Equity
€27,569 from €65,777 in 2018
Equity fell by 58% in 7 years.
VALUE +
Lifetime
13 annual accounts with figures on one time axispeak €70,250 (2018)
€6,378▼ 77.9%
lowest -€31,654 (2022)
€2,453▼ 86.5%
peak €65,777 (2018)
€27,569▲ 9.8%
€2,500▼ 28.6%
Board1 name since 2021
1 directorVAN MOSSEVELDE An
Documentsfilings and deeds
15-05-202677 days before the deadline
2025micro format
Gross margin from €28,801 to €6,378Result from €18,231 to €2,453Debts from €3,503 to €2,500Investments €1,243
Key points
from the 2025 annual accountsTurnover
≈ €55,000 estimated
The micro format states no turnover.
Investments
€1,243 3.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
11.59 was 8.10 in 2024
Short-term debts fell from €3,503 to €2,500.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 21 to 77 days before the end of the period.
Position in the sector
91.7%
Higher solvency than 91% of companies in wholesale trade. Sector median 40.5% · 13,800 companies.
Checked score
98
Excellent
Financially stronger than 81% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: < 0.1%▼ -0.3 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 11.59, cash €13,851
Founded in 2012
Equity €27,569 (91.7% of total assets)
Figures for financial year 2025 (filed on 20-05-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 71% on profitability and 64% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as VALUE + has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of VALUE + itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for VALUE +. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 11.59 (8.1 in 2024), above the usual 1.5. Short-term debt is 8.3% and cash 46.1% of total assets. 8.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
6 signals, none raises the risk
Six signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €27,569
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-05-2026, 77 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
77 days early
2024
31 days early
2023
22 days early
2022
21 days early
2021
25 days early
2020
17 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0844311160
Resignation: VAN MOSSEVELDE An (manager)
Reappointment: VAN MOSSEVELDE An (director) · “Klantenbegeleiding in kader van projectontwikkeling; Administratieve dienstverlening,overige zakelijke…” (deed in Dutch) · General meeting of 20-11-2023 · Gazette deed
Registered office moved from Zandhoven to Stevoort
New registered office: Lindestraat 44, 3512 Stevoort · Previous registered office: Bogaereweg 6, 2240 Zandhoven · Board meeting of 15-12-2020 · Gazette deed
Incorporation
published on 13-03-2012 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as VALUE +: agents in the wholesale of furniture, household goods and hardware (NACE 46150). They are comparable in size and age: total assets between €17,400 and €39,000, founded between 2007 and 2016.
Official details
Source: KBO- Status
- Active since 09-03-2012Normal situation
- Activity
- Agents in the wholesale of furniture, household goods and hardwareNACE 46150and 1 other
- Establishment unit
- 2.208.534.6023512 Hasselt, since 09-03-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 06-09-2024
Annual accounts 2025
- €30,069▲ 5.1%
- Filing
- Filed on 15-05-2026, 77 days before the end of the filing period
Insights on VALUE +
VALUE + files the micro format. That format states no turnover. The gross margin fell from €10,129 in 2013 to €6,378 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VALUE +
- What is the company number of VALUE +?
- The company number of VALUE + is 0844.311.160. The VAT number is the same number with BE in front: BE 0844.311.160.
- Where is VALUE + based?
- The registered office is at Lindestraat 44, 3512 Hasselt.Company details
- What does VALUE + do?
- According to the KBO register, the main activity is agents in the wholesale of furniture, household goods and hardware (NACE 46150).
- What is the legal form of VALUE +?
- VALUE + is a private limited company (BV).
- When was VALUE + founded?
- VALUE + was founded on 09-03-2012.
- Is VALUE + still active?
- Yes, VALUE + is an active enterprise in the KBO register.
- What is the turnover of VALUE +?
- The turnover in financial year 2025 is ≈ €55,000. This figure is estimated from the gross margin of €6,378 and 71 comparable companies (NACE 461). It probably lies between €25,000 and €100,000. It is a rough estimate.Financials
- Is VALUE + profitable?
- In financial year 2025, VALUE + made a profit of €2,453.
- Where can I find the annual accounts of VALUE +?
- VALUE + filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VALUE + due?
- VALUE + must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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