VAN ACKER TOM
ActiveVAN ACKER TOM has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €11k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 26% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-26
Solvency18▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.9 in 2024), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.2%
Return on assets
3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €74k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
12 d early
2022
11 d late
2021
26 d late
2020
2 d early
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▲ 9.4%
2024 · €68k
2018: €82k
2019: €86k
2020: €57k
2021: €26k
2022: €42k
2023: €55k
2024: €68k
2018 → 2025
Total assets
€368k▼ 7.9%
2024 · €400k
2018: €339k
2019: €331k
2020: €326k
2021: €341k
2022: €416k
2023: €419k
2024: €400k
2018 → 2025
Net result
€11k▼ 43.0%
2024 · €19k
2018: €7k
2019: €5k
2020: €23k
2021: €-23k
2022: €22k
2023: €13k
2024: €19k
2018 → 2025
Working capital
€-18k▼ 168%
2024 · €-7k
2018: €57k
2019: €52k
2020: €34k
2021: €67k
2022: €22k
2023: €614
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€42k▲ 65.6%€55k▲ 30.9%€68k▲ 22.8%€74k▲ 9.4%
Operating result€-5k-€33k€23k▼ 28.0%€37k▲ 56.3%€26k▼ 30.1%
Net result€-23k-€22k€13k▼ 41.7%€19k▲ 48.0%€11k▼ 43.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368k
Fixed assets
€329k▼ 2.3%
Current assets
€39k▼ 37.7%
Equity and liabilities €368k
Equity
€74k▲ 9.4%
Debt
€294k▼ 11.4%
The debt ratio falls from 83.0% to 79.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€33k▼
2024 · €44k
Cash flow
€19k▼
2024 · €27k
Solvency
20.2%▲
2024 · 17.0%
Current ratio
0.68▼
2024 · 0.90
Quick ratio
0.68▼
2024 · 0.90
Debt / equity
3.94▼
2024 · 4.87
ROE
14.8%▼
2024 · 28.5%
ROA
3.0%▼
2024 · 4.8%
Interest coverage
3.47▼
2024 · 5.01
Debt
€294k▼
2024 · €332k
Debt ≤ 1 year
€58k▼
2024 · €70k
Debt > 1 year
€236k▼
2024 · €262k
Income taxes
€5k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€400k€368k▼
Fixed assets21/28€337k€329k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€337k€329k▼
Land and buildings22€309k€309k=
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€14k€8k▼
Financial fixed assets28€150€150=
Current assets29/58€63k€39k▼
Amounts receivable within one year40/41€21k€4k▼
Trade receivables40€18k-
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€38k€32k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€400k€368k▼
Equity10/15€68k€74k▲
Contributions10/11€6k€6k=
Reserves13€62k€68k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€60k€66k▲
Amounts payable17/49€332k€294k▼
Amounts payable after more than one year17€262k€236k▼
Financial debts170/4€261k€235k▼
Other amounts payable178/9€1k€1k=
Amounts payable within one year42/48€70k€58k▼
Current portion of amounts payable after more than one year42€20k€21k▲
Financial debts43€5k€6k▲
Other loans439€5k€6k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€25k€20k▼
Taxes450/3€25k€20k▼
Other amounts payable47/48€16k€8k▼
Income statement
Code20242025
Non-recurring operating income76A-€29
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A€1k-
Gross operating margin9900€47k€36k▼
Operating profit (loss)9901€37k€26k▼
Financial income75/76B€23€0▼
Recurring financial income75€23€0▼
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€28k€16k▼
Income taxes67/77€8k€5k▼
Profit (loss) for the period9904€19k€11k▼
Profit (loss) for the period to be appropriated9905€19k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Transfer from equity791/2€7k€5k▼
Transfer to equity691/2€19k€11k▼
To other reserves6921€19k€11k▼
Profit to be distributed694/7€7k€5k▼
Return on contributions (dividend)694€7k€5k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Weakest financial yearnet €-23k ▼198%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €23k ▲395%
Operating result €41k, net result €23k, both a record.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
Tom Van Acker
CurrentDirector · since 06-02-2024
06-02-2024
Tom Van Acker: Appointed as Director
06-02-2024
Tom Remi VAN ACKER: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luchtvaartstraat 282140 AntwerpenGround area
220 m²
Building footprint
76 m²
Volume, LiDAR
603 m³
Parcel 11313B0848/00X013, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Luchtvaartstraat 28, 2140 Antwerpen
since 20122.209.628.227
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11313B0848/00X013 | Flanders | 220 m² | 1 · 76 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IBT
BE 0845.309.468
Maasmechelen · Eq €74k
COS CONSULTING
BE 0829.559.143
Deinze · Eq €75k
W&S Consultancy
BE 0800.767.563
Grimbergen · Eq €75k
RAINBOW LINE
BE 0822.915.336
Leuven · Eq €75k
T-Capital
BE 0775.958.725
Edegem · Eq €75k
Of 24,420 companies in sector 82990 we hold annual accounts for 9,359. 7,063 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2012
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.