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VALUE TECH

Active Private limited company (pre-2019)founded 2015active for 10 yearsFloraliënstraat 83, 1200 Woluwe-Saint-LambertKBO/BCE: BE 0643.452.864

Lifetime

9 annual accounts with figures on one time axis
peak €76,724 (2024)
€76,724▲ 7.4%
peak €50,978 (2022)
€49,975▼ 1.7%
peak €295,086 (2023)
€245,061▼ 17.0%
€147,986▲ 317%
Board1 name since 2021
1 directorMOUTARLIER Philippe
Documentsfilings and deeds
14-10-202575 days late
2024micro format
Dividend €100,000Equity from €295,086 to €245,061Debts from €35,473 to €147,986

Key points

from the 2024 annual accounts

Equity

€245,061 ▼ 17.0%
295,0862023+49,975Profit-100,000Dividend245,0612024

VALUE TECH paid out €100,000 in dividends. That is 200% of the 2024 profit.

Debts

€147,986 ▲ 317%
Taxes and wages
+10,634
Suppliers
+1,879
The rest
+100,000

Debts rose by €112,513 in 2024.

Liquidity

2.65 was 9.18 in 2023

Short-term debts rose from €35,473 to €147,986.

Filings

9 annual accounts 102 days past the deadline
AprilJune31 JulyOctober2020

2025 accounts not filed: deadline was 31-07-2026.

Position in the sector

€245,061

More equity than 85% of companies in computer programming and consultancy. Sector median €73,748 · 20,549 companies.

Checked score

55
Fair
Financially stronger than 47% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 2.1% 01-2025: 2.7%▲ +0.6 percentage points vs 12-2024highest value 02-2025: 0.2%▼ -2.5 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.6%▲ +0.2 percentage points vs 09-2025 11-2025: 0.2%▼ -0.4 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Strong

87-13equity 62.3% of total assets
77-21short-term debt 37.7% · cash 35.2%
85-3return on assets 12.7%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 75 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 16-10-2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.65, cash €138,408
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 55% of them on solvency, 60% on liquidity, 46% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as VALUE TECH has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of VALUE TECH itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for VALUE TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €13,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 2.65 (9.18 in 2023), above the usual 1.5. Short-term debt is 37.7% and cash 35.2% of total assets. 37.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 75 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Figures for financial year 2024 (filed on 16-10-2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.65, cash €138,408
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 9 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 75 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
not filed
2024
75 days late
2023
153 days late
2022
354 days late
2021
718 days late
2020
31 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 242 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

MP
MOUTARLIER Philippe
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0643452864
Registered office moved from Brussels to Woluwe-Saint-Lambert New registered office: Rue des Floralies 83 boite 135 1200 Woluwe Saint Lambert · Previous registered office: Rue Cardina! Lavigerie 4, 1040 Bruxelles · General meeting of 18-07-2022 · Gazette deed
Incorporation published on 30-11-2015 · Gazette deed
First establishment
All 17 events

Comparable companies

same main activity, similar in size and age
Company
VALUE TECH Woluwe-Saint-Lambert €393,047 €76,724 62.3% -
ABE-HR Schaerbeek €410,377 €77,019 84.7% -
ESOLUTIONS Brussels €369,911 €76,915 69.9% -
NT PARTNERS Auderghem €398,507 €76,990 23.7% -
IKTON Schaerbeek €379,916 €78,776 95.5% -
HORIZON 42 Brussels €420,889 €71,621 45.4% -
SILLAGE Ixelles €328,704 €78,753 57.4% -

These companies have the same main activity as VALUE TECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €329,000 and €421,000, founded between 2014 and 2017.

Official details

Source: KBO
Status
Active since 19-11-2015Normal situation
Registered office
14 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Computer consultancy and computer facilities managementNACE 62200
Establishment unit
2.248.028.646since 19-11-2015
Financial year end
31 December
Peppol
Reachable since 08-01-2026
Company details

Annual accounts 2024

≈ €150,000estimated
€393,047▲ 18.9%
Filing
Filed on 14-10-2025
Financials

Insights on VALUE TECH

VALUE TECH files the micro format. That format states no turnover. The gross margin rose from €29,171 in 2016 to €76,724 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about VALUE TECH

What is the company number of VALUE TECH?
The company number of VALUE TECH is 0643.452.864. The VAT number is the same number with BE in front: BE 0643.452.864.
Where is VALUE TECH based?
The registered office is at Floraliënstraat 83, 1200 Woluwe-Saint-Lambert.Company details
What does VALUE TECH do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of VALUE TECH?
VALUE TECH is a private limited company (pre-2019) (BVBA).
When was VALUE TECH founded?
VALUE TECH was founded on 19-11-2015.
Is VALUE TECH still active?
Yes, VALUE TECH is an active enterprise in the KBO register.
What is the turnover of VALUE TECH?
The turnover in financial year 2024 is ≈ €150,000. This figure is estimated from the gross margin of €76,724 and 60 comparable companies (NACE 62200). It probably lies between €130,000 and €190,000.Financials
Is VALUE TECH profitable?
In financial year 2024, VALUE TECH made a profit of €49,975.
Where can I find the annual accounts of VALUE TECH?
VALUE TECH filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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