Checked.be
Active
BE 0799.495.873Private limited company
VALTEX BELGIQUE
Grasmarkt 44 ·1000 Brussel, Belgium· 3 yrs active
Sector: Detailhandel in lederwaren en reisartikelen
(47722)
Conclusion
The computed 12-month bankruptcy probability of VALTEX BELGIQUE is 13.1% (high). The 2025 annual accounts show negative equity (€-942k) and a net result of €-655k. Its solvency ranks better than 5% of 480 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €-942k |
| Net result | €-655k |
| Staff (FTE) | 14 |
| Better than sector | 5% |
Financial profile
53
/ 100
Mixed profile: strong on profitability, weaker on health.
All 5 axes are computed from data Checked has read.
Health
7
Profitability
100
Solvency
33
Growth
32
Stability
94
Bankruptcy probability (12 mo)
13.1%
High
0%0,5%1,5%4%10%≥25%
Multiple establishment units
+Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
7
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 23-12-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -61.3% | 21.2% | |
| Net result | €-655k | €32k | |
| Equity | €-942k | €163k | |
| Gross operating margin | €48k | €281k | |
| Staff costs | €551k | €211k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-504k
-182.4%
24-25
€-655k
-126.7%
24-25
€-564k
-153.4%
24-25
€1.54M
+17.7%
24-25
€-942k
-227.4%
24-25
€-1.95M
-80.5%
24-25
14
+53.8%
24-25
€551k
+107.1%
24-25
Show 9 other metrics
€2.48M
+55.6%
24-25
€2.48M
+55.9%
24-25
0.21
-33.3%
24-25
0.08
-23.2%
24-25
-61.3%
-178.1%
24-25
-2.63
+52.5%
24-25
69.5%
-30.8%
24-25
-42.6%
-92.5%
24-25
-8.37
-108.6%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-504k |
| Net profit | €-655k |
| Cash flow | €-564k |
| Staff costs | €551k |
| Income taxes | - |
| Dividends | - |
| Total assets | €1.54M |
| Equity | €-942k |
| Debt | €2.48M |
| of which ≤ 1y | €2.48M |
| of which > 1y | - |
| Working capital | €-1.95M |
| Employees (FTE) | 14.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.21 |
| Quick ratio | 0.08 |
| Working capital ratio | -126.6% |
| Solvency | -61.3% |
| Debt / equity | -2.63 |
| Long-term debt ratio | - |
| Interest coverage | -8.37 |
| Gross margin | - |
| Net margin | - |
| ROA | -42.6% |
| ROE | 69.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.54M |
| Fixed assets | 21/28 | €994k |
| Formation expenses | 20 | €11k |
| Intangible fixed assets | 21 | €13k |
| Tangible fixed assets | 22/27 | €841k |
| Financial fixed assets | 28 | €141k |
| Current assets | 29/58 | €533k |
| Stocks & contracts in progress | 3 | €326k |
| Amounts receivable within one year | 40/41 | €84k |
| Cash & bank | 54/58 | €108k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.54M |
| Equity | 10/15 | €-942k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €-943k |
| Amounts payable | 17/49 | €2.48M |
| Amounts payable within one year | 42/48 | €2.48M |
| Trade debts payable within one year | 44 | €1.78M |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €-595k |
| Financial income | 75 | €264 |
| Financial charges | 65 | €60k |
| Result before taxes | 9903 | €-655k |
| Net result for the period | 9904 | €-655k |
| Result to be appropriated | 9905 | €-655k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Legal Structure
| NACE primary | Detailhandel in lederwaren en reisartikelen(47722) |
| Legal form | Private limited company(610) |
| Incorporation | 14-03-2023 |
| Status | Active |
| Postal code | 1000 |
Establishment units
Grasmarkt 44, 1000 Brussel
since 20232.344.017.569
Zuidzandstraat 12, 8000 Brugge
since 20242.352.220.009
Rue de l'Ange 97, 5000 Namur
since 20242.352.220.108
Quai des Vennes 1, 4020 Liège
since 20252.371.623.373
Dambordstraat 26, 1000 Brussel
since 20252.384.723.818
Cabaia Woluwe Shopping Center
since 20262.392.325.648
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(16.7%)
Wallonia
2
(33.3%)
Brussels
3
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0923/00B002 | Wallonia | 6.3 ha | 1 · 3.8 ha | 22.7 m · 3 fl. |
| 21674C0095/00M007 | Brussels | 5.2 ha | 1 · 1.2 ha | 17.1 m · 3 fl. |
| 21802B0581/00F000 | Brussels | 1.2 ha | 1 · 1.2 ha | 30.0 m · 8 fl. |
| 92094C1372/00_000 | Wallonia | 87 m² | 1 · 62 m² | 15.8 m · 4 fl. |
| 31804D0582/00_000 | Flanders | 84 m² | 1 · 84 m² | 13.5 m · 3 fl. |
| 21802B1224/00A000 | Brussels | 61 m² | 1 · 56 m² | 15.5 m · 5 fl. |
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
23-12-2025
NBB filing
Annual accounts filed
31-01-2025
NBB filing
Annual accounts filed
Belgian State Gazette reading coverage
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Detailhandel in lederwaren en reisartikelen in gespecialiseerde winkels47722Detailhandel in lederwaren en reisartikelen47722
Primary activity highlighted.
Names & trade names
| Legal nameFR | VALTEX BELGIQUE |
Registered office
Grasmarkt 44
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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