VALIDOR MANAGEMENT · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of VALIDOR MANAGEMENT is 0.1% (very low). The 2025 annual accounts show equity of €441k and a net result of €106k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 79% of 4723 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 79% of 4723 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	03-02-2026	3 d late	2026-00029803
30-06-2024	31-01-2025	04-02-2025	4 d late	2025-00026662
30-06-2023	31-01-2024	31-01-2024	on the day	2024-00017195
30-06-2022	31-01-2023	27-01-2023	4 d early	2023-00006009
30-06-2021	31-01-2022	31-01-2022	on the day	2022-04000599
30-06-2020	31-01-2021	30-01-2021	1 d early	2021-04500420
30-06-2019	31-01-2020	31-01-2020	on the day	2020-04200423
30-06-2018	31-01-2019	30-01-2019	1 d early	2019-03300412
30-06-2017	31-01-2018	30-01-2018	1 d early	2018-03300260
30-06-2016	31-01-2017	29-12-2016	33 d early	2016-72100338

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.1% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€106k+34.1%

Working capital€189k+93.1%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 03-02-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~24%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	81.5%	55.5%	better than 79% of 4723 sector peers
Net result	€106k	€38k	better than 86% of 4722 sector peers
Equity	€441k	€64k	better than 95% of 4723 sector peers
Gross operating margin	€200k	€61k	better than 91% of 4715 sector peers
Total assets	€541k	€146k	better than 89% of 4723 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P79

Improving position over 2020-2025 · n=1371-12464

Net result P86

Improving position over 2020-2025 · n=1371-12466

Equity P95

Improving position over 2020-2025 · n=1373-12472

Gross operating margin P91

Improving position over 2020-2025 · n=1369-12452

Describes the position versus peers, not a forecast.

EBITDA

€198k

+21.8% 19-25

Net profit

€106k

+34.1% 19-25

Cash flow

€146k

+24.7% 19-25

Total assets

€541k

+9.6% 19-25

Equity

€441k

+20.7% 19-25

Working capital

€189k

+93.1% 19-25

Income taxes

€48k

+36.3% 19-25

Dividends

€30k

-66.1% 19-25

Debt

€100k

-22.1% 19-25

Debt ≤ 1y

€70k

-12.8% 19-25

Debt > 1y

€29k

-37.6% 19-25

Current ratio

3.71

+66.8% 19-25

Quick ratio

3.71

+66.8% 19-25

Solvency

81.5%

+10.1% 19-25

Debt / equity

0.23

-35.5% 19-25

ROE

24.0%

+11.1% 19-25

ROA

19.6%

+22.4% 19-25

Interest coverage

52.96

+383.0% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€198k
Net profit	€106k
Cash flow	€146k
Staff costs	-
Income taxes	€48k
Dividends	€30k
Total assets	€541k
Equity	€441k
Debt	€100k
of which ≤ 1y	€70k
of which > 1y	€29k
Working capital	€189k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	3.71
Quick ratio	3.71
Working capital ratio	34.9%
Solvency	81.5%
Debt / equity	0.23
Long-term debt ratio	0.06
Interest coverage	52.96
Gross margin	-
Net margin	-
ROA	19.6%
ROE	24.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €282k · 52.2% Current assets €258k · 47.8%

Equity & liabilities

Equity €441k · 81.5% Debt €100k · 18.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€541k
Fixed assets	21/28	€282k
Tangible fixed assets	22/27	€282k
Current assets	29/58	€258k
Amounts receivable within one year	40/41	€39k
Cash & bank	54/58	€145k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€541k
Equity	10/15	€441k
Contributions / capital	10/11	€6k
Reserves	13	€435k
Amounts payable	17/49	€100k
Amounts payable after one year	17	€29k
Amounts payable within one year	42/48	€70k
Trade debts payable within one year	44	€6k
Income statement
Gross operating margin	9900	€200k
Operating result	9901	€157k
Financial income	75	€234
Financial charges	65	€4k
Result before taxes	9903	€154k
Income taxes	67/77	€48k
Net result for the period	9904	€106k
Result to be appropriated	9905	€106k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

100 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Connections & network

1 connected company

Group structure

Zenchef Belgium

We sit on their board · 1 location

→

Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Ownership & control

1 party

VALIDOR MANAGEMENTBE 0810.894.165

controls

Where this company holds controlthis company sits on their board1

Zenchef Belgium

1 location

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Diesterestraat 943294 Diest

Establishment units

1 location

VALIDOR MANAGEMENT

Diesterestraat 94, 3294 DiestVerlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning, organisatie, efficiëntie en toezicht, het verschaffen van informatie aan de bedrijfsleiding, enz.

since 20092.177.957.232

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1,645 m²

Buildings1

Building footprint257 m²

Volume (LiDAR)1,127 m³

Tallest building6.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24073H0041/00F000	Flanders	1,645 m²	1 · 257 m²	6.7 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts

All acts · 1 updated 2 years ago

2024

14-03-2024 Change in the board of directors Director changes·Nathalie Claes

Notary: Nathalie Claes · Scherpenheuvel – Zichem

Original publication ↗

Analysis

Snowflake analysis

financial profile on 5 axes

96 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 100

Profitability 100

Solvency 100

Growth 78

Stability 100

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

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We hold annual accounts for 15,322 of the 81,966 companies in this sector. 9,442 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210

Primary activity highlighted.

Names & trade names

Legal nameNL

VALIDOR MANAGEMENT

Registered office

Diesterestraat 94

3294 Diest, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.