AUVAGO
ActiveSummary
AUVAGO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-171k) and a net result of €-69k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.72 in 2024; short-term debt: 184.6% and cash: 3.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-84.6%
Return on assets
-33.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-171k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
40 d late
2023
57 d late
2022
67 d late
2021
29 d late
2020
87 d late
2019
101 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-171k▼ 66.7%
2024 · €-103k
2018: €15k
2019: €3k
2020: €9k
2021: €17k
2022: €24k
2023: €-22k
2024: €-103k
2018 → 2025
Total assets
€203k▼ 23.9%
2024 · €266k
2018: €148k
2019: €187k
2020: €363k
2021: €473k
2022: €435k
2023: €374k
2024: €266k
2018 → 2025
Net result
€-69k▲ 15.2%
2024 · €-81k
2018: €6k
2019: €-12k
2020: €6k
2021: €9k
2022: €6k
2023: €-46k
2024: €-81k
2018 → 2025
Working capital
€-184k▼ 93.1%
2024 · €-95k
2018: €114k
2019: €109k
2020: €32k
2021: €42k
2022: €8k
2023: €-21k
2024: €-95k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€24k▲ 36.7%€-22k€-103k▼ 368%€-171k▼ 66.7%
Operating result€14k-€-6k€-38k▼ 497%€-76k▼ 96.4%€-64k▲ 14.7%
Net result€9k-€6k▼ 26.2%€-46k€-81k▼ 77.0%€-69k▲ 15.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64k in 2025 against €76k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€13k ▼ 28.1%
Current assets
€190k ▼ 23.6%
Key figures and ratios
EBITDA
€-60k▲
2024 · €-69k
Cash flow
€-64k▲
2024 · €-75k
Solvency
-84.6%▼
2024 · -38.6%
Current ratio
0.51▼
2024 · 0.72
Quick ratio
0.02▼
2024 · 0.07
Debt to equity
-2.18▲
2024 · -3.59
ROA
-33.8%▼
2024 · -30.4%
Interest coverage
-14.50▼
2024 · -11.86
Debt
€374k▲
2024 · €369k
Debt ≤ 1 year
€374k▲
2024 · €344k
Debt > 1 year
€0▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€266k€203k▼
Fixed assets21/28€17k€13k▼
Tangible fixed assets22/27€14k€9k▼
Furniture and vehicles24€14k€9k▼
Financial fixed assets28€4k€4k=
Current assets29/58€249k€190k▼
Stocks and contracts in progress3€224k€182k▼
Stocks30/36€224k€182k▼
Amounts receivable within one year40/41€13k€2k▼
Trade receivables40€13k€2k▼
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€266k€203k▼
Equity10/15€-103k€-171k▼
Contributions10/11€19k€19k=
Reserves13€637€637=
Distributable reserves133€637€637=
Profit (loss) carried forward14€-122k€-191k▼
Amounts payable17/49€369k€374k▲
Amounts payable after more than one year17€25k€0▼
Financial debts170/4-€0
Other amounts payable178/9€25k-
Amounts payable within one year42/48€344k€374k▲
Financial debts43€75k€75k=
Credit institutions430/8€75k€75k=
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€10k€10k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€255k€287k▲
Income statement
Code20242025
Non-recurring operating income76A-€506
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€1k€578▼
Gross operating margin9900€-68k€-59k▲
Operating profit (loss)9901€-76k€-64k▲
Financial income75/76B€527€0▼
Recurring financial income75€527€0▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-81k€-69k▲
Profit (loss) for the period9904€-81k€-69k▲
Profit (loss) for the period to be appropriated9905€-81k€-69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-122k€-191k▼
Profit (loss) brought forward from the previous period14P€-41k€-122k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
2024
31-12
Financial
Weakest financial yearnet €-81k
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €9k ▲45.5%
Operating result €14k, net result €9k, both a record.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Haenenstraat 183740 Bilzen-HoeseltGround area
804 m²
Building footprint
133 m²
Volume, LiDAR
843 m³
Parcel 73012B0032/00F000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AUVAGO
since 20152.241.027.226
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73012B0032/00F000 | Flanders | 804 m² | 1 · 133 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BD Automotion
BE 0805.350.517
Lennik · Eq €23,758
FM AUTOMOBILE
BE 1002.362.663
Charleroi · Eq €23,768
IRIS TYRE CENTER
BE 0820.297.227
Brussel · Eq €23,783
kM MOTORS
BE 0897.433.706
Mons · Eq €23,703
CAR2SELL
BE 0754.909.725
Jabbeke · Eq €23,686
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,801 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.