ValoriFeX
ValoriFeX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €128k and a net result of €24k. Equity is growing by ~60.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 1211 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €128k |
| Net result | €24k |
| Better than sector | 93% |
| Active | 2 yrs |
Strong profile, led by solvency.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 90.5% | 47.4% | |
| Net result | €24k | €43k | |
| Equity | €128k | €85k | |
| Gross operating margin | €43k | €70k | |
| Total assets | €141k | €211k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €24k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €8k |
| Dividends | - |
| Total assets | €141k |
| Equity | €128k |
| Debt | €13k |
| of which ≤ 1y | €13k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 90.5% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 16.7% |
| ROE | 18.4% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €141k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €139k |
| Amounts receivable within one year | 40/41 | €9k |
| Cash & bank | 54/58 | €130k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €141k |
| Equity | 10/15 | €128k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €125k |
| Amounts payable | 17/49 | €13k |
| Amounts payable within one year | 42/48 | €13k |
| Trade debts payable within one year | 44 | €182 |
| Income statement | ||
| Gross operating margin | 9900 | €43k |
| Operating result | 9901 | €32k |
| Financial income | 75 | €171 |
| Financial charges | 65 | €103 |
| Result before taxes | 9903 | €32k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €24k |
| Result to be appropriated | 9905 | €24k |
-
Current01-01-2026 → present
| NACE primary | Activiteiten van geldmarkt- en niet-geldmarktbeleggingsfondsen(64310) |
| Legal form | Private limited company(610) |
| Incorporation | 27-12-2023 |
| Status | Active |
| Postal code | 2600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0192/00T010 | Flanders | 3,905 m² | 1 · 428 m² | 38.3 m · 9 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
17-03-2026 Registered office moved from Mortsel to Berchem
- Pastoor Soeteweystraat 1, 2640 Mortsel → Elisabethlaan 2, 2600 Berchem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Berchem",
"region": null,
"street": "Elisabethlaan",
"country": "BE",
"postcode": "2600",
"box_number": null,
"street_number": "2"
},
"old_address": {
"city": "Mortsel",
"region": null,
"street": "Pastoor Soeteweystraat",
"country": "BE",
"postcode": "2640",
"box_number": "3",
"street_number": "1"
},
"effective_date": "2026-01-23",
"evidence_quote": "beslist om de maatschappelijke zetel van Pastoor Soeteweystraat 1 B3 te 2640 Mortsel te verplaatsen naar Elisabethlaan 2, te 2600 Berchem met ingang van 23.01.2026."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "1003.919.910",
"name_full": "VALORIFEX",
"legal_form": "BV"
}
}29-12-2023 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Veronique HULPIAU",
"firm_city": null,
"firm_name": "Deckers notarissen",
"office_city": "Antwerpen",
"is_associated": true
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-29",
"filing_date": "2023-12-27",
"act_kind_objet": "OPRICHTING"
},
"decision": {
"body": "algemene_vergadering",
"date": null,
"unanimous": null
},
"agm_change": {
"new_schedule": "eerste donderdag van de maand april om 14:00 uur",
"old_schedule": null,
"effective_from_year": null,
"rule_changes_summary": null
},
"detected_kind": "other_address_change",
"other_address": {
"action": "added",
"purpose": "statutaire_zetel",
"address_new": "Pastoor Soeteweystraat 1 bus 3, 2640 Mortsel",
"address_old": null,
"effective_date": null,
"effective_date_is_approximate": null
},
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": null,
"person_or_entity_kbo": null,
"person_or_entity_name": "GRAR\u00C9 Vincent Marc Maria"
},
"subject_company": {
"kbo": "1003.919.910",
"name_full": "ValoriFeX",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"afschrift van de akte",
"oorspronkelijke statuten"
],
"fiscal_year_change": {
"new_end_mm_dd": "31",
"old_end_mm_dd": "31",
"new_start_mm_dd": "01",
"old_start_mm_dd": "01",
"first_full_new_year": null,
"transition_period_end": "2023-12-31"
},
"liquidation_closure": null,
"officer_designation": {
"role": "bestuurder",
"organ": "bestuursorgaan",
"person_name": "GRAR\u00C9 Vincent Marc Maria"
},
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": {
"art_csa": "2:8 \u00A74 WVV",
"effective_date": null,
"shareholder_kbo": null,
"shareholder_name": null
}
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | ValoriFeX |