VALOMO
ActiveVALOMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €730k and a net result of €14k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 2538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-17
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 8.23 against 6.94 in 2024; short-term debt: 8% and cash: 57.5% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.3%
Return on assets
1.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
12 d early
2023
9 d early
2022
29 d late
2021
2 d late
2020
30 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€730k▲ 1.9%
2024 · €716k
2018: €370k
2019: €551k
2020: €581k
2021: €961k
2022: €1.08M
2023: €585k
2024: €716k
2018 → 2025
Total assets
€856k▼ 1.9%
2024 · €873k
2018: €625k
2019: €1.01M
2020: €1.04M
2021: €1.21M
2022: €1.33M
2023: €793k
2024: €873k
2018 → 2025
Net result
€14k▼ 89.4%
2024 · €131k
2018: €36k
2019: €181k
2020: €30k
2021: €380k
2022: €118k
2023: €-137k
2024: €131k
2018 → 2025
Working capital
€497k▲ 21.4%
2024 · €409k
2018: €28k
2019: €121k
2020: €113k
2021: €495k
2022: €658k
2023: €205k
2024: €409k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€961k-€1.08M▲ 12.3%€585k▼ 45.8%€716k▲ 22.4%€730k▲ 1.9%
Operating result€552k-€172k▼ 68.8%€-137k€138k€24k▼ 82.5%
Net result€380k-€118k▼ 69.0%€-137k€131k€14k▼ 89.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €856k
Fixed assets
€291k▼ 26.3%
Current assets
€566k▲ 18.3%
Equity and liabilities €856k
Equity
€730k▲ 1.9%
Debt
€126k▼ 19.3%
The debt ratio falls from 17.9% to 14.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€129k▼
2024 · €254k
Cash flow
€119k▼
2024 · €247k
Solvency
85.3%▲
2024 · 82.1%
Current ratio
8.23▲
2024 · 6.94
Quick ratio
8.14▲
2024 · 6.85
Debt / equity
0.17▼
2024 · 0.22
ROE
1.9%▼
2024 · 18.3%
ROA
1.6%▼
2024 · 15.0%
Interest coverage
75.80▼
2024 · 116.98
Debt
€126k▼
2024 · €156k
Debt ≤ 1 year
€69k▼
2024 · €69k
Debt > 1 year
€58k▼
2024 · €88k
Income taxes
€9k▲
2024 · €5k
Staff costs
€3k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€873k€856k▼
Formation expenses20€0€0=
Fixed assets21/28€394k€291k▼
Tangible fixed assets22/27€371k€267k▼
Land and buildings22€320k€247k▼
Plant, machinery and equipment23€20k€9k▼
Furniture and vehicles24€31k€12k▼
Financial fixed assets28€23k€23k=
Current assets29/58€478k€566k▲
Stocks and contracts in progress3€6k€6k▲
Stocks30/36€6k€6k▲
Amounts receivable within one year40/41€64k€67k▲
Trade receivables40€25k€31k▲
Other amounts receivable41€39k€36k▼
Cash at bank and in hand54/58€407k€493k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€873k€856k▼
Equity10/15€716k€730k▲
Reserves13€722k€730k▲
Tax-exempt reserves132€11k€11k=
Distributable reserves133€710k€719k▲
Profit (loss) carried forward14€-6k-
Amounts payable17/49€156k€126k▼
Amounts payable after more than one year17€88k€58k▼
Financial debts170/4€88k€58k▼
Amounts payable within one year42/48€69k€69k▼
Current portion of amounts payable after more than one year42€30k€30k=
Trade debts44€26k€11k▼
Suppliers440/4€26k€11k▼
Taxes, remuneration and social security45€12k€26k▲
Taxes450/3€12k€26k▲
Other amounts payable47/48€899€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€8k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116k€105k▼
Other operating charges640/8€6k€5k▼
Gross operating margin9900€268k€138k▼
Operating profit (loss)9901€138k€24k▼
Financial income75/76B-€32
Recurring financial income75-€32
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€136k€23k▼
Income taxes67/77€5k€9k▲
Profit (loss) for the period9904€131k€14k▼
Profit (loss) for the period to be appropriated9905€131k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€8k▲
Profit (loss) brought forward from the previous period14P€-137k€-6k▲
Transfer to equity691/2-€8k
To the legal reserve6920-€8k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €131k
Net result €131k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 6.94
Current ratio from 3.27 to 6.94; short-term debt falls from €91k to €69k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-137k ▼216%
Net result drops to €-137k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Equity above €1MEq €1.08M ▲12.3%
5 profitable years in a row build equity to €1.08M.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
31-12
Financial
Highest result since 2018net €380k ▲1173%
Operating result €552k, net result €380k, both a record.
31-12
Financial
Liquidity times 6current ratio 8.26
Current ratio from 1.46 to 8.26; short-term debt falls from €248k to €68k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 7 days late
2019
31-12
Financial
Equity above €500kEq €551k ▲48.8%
2 profitable years in a row build equity to €551k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 869870 ZulteGround area
1,405 m²
Building footprint
651 m²
Volume, LiDAR
2,977 m³
Parcel 44037A0815/00W000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VALOMO BVBA
since 20002.101.123.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A0815/00W000 | Flanders | 1,404 m² | 1 · 651 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 757 companies in sector 95313 we hold annual accounts for 289. 164 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2000
Fiscal year end31-12
Activities, NACEBEL
27110Manufacture of electrical equipment
95313Repair and fitting of specific motor vehicle parts
50301
33120Repair and maintenance of machinery
45310
46720Wholesale of motor vehicle parts and accessories
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.