector median €41,216 · 22,767 companies -€93,153 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€27,697 View

Recent changes

  1. · Gazette deed Registered office moved to Waterloo
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as VAN AS AUTOMOBILE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €151,000 and €203,000, founded between 2015 and 2017.

CompanyTotal assetsGross margin
VAN AS AUTOMOBILE Waterloo€184,580-€8,906
R.S-MATIC Wavre€199,950-€14,905
Sasha Motors Beveren-Kruibeke-Zwijndrecht€184,946-€2,819
AUVAGO Bilzen-Hoeselt€202,672-€59,008
CORMAN AUTOSTOP Pepinster€160,681€714
JRVB Schilde€153,618€533
MONDIAL CENTRE Ukkel€150,503-€18,112
Full comparison

Key facts about VAN AS AUTOMOBILE

What is the company number of VAN AS AUTOMOBILE?
The company number of VAN AS AUTOMOBILE is 0652.837.219. The VAT number is the same number with BE in front: BE 0652.837.219.
Where is VAN AS AUTOMOBILE based?
The registered office is at Chaussée de Bruxelles 80a, 1410 Waterloo.Company details
What does VAN AS AUTOMOBILE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of VAN AS AUTOMOBILE?
The legal form of VAN AS AUTOMOBILE is Private limited company (BV).
When was VAN AS AUTOMOBILE founded?
VAN AS AUTOMOBILE was founded on 26-04-2016.
Is VAN AS AUTOMOBILE still active?
Yes, VAN AS AUTOMOBILE is an active enterprise in the KBO register.
How many employees does VAN AS AUTOMOBILE have?
VAN AS AUTOMOBILE had an average of 0.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does VAN AS AUTOMOBILE fall under?
In its 2025 annual accounts, VAN AS AUTOMOBILE states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of VAN AS AUTOMOBILE?
The annual accounts for financial year 2025 state no turnover. In financial year 2018 turnover was €247,059.
Is VAN AS AUTOMOBILE profitable?
In financial year 2025, VAN AS AUTOMOBILE made a loss of €27,697.
Where can I find the annual accounts of VAN AS AUTOMOBILE?
VAN AS AUTOMOBILE filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of VAN AS AUTOMOBILE due?
VAN AS AUTOMOBILE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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