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HOSTE BERT

Active Private limited company (pre-2019)founded 2007active for 18 yearsVijverstraat 4, 9881 AalterKBO/BCE: BE 0894.248.641

Lifetime

17 annual accounts with figures on one time axis
peak €247,287 (2018)
€33,309▼ 40.0%
lowest -€41,033 (2019)
€18,611▼ 50.5%
peak €174,173 (2025)
€174,173▲ 12.0%
€2,675▼ 80.8%
peak 4.1 FTE (2017)
-not published
Board1 name since 2021
1 directorHoste Bert
Documentsfilings and deeds
21-04-20269 days before the deadline
2025micro format
Gross margin from €55,499 to €33,309Result from €37,609 to €18,611Debts from €13,911 to €2,675Cash from €56,059 to €28,390

Key points

from the 2025 annual accounts

Equity

€174,173 ▲ 12.0%

HOSTE BERT has made a profit without a break since 2020.

Liquidity

57.60 was 10.08 in 2024

Short-term debts fell from €13,911 to €2,675.

Position in the sector

98.5%

Higher solvency than 95% of companies in office administrative support. Sector median 50.3% · 9,695 companies.

Checked score

96
Excellent
Financially stronger than 66% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026highest value 11-2026: < 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100=equity 98.5% of total assets
70-21short-term debt 1.5% · cash 16.1%
82-14return on assets 10.5%

Score breakdown

raises risk
Size: total assets €176,848
lowers risk
Liquidity: current ratio 57.60, cash €28,390
Equity €174,173 (98.5% of total assets)
Founded in 2007
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 64% on liquidity, 55% on profitability and 58% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as HOSTE BERT has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of HOSTE BERT itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for HOSTE BERT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €16,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 57.6 (10.08 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 16.1% of total assets. 1.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 57.60, cash €28,390
NBB · annual accounts
lowers risk · Equity €174,173 (98.5% of total assets)
NBB · annual accounts
raises risk · Size: total assets €176,848
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2007
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 21-04-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 days early
2024
6 days early
2023
3 days early
2022
on the day
2021
1 day early
2020
21 days late
2019
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

HB
Hoste Bert
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0894248641
First establishment Vijverstraat 4, Aalter
Incorporation published on 27-12-2007 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
HOSTE BERT Aalter €176,848 €33,309 98.5% -
WAREN Ghent €165,309 €37,838 94.7% -
D'HULHAEGE Deinze €176,029 €27,532 -237.1% -
CORDIAL CONSULT Eeklo €219,119 €37,658 95.8% -
TEKMA Ghent €205,863 €39,366 54.0% -
RONSERCO Lebbeke €146,716 €35,538 40.4% -
LIEVERFRUIT Landen €166,881 €30,649 84.2% -

These companies have the same main activity as HOSTE BERT: other business support services (NACE 82990). They are comparable in size and age: total assets between €147,000 and €219,000, founded between 2006 and 2009.

Official details

Source: KBO
Status
Active since 14-12-2007Normal situation
Activity
Other business support servicesNACE 82990and 3 others
Establishment unit
2.167.568.4339881 Aalter, since 02-01-2008
Financial year end
30 September
Peppol
Reachable since 03-10-2025
Company details

Annual accounts to 30-09-2025

≈ €87,000estimated
€176,848▲ 4.4%
Filing
Filed on 21-04-2026, 9 days before the end of the filing period
Financials

Insights on HOSTE BERT

HOSTE BERT files the micro format. That format states no turnover. The gross margin fell from €148,486 in 2009 to €33,309 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HOSTE BERT

What is the company number of HOSTE BERT?
The company number of HOSTE BERT is 0894.248.641. The VAT number is the same number with BE in front: BE 0894.248.641.
Where is HOSTE BERT based?
The registered office is at Vijverstraat 4, 9881 Aalter.Company details
What does HOSTE BERT do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of HOSTE BERT?
HOSTE BERT is a private limited company (pre-2019) (BVBA).
When was HOSTE BERT founded?
HOSTE BERT was founded on 14-12-2007.
Is HOSTE BERT still active?
Yes, HOSTE BERT is an active enterprise in the KBO register.
How many employees does HOSTE BERT have?
HOSTE BERT had an average of 1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of HOSTE BERT?
The turnover in financial year 2025 is ≈ €87,000. This figure is estimated from the gross margin of €33,309 and 41 comparable companies (NACE 82990). It probably lies between €53,000 and €110,000.
Is HOSTE BERT profitable?
In financial year 2025, HOSTE BERT made a profit of €18,611.
Where can I find the annual accounts of HOSTE BERT?
HOSTE BERT filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOSTE BERT due?
HOSTE BERT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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