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ABE-HR

Active Private limited companyfounded 2015active for 11 yearsFrançois Rigasquare 15, 1030 SchaerbeekKBO/BCE: BE 0635.862.615

Lifetime

10 annual accounts with figures on one time axis
peak €102,277 (2023)
€77,019▼ 21.3%
peak €70,328 (2023)
€47,566▼ 28.2%
peak €347,419 (2025)
€347,419▲ 6.4%
€62,959▲ 157%
Board1 name since 2021
1 directorBEYAERT Armin
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €97,898 to €77,019Result from €66,252 to €47,566Debts from €24,511 to €62,959Investments €32,216Cash from €12,624 to €38,224

Key points

from the 2025 annual accounts

Equity

€347,419 ▲ 6.4%

ABE-HR has made a profit in every financial year since 2016.

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Investments

€32,216 2.6 × depreciation
20212022202320242025

Green is investment, beige is depreciation.

Liquidity

1.83 was 3.09 in 2024

Short-term debts rose from €24,511 to €62,959.

Filings

10 annual accounts 4 late
AprilJune31 JulyOctober20202025

The 2022 accounts came latest: 52 days after the end of the period.

Position in the sector

€347,419

More equity than 91% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.

Checked score

94
Excellent
Financially stronger than 56% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.6%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.5%▼ -0.1 percentage points vs 09-2025 11-2025: 0.1%▼ -0.4 percentage points vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 84.7% of total assets
58+4short-term debt 15.3% · cash 9.3%
83-9return on assets 11.6%

Score breakdown

lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €410,377
Equity €347,419 (84.7% of total assets)
Figures for financial year 2025 (filed on 01-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 41% on liquidity, 44% on profitability and 52% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as ABE-HR has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of ABE-HR itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for ABE-HR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.83 (3.09 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 9.3% of total assets. 15.3% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Size: total assets €410,377
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €347,419 (84.7% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-09-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
28 days late
2023
26 days late
2022
52 days late
2021
38 days early
2020
58 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BA
Director
  • BEYAERT Armin 999 sharesdeed of 07-12-2023
  • LOURTIE Renaud Pascal Paul Marie Ghislain 1 sharedeed of 07-12-2023
Board & ownership

Recent changes

Resignation: BEYAERT Armin (director) Reappointment: BEYAERT Armin (director) · “La formation et l'organisation d'ateliers créatifs. L'organisation d'événements,d’exposition d'œuvres…” (deed in French) · BEYAERT Armin holds 999 shares · General meeting of 24-11-2023 · Gazette deed
Registered office moved to Schaerbeek New registered office: 1030 Schaerbeek, Square Riga · General meeting of 19-09-2023 · Gazette deed
Incorporation published on 01-09-2015 · Gazette deed
First establishment Emile Zolalaan 80, Schaerbeek
All 20 events

Comparable companies

same main activity, similar in size and age
Company
ABE-HR Schaerbeek €410,377 €77,019 84.7% -
IKTON Schaerbeek €379,916 €78,776 95.5% -
VALUE TECH Woluwe-Saint-Lambert €393,047 €76,724 62.3% -
ESOLUTIONS Brussels €369,911 €76,915 69.9% -
NT PARTNERS Auderghem €398,507 €76,990 23.7% -
HORIZON 42 Brussels €420,889 €71,621 45.4% -
CONSULT-4U Perwez €438,932 €77,741 44.0% -

These companies have the same main activity as ABE-HR: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €370,000 and €439,000, founded between 2014 and 2017.

Official details

Source: KBO
Status
Active since 28-08-2015Normal situation
Activity
Computer consultancy and computer facilities managementNACE 62200and 4 others
Establishment unit
2.252.455.6081030 Schaerbeek, since 28-08-2015
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

€410,377▲ 16.9%
Filing
Filed on 28-08-2026
Financials

Insights on ABE-HR

ABE-HR files the micro format. That format states no turnover. The gross margin rose from €51,063 in 2016 to €77,019 in 2025.

The balance sheet grew most from 2023 to 2025 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ABE-HR

What is the company number of ABE-HR?
The company number of ABE-HR is 0635.862.615. The VAT number is the same number with BE in front: BE 0635.862.615.
Where is ABE-HR based?
The registered office is at François Rigasquare 15, 1030 Schaerbeek.Company details
What does ABE-HR do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of ABE-HR?
ABE-HR is a private limited company (BV).
When was ABE-HR founded?
ABE-HR was founded on 28-08-2015.
Is ABE-HR still active?
Yes, ABE-HR is an active enterprise in the KBO register.
What is the turnover of ABE-HR?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €77,019 and 60 comparable companies (NACE 62200). It probably lies between €130,000 and €190,000.Financials
Is ABE-HR profitable?
In financial year 2025, ABE-HR made a profit of €47,566.
Where can I find the annual accounts of ABE-HR?
ABE-HR filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ABE-HR due?
ABE-HR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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