ABE-HR
ActiveABE-HR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €347k and a net result of €48k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 80% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 3.09 in 2024; short-term debt: 15.3% and cash: 9.3% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
11.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
26 d late
2022
52 d late
2021
38 d early
2020
58 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€347k▲ 6.4%
2024 · €327k
2018: €56k
2019: €70k
2020: €97k
2021: €134k
2022: €190k
2023: €260k
2024: €327k
2018 → 2025
Total assets
€410k▲ 16.9%
2024 · €351k
2018: €73k
2019: €93k
2020: €115k
2021: €152k
2022: €208k
2023: €292k
2024: €351k
2018 → 2025
Net result
€48k▼ 28.2%
2024 · €66k
2018: €14k
2019: €17k
2020: €27k
2021: €37k
2022: €56k
2023: €70k
2024: €66k
2018 → 2025
Working capital
€52k▲ 1.7%
2024 · €51k
2018: €52k
2019: €64k
2020: €78k
2021: €109k
2022: €166k
2023: €107k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€134k-€190k▲ 41.9%€260k▲ 37.0%€327k▲ 25.4%€347k▲ 6.4%
Operating result€50k-€76k▲ 54.1%€93k▲ 21.6%€88k▼ 5.3%€65k▼ 26.4%
Net result€37k-€56k▲ 52.4%€70k▲ 25.4%€66k▼ 5.8%€48k▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €410k
Fixed assets
€295k▲ 7.2%
Current assets
€115k▲ 51.9%
Equity and liabilities €410k
Equity
€347k▲ 6.4%
Debt
€63k▲ 157%
The debt ratio rises from 7.0% to 15.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €98k
Cash flow
€60k▼
2024 · €76k
Solvency
84.7%▼
2024 · 93.0%
Current ratio
1.83▼
2024 · 3.09
Quick ratio
1.83▼
2024 · 3.09
Debt / equity
0.18▲
2024 · 0.08
ROE
13.7%▼
2024 · 20.3%
ROA
11.6%▼
2024 · 18.9%
Interest coverage
721.56▲
2024 · 239.62
Debt
€63k▲
2024 · €25k
Debt ≤ 1 year
€63k▲
2024 · €25k
Income taxes
€17k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€410k▲
Fixed assets21/28€275k€295k▲
Tangible fixed assets22/27€275k€295k▲
Land and buildings22€258k€277k▲
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€39€39=
Current assets29/58€76k€115k▲
Amounts receivable within one year40/41€43k€51k▲
Trade receivables40€32k€35k▲
Other amounts receivable41€11k€16k▲
Current investments50/53€20k€26k▲
Cash at bank and in hand54/58€13k€38k▲
Equity and liabilities
Total equity and liabilities10/49€351k€410k▲
Equity10/15€327k€347k▲
Contributions10/11€6k€6k=
Reserves13€170k€179k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€169k€177k▲
Profit (loss) carried forward14€150k€163k▲
Amounts payable17/49€25k€63k▲
Amounts payable within one year42/48€25k€63k▲
Trade debts44€609€1k▲
Suppliers440/4€609€1k▲
Advances received on contracts in progress46€18k€18k=
Taxes, remuneration and social security45€6k€15k▲
Taxes450/3€6k€15k▲
Other amounts payable47/48-€29k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€12k▲
Other operating charges640/8€387-
Gross operating margin9900€98k€77k▼
Operating profit (loss)9901€88k€65k▼
Financial income75/76B€505€361▼
Recurring financial income75€505€361▼
Financial charges65/66B€407€107▼
Recurring financial charges65€407€107▼
Profit (loss) for the period before taxes9903€88k€65k▼
Income taxes67/77€22k€17k▼
Profit (loss) for the period9904€66k€48k▼
Profit (loss) for the period to be appropriated9905€66k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€198k▲
Profit (loss) brought forward from the previous period14P€114k€150k▲
Transfer to equity691/2€30k€35k▲
To other reserves6921€30k€35k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Highest result since 2018net €70k ▲25.4%
Operating result €93k, net result €70k, both a record.
31-12
Financial
Equity above €200kEq €260k ▲37%
6 profitable years in a row build equity to €260k.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
31-12
Financial
Equity above €150kEq €190k ▲41.9%
5 profitable years in a row build equity to €190k.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €134k ▲37.9%
4 profitable years in a row build equity to €134k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
François Rigasquare 151030 SchaarbeekGround area
442 m²
Building footprint
265 m²
Volume, LiDAR
3,156 m³
2 parcels, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ABE-HR
since 20152.252.455.608
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0464/00E003 | Brussels | 277 m² | 1 · 129 m² | 15.6 m · 4 fl. |
| 21015A0074/00P006 | Brussels | 165 m² | 1 · 136 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MATOCOM
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 13,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2015
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
47540Retail sale of electrical household appliances
47630Retail trade
47690Retail sale of other cultural and recreation goods
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.