Checked.be
Active
BE 0805.130.088Private limited company
VAMICO
Kasteelstraat 62 ·9470 Denderleeuw, Belgium· 2 yrs active
Sector: Retail trade
(47120)
Conclusion
The computed 12-month bankruptcy probability of VAMICO is 1.5% (moderate). The 2025 annual accounts show equity of €955k and a net result of €199k. Its solvency ranks better than 57% of 478 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €955k |
| Net result | €199k |
| Staff (FTE) | 48.7 |
| Better than sector | 57% |
Snowflake analysis
65
/ 100
Strong profile, led by profitability.
Health
53
Profitability
100
Solvency
36
Growth
52
Stability
82
Bankruptcy probability (12 mo)
1.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+Annual accounts: healthy financial profile
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
No administrative flags
Health barometer
53
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview
Annual accounts filed on 11-06-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 25.5% | 21.2% | |
| Net result | €199k | €33k | |
| Equity | €955k | €166k | |
| Gross operating margin | €3.58M | €282k | |
| Staff costs | €2.95M | €212k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€612k
+1.1%
far above sector median
€199k
-22.1%
far above sector median
€530k
+8.3%
far above sector median
€3.75M
+21.6%
+149% vs sector
€955k
+26.4%
far above sector median
€-249k
+55.8%
far below sector median
49
-1.8%
+249% vs sector
€2.95M
-22.0%
+220% vs sector
€56k
-34.6%
far above sector median
€2.79M
+20.0%
+71% vs sector
€2.49M
+6.9%
+54% vs sector
€306k
-
far above sector median
0.90
+18.8%
-5% vs sector
0.46
+35.8%
-44% vs sector
25.5%
+3.9%
far above sector median
2.92
-5.0%
far above sector median
20.9%
-38.3%
-61% vs sector
5.3%
-35.9%
far above sector median
20.24
+7.8%
far above sector median
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €612k |
| Net profit | €199k |
| Cash flow | €530k |
| Staff costs | €2.95M |
| Income taxes | €56k |
| Dividends | - |
| Total assets | €3.75M |
| Equity | €955k |
| Debt | €2.79M |
| of which ≤ 1y | €2.49M |
| of which > 1y | €306k |
| Working capital | €-249k |
| Employees (FTE) | 48.7 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.90 |
| Quick ratio | 0.46 |
| Working capital ratio | -6.7% |
| Solvency | 25.5% |
| Debt / equity | 2.92 |
| Long-term debt ratio | 0.32 |
| Interest coverage | 20.24 |
| Gross margin | - |
| Net margin | - |
| ROA | 5.3% |
| ROE | 20.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €3.75M |
| Fixed assets | 21/28 | €1.51M |
| Intangible fixed assets | 21 | €194k |
| Tangible fixed assets | 22/27 | €1.32M |
| Current assets | 29/58 | €2.24M |
| Stocks & contracts in progress | 3 | €1.10M |
| Amounts receivable within one year | 40/41 | €132k |
| Investments | 50/53 | €740k |
| Cash & bank | 54/58 | €261k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €3.75M |
| Equity | 10/15 | €955k |
| Contributions / capital | 10/11 | €500k |
| Reserves | 13 | €455k |
| Amounts payable | 17/49 | €2.79M |
| Amounts payable after one year | 17 | €306k |
| Amounts payable within one year | 42/48 | €2.49M |
| Trade debts payable within one year | 44 | €2.04M |
| Income statement | ||
| Gross operating margin | 9900 | €3.58M |
| Operating result | 9901 | €281k |
| Financial income | 75 | €5k |
| Financial charges | 65 | €30k |
| Result before taxes | 9903 | €256k |
| Income taxes | 67/77 | €56k |
| Net result for the period | 9904 | €199k |
| Result to be appropriated | 9905 | €199k |
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Ratios computed by Checked.
Legal Structure
| NACE primary | Retail trade(47120) |
| Legal form | Private limited company(610) |
| Incorporation | 25-08-2023 |
| Status | Active |
| Postal code | 9470 |
Establishment units
DELHAIZE DENDERLEEUW
since 20232.348.953.582
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41011A1714/00P002 | Flanders | 3,837 m² | 1 · 2,288 m² | 11.4 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
11-06-2026
NBB filing
Annual accounts filed
2025
28-05-2025
NBB filing
Annual accounts filed
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
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Company registry (CBE)
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114Overige niet-gespecialiseerde detailhandel47120Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte. = 2500 m²)47192
Primary activity highlighted.
Names & trade names
| Legal nameNL | VAMICO |
Registered office
Kasteelstraat 62
9470 Denderleeuw, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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