VALUEPLAN.ME
InactiveVALUEPLAN.ME was declared bankrupt on 03-10-2024 (Ondernemingsrechtbank Antwerpen, afdeling Antwerpen); the bankruptcy was closed for insufficient assets by judgment of 06-01-2026, published in the Belgian State Gazette on 12-01-2026.
Summary
Inactive; last annual accounts for fiscal year 2021.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-09-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
30-09-2022 close30-04-2023 deadline26-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2021 was due by 30-04-2022 and was filed on 31-07-2022, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
92 d late
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 30 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
Financials · fiscal year 2021, abbreviated schema
Equity
€22,142▼ 94.0%
2020 · €368,877
Total assets
€23,101▼ 94.9%
2020 · €449,232
Net result
-€329,823▼ 2,483%
2020 · -€12,771
Working capital
€22,142▼ 95.0%
2020 · €447,125
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202021
Operating result-€3,504--€12,771▼ 264%-€12,771=-€407,998▼ 3,095%
Net result-€3,504--€12,771▼ 264%-€12,771=-€329,823▼ 2,483%
Equity€381,648-€368,877▼ 3.3%€368,877=€22,142▼ 94.0%
Total assets€460,095-€449,232▼ 2.4%€449,232=€23,101▼ 94.9%
Debt€271-€2,180▲ 704%€2,180=€959▼ 56.0%
Working capital€459,945-€447,125▼ 2.8%€447,125=€22,142▼ 95.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €407,998 in 2021 against €12,771 in 2020; the loss grows and 2021 has the lowest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Equity and liabilities €23,101
Equity
€22,142 ▼ 94.0%
Provisions
€0 ▼ 100%
Debt
€959 ▼ 56.0%
Debt's share of the balance-sheet total rises from 0.5% to 4.2%. Equity and debt are lower.
Key figures and ratios
Current ratio
24.09
Debt to equity
0.04
Debt ≤ 1 year
€959▼
2020 · €2,107
A ratio outside any meaningful range has been withheld (balance sheet total €23,101, equity €22,142).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Non-recurring operating charges66A | - | - | - | €396,058 | - |
| Gross operating margin9900 | -€38,504 | -€12,771 | -€12,771 | -€11,940 | ▲ 6.5% |
| Operating profit (loss)9901 | -€3,504 | -€12,771 | -€12,771 | -€407,998 | ▼ 3,095% |
| Profit (loss) for the period before taxes9903 | -€3,504 | -€12,771 | -€12,771 | -€407,998 | ▼ 3,095% |
| Transfer from deferred taxes780 | - | - | - | €78,175 | - |
| Profit (loss) for the period9904 | -€3,504 | -€12,771 | -€12,771 | -€329,823 | ▼ 2,483% |
| Transfer from tax-exempt reserves789 | - | - | - | €151,819 | - |
| Profit (loss) for the period to be appropriated9905 | -€3,504 | -€12,771 | -€12,771 | -€178,003 | ▼ 1,294% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €460,095 | €449,232 | €449,232 | €23,101 | ▼ 94.9% |
| Current assets29/58 | €460,095 | €449,232 | €449,232 | €23,101 | ▼ 94.9% |
| Amounts receivable within one year40/41 | €12,772 | €14,158 | €14,158 | €6,340 | ▼ 55.2% |
| Other amounts receivable41 | - | - | - | €6,340 | - |
| Current investments50/53 | €34,635 | €31,887 | €31,887 | €16,079 | ▼ 49.6% |
| Cash at bank and in hand54/58 | €16,629 | €6,078 | €6,078 | €682 | ▼ 88.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €460,095 | €449,232 | €449,232 | €23,101 | ▼ 94.9% |
| Equity10/15 | €381,648 | €368,877 | €368,877 | €22,142 | ▼ 94.0% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Capital10 | - | - | - | €18,592 | - |
| Issued capital100 | - | - | - | €18,592 | - |
| Reserves13 | €153,679 | €153,679 | €153,679 | €1,859 | ▼ 98.8% |
| Non-distributable reserves130/1 | - | - | - | €1,859 | - |
| Legal reserve130 | - | - | - | €1,859 | - |
| Profit (loss) carried forward14 | €209,378 | €196,607 | €196,607 | €1,691 | ▼ 99.1% |
| Provisions and deferred taxes16 | €78,175 | €78,175 | €78,175 | - | - |
| Amounts payable17/49 | €271 | €2,180 | €2,180 | €959 | ▼ 56.0% |
| Amounts payable within one year42/48 | €150 | €2,107 | €2,107 | €959 | ▼ 54.5% |
| Trade debts44 | €150 | €1,675 | €1,675 | €23 | ▼ 98.6% |
| Suppliers440/4 | - | - | - | €23 | - |
| Other amounts payable47/48 | - | - | - | €935 | - |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,504 | -€12,771 | -€12,771 | -€329,823 | ▼ 2,483% |
| Operating cash flow (approximation) | -€3,504 | -€12,771 | -€12,771 | -€329,823 | ▼ 2,483% |
| Change in cash | - | -€10,551 | €0 | -€5,397 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
12-01
Bankruptcy
Bankruptcy closure (insufficient assets)
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 06-01-2026
2024
09-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 03-10-2024
2022
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 92 days late
2021
30-09
Financial
Weakest financial yearnet -€329,823
Net result drops to -€329,823, the lowest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 8 days late
2016
27-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 58 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 61 days late
2014
18-11
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 110 days late
2013
05-11
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 97 days late
19-04
NBB filing
Annual accounts filed
fiscal year 2011 · abbreviated schema · 262 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEFANIE HENS BRITSELEI 76, 2000 06 ANTWERPEN- |
03-10-2024 → 06-01-2026 |
Recognitions · licences · registrations
Legal Entity Identifier
967600GK7JYYXF1FX959