ValiFlex
ActiveSummary
ValiFlex has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,378 and a net result of €23,013. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.99 against 3.2 in 2024; short-term debt: 25.1% and cash: 78.4% of total assets), and 25.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
15.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €110,378
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
37 d early
2023
152 d early
2022
19 d early
2021
25 d early
2020
24 d early
2019
22 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€110,378▲ 26.3%
2024 · €87,366
Total assets
€147,322▲ 16.0%
2024 · €127,000
Net result
€23,013▼ 73.1%
2024 · €85,548
Working capital
€110,378▲ 26.3%
2024 · €87,366
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,229▼ 10.8%-€1,461▼ 18.9%-€1,303▲ 10.8%€119,466€33,333▼ 72.1%
Net result-€1,284below the sector's middle half▼ 11.6%-€1,518below the sector's middle half▼ 18.2%-€1,357below the sector's middle half▲ 10.6%€85,548above the sector's middle half€23,013within the sector's middle half▼ 73.1%
Equity€28,792within the sector's middle half▼ 4.3%€27,275within the sector's middle half▼ 5.3%€25,917within the sector's middle half▼ 5.0%€87,366within the sector's middle half▲ 237%€110,378within the sector's middle half▲ 26.3%
Total assets€28,792below the sector's middle half▼ 4.3%€27,387below the sector's middle half▼ 4.9%€25,917below the sector's middle half▼ 5.4%€127,000within the sector's middle half▲ 390%€147,322within the sector's middle half▲ 16.0%
Debt€112€39,635€36,944▼ 6.8%
Working capital€27,275within the sector's middle half€87,366within the sector's middle half€110,378above the sector's middle half▲ 26.3%
Solvency100.0%above the sector's middle half=99.6%above the sector's middle half▼ 0.4pp100.0%above the sector's middle half▲ 0.4pp68.8%within the sector's middle half▼ 31.2pp74.9%within the sector's middle half▲ 6.1pp
Current ratio3.20within the sector's middle half3.99within the sector's middle half▲ 0.78
Return on assets (ROA)-4.5%below the sector's middle half▼ 0.6pp-5.5%below the sector's middle half▼ 1.1pp-5.2%below the sector's middle half▲ 0.3pp67.4%above the sector's middle half▲ 72.6pp15.6%within the sector's middle half▼ 51.7pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €147,322
Equity
€110,378 ▲ 26.3%
Debt
€36,944 ▼ 6.8%
Debt's share of the balance-sheet total falls from 31.2% to 25.1%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.33▼
2024 · 0.45
ROE
20.8%▼
2024 · 97.9%
Debt ≤ 1 year
€36,944▼
2024 · €39,635
Income taxes
€9,636▼
2024 · €33,242
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €87 | €311 | €384 | €711 | €1,077 | ▲ 51.4% |
| Gross operating margin9900 | -€1,142 | -€1,150 | -€919 | €120,177 | €34,410 | ▼ 71.4% |
| Operating profit (loss)9901 | -€1,229 | -€1,461 | -€1,303 | €119,466 | €33,333 | ▼ 72.1% |
| Financial charges65/66B | €55 | €57 | €54 | €676 | €685 | ▲ 1.3% |
| Recurring financial charges65 | €55 | €57 | €54 | €676 | €685 | ▲ 1.3% |
| Profit (loss) for the period before taxes9903 | -€1,284 | -€1,518 | -€1,357 | €118,790 | €32,648 | ▼ 72.5% |
| Income taxes67/77 | - | - | - | €33,242 | €9,636 | ▼ 71.0% |
| Profit (loss) for the period9904 | -€1,284 | -€1,518 | -€1,357 | €85,548 | €23,013 | ▼ 73.1% |
| Profit (loss) for the period to be appropriated9905 | -€1,284 | -€1,518 | -€1,357 | €85,548 | €23,013 | ▼ 73.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,792 | €27,387 | €25,917 | €127,000 | €147,322 | ▲ 16.0% |
| Current assets29/58 | €28,792 | €27,387 | €25,917 | €127,000 | €147,322 | ▲ 16.0% |
| Amounts receivable within one year40/41 | - | - | - | €32,251 | €31,834 | ▼ 1.3% |
| Trade receivables40 | - | - | - | €22,251 | €17,182 | ▼ 22.8% |
| Other amounts receivable41 | - | - | - | €10,000 | €14,652 | ▲ 46.5% |
| Cash at bank and in hand54/58 | €28,792 | €27,387 | €25,917 | €94,750 | €115,488 | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,792 | €27,387 | €25,917 | €127,000 | €147,322 | ▲ 16.0% |
| Equity10/15 | €28,792 | €27,275 | €25,917 | €87,366 | €110,378 | ▲ 26.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €81,166 | €104,178 | ▲ 28.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | - | - | - |
| Distributable reserves133 | - | - | - | €81,166 | €104,178 | ▲ 28.4% |
| Profit (loss) carried forward14 | €20,732 | €19,215 | €17,857 | - | - | - |
| Amounts payable17/49 | - | €112 | - | €39,635 | €36,944 | ▼ 6.8% |
| Amounts payable within one year42/48 | - | €112 | - | €39,635 | €36,944 | ▼ 6.8% |
| Trade debts44 | - | €112 | - | €1,394 | €1,273 | ▼ 8.7% |
| Suppliers440/4 | - | €112 | - | €1,394 | €1,273 | ▼ 8.7% |
| Taxes, remuneration and social security45 | - | - | - | €35,448 | €32,878 | ▼ 7.3% |
| Taxes450/3 | - | - | - | €35,448 | €32,878 | ▼ 7.3% |
| Other amounts payable47/48 | - | - | - | €2,794 | €2,794 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,284 | -€1,518 | -€1,357 | €85,548 | €23,013 | ▼ 73.1% |
| Operating cash flow (approximation) | -€1,284 | -€1,518 | -€1,357 | €85,548 | €23,013 | ▼ 73.1% |
| Change in cash | - | -€1,406 | -€1,469 | €68,832 | €20,738 | ▼ 69.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €110,378 ▲26.3%
2 profitable years in a row build equity to €110,378.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €85,548
Net result €85,548 after 6 loss-making years.
01-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2006
Ground area
2,837 m²
Building footprint
177 m²
Volume, LiDAR
1,172 m³
Parcel 12030D0810/00G000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
ValiFlex
since 20062.158.038.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12030D0810/00G000 | Flanders | 2,837 m² | 1 · 177 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,516 companies in sector 82990 we hold annual accounts for 9,420. 7,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-10-2006
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0884292778
Also
9925:BE0884292778
Registered
18-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.