Skip to content
Checked.be
Complete company report
Generated 02-08-2026
Active BE 0758.555.638Private limited company

Valerie Devos

Ter Vloet 40 ·8750 Wingene, Belgium· 5 yrs active
Sector: Financial services (64210)
Conclusion Checked

Valerie Devos is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €15k and a net result of €48k. Equity is shrinking by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 28% of 1208 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €15k
Net result €48k
Better than sector 28%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency26Growth58Stability94
56 / 100

Mixed profile: strong on profitability, weaker on health.

Health 0
Profitability 100
Solvency 26
Growth 58
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview5 NBB filings
Annual accounts filed on 10-04-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40k€60kOperating result 2021: €36k€36kNet result 2021: €29k€29kOperating result 2022: €42k€42kNet result 2022: €33k€33kOperating result 2023: €51k€51kNet result 2023: €42k€42kOperating result 2024: €56k€56kNet result 2024: €46k€46kOperating result 2025: €60k€60kNet result 2025: €48k€48k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~26.6%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€50k€100k2026: €11k (€0 - €25k)2027: €8k (€0 - €31k)2028: €6k (€0 - €37k)2021: €44k2022: €76k2023: €118k2024: €15k2025: €15k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.5% 47.4%
better than 28% of 1208 sector peers
Net result €48k €43k
better than 53% of 1207 sector peers
Equity €15k €85k
better than 20% of 1208 sector peers
Gross operating margin €63k €70k
better than 46% of 1204 sector peers
Total assets €81k €211k
better than 20% of 1208 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€48k
+4.2% far above sector median
Total assets
€81k
-56.9% -82% vs sector
Equity
€15k
-1.9% -96% vs sector
Income taxes
€13k
+5.9% +135% vs sector
Dividends
€48k
-67.5% +135% vs sector
Debt
€66k
-61.8% +231% vs sector
Debt ≤ 1y
€66k
-61.7% +233% vs sector
Solvency
18.5%
+127.7% -79% vs sector
ROE
321.3%
+6.3% far above sector median
ROA
59.6%
+142.0% far above sector median
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€48k
Cash flown/a
Staff costs-
Income taxes€13k
Dividends€48k
Total assets€81k
Equity€15k
Debt€66k
of which ≤ 1y€66k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency18.5%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA59.6%
ROE321.3%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€81k
Fixed assets 21/28€9k
Tangible fixed assets 22/27€9k
Current assets 29/58€72k
Cash & bank 54/58€72k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€81k
Equity 10/15€15k
Contributions / capital 10/11€15k
Amounts payable 17/49€66k
Amounts payable within one year 42/48€66k
Trade debts payable within one year 44€0
Income statement
Gross operating margin 9900€63k
Operating result 9901€60k
Financial income 75€660
Financial charges 65€48
Result before taxes 9903€61k
Income taxes 67/77€13k
Net result for the period 9904€48k
Result to be appropriated 9905€48k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation18-11-2020
StatusActive
Postal code8750
Establishment units 1 location
VALERIE DEVOS
Ter Vloet 40, 8750 WingeneManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20202.309.944.241
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
37018B0950/00V002 Flanders 1,050 m² 1 · 131 m² 11.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
10-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
09-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
13-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
07-05-2021
State Gazette act Verified v1
Act object · Notarial deed · General meeting · Legal form conversion · Tim CARNEWAL
Belgisch Staatsblad, acts 1 acts
Company purpose
De vennootschap heeft tot voorwerp boekhoudkundige en fiscale adviesdiensten te verlenen, zoals gedefinieerd in de wet van 17 maart 2019 betreffende de beroepen van accountant en belastingadviseur, en om alle activiteiten uit te oefenen die met deze functies verenigbaar zijn.
Per act of 07-05-2021
Capital history · 1
07-05-2021
Capital: shares: 5167, currency: EUR, price_per_share: 262,50 EUR
All acts · 1 updated 5 years ago
2021
07-05-2021 Act object · Notarial deed · General meeting · Legal form conversion Open-capture extraction·Tim CARNEWAL
  • Act object: OMZETTING VAN EEN COOPERATIEVE VENNOOTSCHAP МET BEPERKTЕ AANSPRAKELIJKHEID IN EEN BESLOTEN VENNOOTSCHAP - WIJZIGING VAN HET VOORWERP - AANNAME VAN EEN NIEUWE TEKST VAN STATUTEN IN OVEREENSTEMMING MET HET WETBOEK VAN VENNOOTSCHAPPEN EN VERENIGINGEN - BENOEMINGEN EN ONTSLAGEN · Deloitte Accountancy
  • Publication: 07/05/2021 · Deloitte Accountancy
  • Filing: 29/04/2021 · Deloitte Accountancy
  • Notarial deed: 29/03/2021 · Deloitte Accountancy
  • General meeting: 29/03/2021 · Deloitte Accountancy
  • Legal form conversion: to: besloten vennootschap, from: coöperatieve vennootschap met beperkte aansprakelijkheid, effective_date: 2021-04-01 · Deloitte Accountancy
  • Purpose change: effective_date: 01/04/2021 · Deloitte Accountancy
  • Purpose: De vennootschap heeft tot voorwerp boekhoudkundige en fiscale adviesdiensten te verlenen, zoals gedefinieerd in de wet van 17 maart 2019 betreffende de beroepen van accountant en belastingadviseur, en om alle activiteiten uit te oefenen die met deze functies verenigbaar zijn. · Deloitte Accountancy
  • Statute amendment: Aanname van een nieuwe tekst van statuten · Deloitte Accountancy
  • Capital: shares: 5167, currency: EUR, price_per_share: 262,50 EUR · Deloitte Accountancy
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Sven ASSELBERGH
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Didier BOUCKAERT
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Jan GOEMAERE
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Lode GOS
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Hans GOVAERT
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Dieter HILLAERT
  • Officer appointment: role: Lid van het Bestuurscomité, term: tot 31/05/2023, start_date: 2021-04-01 · Franky HILLEN
Summary: Act object · Notarial deed · General meeting · Legal form conversionNotary: Tim CARNEWAL
Technical details 
{
  "facts": [
    {
      "type": "act_object",
      "quote": "Onderwerp akte : OMZETTING VAN EEN COOPERATIEVE VENNOOTSCH\u0410P \u041CET BEPERKT\u0415 AANSPRAKELIJKHEID IN EEN BESLOTEN VENNOOTSCHAP - WIJZIGING VAN HET VOORWERP - AANNAME VAN EEN NIEUWE TEKST VAN STATUTEN IN OVEREENSTEMMING MET HET WETBOEK VAN VENNOOTSCHAPPEN EN VERENIGINGEN - BENOEMINGEN EN ONTSLAGEN",
      "value": "OMZETTING VAN EEN COOPERATIEVE VENNOOTSCHAP \u041CET BEPERKT\u0415 AANSPRAKELIJKHEID IN EEN BESLOTEN VENNOOTSCHAP - WIJZIGING VAN HET VOORWERP - AANNAME VAN EEN NIEUWE TEKST VAN STATUTEN IN OVEREENSTEMMING MET HET WETBOEK VAN VENNOOTSCHAPPEN EN VERENIGINGEN - BENOEMINGEN EN ONTSLAGEN",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2021-05-07",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 07/05/2021",
      "value": "07/05/2021",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2021-04-29",
      "type": "filing",
      "quote": "heergelegd/ontvangen op 29 APR. 2021",
      "value": "29/04/2021",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2021-03-29",
      "type": "notarial_deed",
      "quote": "Op heden, negenentwintig maart tweeduizend eenentwintig.",
      "value": "29/03/2021",
      "object": "e2",
      "subject": "e1"
    },
    {
      "date": "2021-03-29",
      "type": "general_meeting",
      "quote": "Op heden, negenentwintig maart tweeduizend eenentwintig.",
      "value": "29/03/2021",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2021-04-01",
      "type": "legal_form_conversion",
      "quote": "De vergadering beslist tot omvorming van de rechtsvorm van de Vennootschap in een besloten vennootschap. Deze beslissing treedt in werking op datum van 1 april 2021.",
      "value": {
        "to": "besloten vennootschap",
        "from": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid",
        "effective_date": "2021-04-01"
      },
      "object": null,
      "subject": "e1",
      "_value_raw": {
        "to": "besloten vennootschap",
        "from": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid",
        "effective_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "purpose_change",
      "quote": "De vergadering beslist het voorwerp van de Vennootschap te wijzigen door vervanging van artikel 3 van de statuten... Deze beslissing treedt in werking op datum van 1 april 2021.",
      "value": {
        "effective_date": "01/04/2021"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2019-03-17",
      "type": "purpose",
      "quote": "Artikel 3 - Voorwerp ... De vennootschap heeft tot voorwerp boekhoudkundige en fiscale adviesdiensten te verlenen...",
      "value": "De vennootschap heeft tot voorwerp boekhoudkundige en fiscale adviesdiensten te verlenen, zoals gedefinieerd in de wet van 17 maart 2019 betreffende de beroepen van accountant en belastingadviseur, en om alle activiteiten uit te oefenen die met deze functies verenigbaar zijn.",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "statute_amendment",
      "quote": "De vergadering beslist tot de aanname van een nieuwe tekst van statuten teneinde deze in overeenstemming te brengen met de genomen beslissingen...",
      "value": "Aanname van een nieuwe tekst van statuten",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "capital",
      "quote": "Als vergoeding voor de inbrengen werden 5.167 aandelen uitgegeven... De prijs per aandeel is conventioneel vastgesteld op tweehonderdtwee\u00EBnzestig Euro vijftig Eurocent (262,50 EUR) per aandeel.",
      "value": {
        "shares": 5167,
        "currency": "EUR",
        "price_per_share": "262,50 EUR"
      },
      "object": null,
      "subject": "e1",
      "_value_raw": {
        "shares": 5167,
        "price_per_share": "262,50 EUR"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Sven ASSELBERGH... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e4",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Didier BOUCKAERT... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e5",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Jan GOEMAERE... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e6",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Lode GOS... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e7",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Hans GOVAERT... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e8",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Dieter HILLAERT... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e9",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    },
    {
      "date": "2021-04-01",
      "type": "officer_appointment",
      "quote": "De vergadering beslist om de volgende personen als Leden van het Bestuurscomit\u00E9 van de Vennootschap te benoemen: - De heer Franky HILLEN... met ingang van 1 april 2021 tot en met 31 mei 2023",
      "value": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "2021-04-01"
      },
      "object": "e1",
      "subject": "e10",
      "_value_raw": {
        "role": "Lid van het Bestuurscomit\u00E9",
        "term": "tot 31/05/2023",
        "start_date": "01/04/2021"
      }
    }
  ],
  "act_meta": {
    "outcome": "corrected",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 59753,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0443.578.822",
      "kind": "company",
      "name": "Deloitte Accountancy",
      "attrs": {
        "seat": "Gateway building, Luchthaven Brussel Nationaal 1 J, 1930 Zaventem",
        "legal_form": "besloten vennootschap"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Tim CARNEWAL",
      "attrs": {
        "role": "notaris"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "company",
      "name": "BERQUIN NOTARISSEN",
      "attrs": {
        "seat": "Brussel, Lloyd Georgelaan 11"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Sven ASSELBERGH",
      "attrs": {}
    },
    {
      "id": "e5",
      "kbo": null,
      "kind": "person",
      "name": "Didier BOUCKAERT",
      "attrs": {}
    },
    {
      "id": "e6",
      "kbo": null,
      "kind": "person",
      "name": "Jan GOEMAERE",
      "attrs": {}
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "person",
      "name": "Lode GOS",
      "attrs": {}
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "Hans GOVAERT",
      "attrs": {}
    },
    {
      "id": "e9",
      "kbo": null,
      "kind": "person",
      "name": "Dieter HILLAERT",
      "attrs": {}
    },
    {
      "id": "e10",
      "kbo": null,
      "kind": "person",
      "name": "Franky HILLEN",
      "attrs": {}
    },
    {
      "id": "e11",
      "kbo": null,
      "kind": "person",
      "name": "Anne-Line SERVAES",
      "attrs": {}
    },
    {
      "id": "e12",
      "kbo": null,
      "kind": "person",
      "name": "Henk HEMELAERE",
      "attrs": {}
    },
    {
      "id": "e13",
      "kbo": null,
      "kind": "person",
      "name": "Sam SLUISMANS",
      "attrs": {}
    },
    {
      "id": "e14",
      "kbo": null,
      "kind": "person",
      "name": "Piet VANDENDRIESSCHE",
      "attrs": {}
    },
    {
      "id": "e15",
      "kbo": null,
      "kind": "person",
      "name": "Frederic BOEDT",
      "attrs": {}
    },
    {
      "id": "e16",
      "kbo": null,
      "kind": "person",
      "name": "Filip CAMERLYNC",
      "attrs": {}
    },
    {
      "id": "e17",
      "kbo": null,
      "kind": "person",
      "name": "Joost CLAEYS",
      "attrs": {}
    },
    {
      "id": "e18",
      "kbo": null,
      "kind": "company",
      "name": "BV STEPHANE COPPENS",
      "attrs": {}
    },
    {
      "id": "e19",
      "kbo": null,
      "kind": "person",
      "name": "St\u00E9phane COPPENS",
      "attrs": {}
    },
    {
      "id": "e20",
      "kbo": null,
      "kind": "person",
      "name": "Hilde DE BOECK",
      "attrs": {}
    },
    {
      "id": "e21",
      "kbo": null,
      "kind": "person",
      "name": "Pascal DEMILECAMPS",
      "attrs": {}
    },
    {
      "id": "e22",
      "kbo": null,
      "kind": "person",
      "name": "David DERHAEG",
      "attrs": {}
    },
    {
      "id": "e23",
      "kbo": null,
      "kind": "person",
      "name": "Patrick DIERICK",
      "attrs": {}
    },
    {
      "id": "e24",
      "kbo": null,
      "kind": "person",
      "name": "Luc EBERHARDT",
      "attrs": {}
    },
    {
      "id": "e25",
      "kbo": null,
      "kind": "person",
      "name": "Dirk HERMANS",
      "attrs": {}
    },
    {
      "id": "e26",
      "kbo": null,
      "kind": "company",
      "name": "BV Samuel Herreman",
      "attrs": {}
    },
    {
      "id": "e27",
      "kbo": null,
      "kind": "person",
      "name": "Samuel HERREMAN",
      "attrs": {}
    },
    {
      "id": "e28",
      "kbo": null,
      "kind": "company",
      "name": "BV STEFAN LIMPENS",
      "attrs": {}
    },
    {
      "id": "e29",
      "kbo": null,
      "kind": "person",
      "name": "Stefan LIMPENS",
      "attrs": {}
    },
    {
      "id": "e30",
      "kbo": null,
      "kind": "company",
      "name": "BV Greetje MICHEL",
      "attrs": {}
    },
    {
      "id": "e31",
      "kbo": null,
      "kind": "person",
      "name": "Greetje MICHEL",
      "attrs": {}
    },
    {
      "id": "e32",
      "kbo": null,
      "kind": "person",
      "name": "Roger NULLENS",
      "attrs": {}
    },
    {
      "id": "e33",
      "kbo": null,
      "kind": "person",
      "name": "John RAEMAN",
      "attrs": {}
    },
    {
      "id": "e34",
      "kbo": null,
      "kind": "company",
      "name": "BV Renaud Sonet",
      "attrs": {}
    },
    {
      "id": "e35",
      "kbo": null,
      "kind": "person",
      "name": "Renaud SONET",
      "attrs": {}
    },
    {
      "id": "e36",
      "kbo": null,
      "kind": "person",
      "name": "Sibille TOMBEUR",
      "attrs": {}
    },
    {
      "id": "e37",
      "kbo": null,
      "kind": "company",
      "name": "SRL TORREKENS VANESSA",
      "attrs": {}
    },
    {
      "id": "e38",
      "kbo": null,
      "kind": "person",
      "name": "Vanessa TORREKENS",
      "attrs": {}
    },
    {
      "id": "e39",
      "kbo": null,
      "kind": "person",
      "name": "Vincent TREVISAN",
      "attrs": {}
    },
    {
      "id": "e40",
      "kbo": null,
      "kind": "company",
      "name": "BV ANNICK VANBYLEN",
      "attrs": {}
    },
    {
      "id": "e41",
      "kbo": null,
      "kind": "person",
      "name": "Annick VANBYLEN",
      "attrs": {}
    },
    {
      "id": "e42",
      "kbo": null,
      "kind": "person",
      "name": "Marino VERHELLEN",
      "attrs": {}
    },
    {
      "id": "e43",
      "kbo": null,
      "kind": "person",
      "name": "Pascal VERSCHUEREN",
      "attrs": {}
    },
    {
      "id": "e44",
      "kbo": null,
      "kind": "company",
      "name": "BV Wim Viaene",
      "attrs": {}
    },
    {
      "id": "e45",
      "kbo": null,
      "kind": "person",
      "name": "Wim VIAENE",
      "attrs": {}
    },
    {
      "id": "e46",
      "kbo": null,
      "kind": "company",
      "name": "BV Philippe Artois",
      "attrs": {}
    },
    {
      "id": "e47",
      "kbo": null,
      "kind": "person",
      "name": "Philippe ARTOIS",
      "attrs": {}
    },
    {
      "id": "e48",
      "kbo": null,
      "kind": "person",
      "name": "Els D\u0027HAUWER",
      "attrs": {}
    },
    {
      "id": "e49",
      "kbo": null,
      "kind": "person",
      "name": "Joselyne de MUELENAERE",
      "attrs": {}
    },
    {
      "id": "e50",
      "kbo": null,
      "kind": "company",
      "name": "BV HANS MISSINNE",
      "attrs": {}
    },
    {
      "id": "e51",
      "kbo": null,
      "kind": "person",
      "name": "Hans MISSINNE",
      "attrs": {}
    },
    {
      "id": "e52",
      "kbo": null,
      "kind": "company",
      "name": "BV Bruno Peelaers",
      "attrs": {}
    },
    {
      "id": "e53",
      "kbo": null,
      "kind": "person",
      "name": "Bruno PEELAERS",
      "attrs": {}
    },
    {
      "id": "e54",
      "kbo": "0845.955.311",
      "kind": "company",
      "name": "BV RALPH DE JONGHE",
      "attrs": {
        "seat": "Heldenhuldelaan 90, 2640 Mortsel"
      }
    },
    {
      "id": "e55",
      "kbo": null,
      "kind": "person",
      "name": "Ralph DE JONGHE",
      "attrs": {}
    },
    {
      "id": "e56",
      "kbo": "0758.501.990",
      "kind": "company",
      "name": "BV Andr\u00E9 Jacobs",
      "attrs": {
        "seat": "Eilandsweg 35, 3990 Grote-Brogel"
      }
    },
    {
      "id": "e57",
      "kbo": null,
      "kind": "person",
      "name": "Andr\u00E9 JACOBS",
      "attrs": {}
    },
    {
      "id": "e58",
      "kbo": "0758.555.638",
      "kind": "company",
      "name": "BV Valerie Devos",
      "attrs": {
        "seat": "Ter Vloet 40, 8750 Wingene"
      }
    },
    {
      "id": "e59",
      "kbo": null,
      "kind": "person",
      "name": "Val\u00E9rie DEVOS",
      "attrs": {}
    },
    {
      "id": "e60",
      "kbo": "0759.495.350",
      "kind": "company",
      "name": "BV SOFIE BINTEIN",
      "attrs": {
        "seat": "Pierre Debbautstraat 29, 8200 Sint-Michiels"
      }
    },
    {
      "id": "e61",
      "kbo": null,
      "kind": "person",
      "name": "Sofie BINTEIN",
      "attrs": {}
    },
    {
      "id": "e62",
      "kbo": "0838.620.725",
      "kind": "company",
      "name": "BV MELISSA BUYLE",
      "attrs": {
        "seat": "Stillebreek 11, 9320 Aalst"
      }
    },
    {
      "id": "e63",
      "kbo": null,
      "kind": "person",
      "name": "Melissa BUYLE",
      "attrs": {}
    },
    {
      "id": "e64",
      "kbo": null,
      "kind": "person",
      "name": "Sabine DUBUISSON",
      "attrs": {}
    },
    {
      "id": "e65",
      "kbo": null,
      "kind": "company",
      "name": "BV JEROEN BRAL",
      "attrs": {}
    },
    {
      "id": "e66",
      "kbo": null,
      "kind": "person",
      "name": "Jeroen BRAL",
      "attrs": {}
    },
    {
      "id": "e67",
      "kbo": null,
      "kind": "person",
      "name": "Marie-No\u00EBlle HAVELANGE",
      "attrs": {}
    },
    {
      "id": "e68",
      "kbo": null,
      "kind": "person",
      "name": "Anne TILLEUX",
      "attrs": {}
    },
    {
      "id": "e69",
      "kbo": null,
      "kind": "person",
      "name": "Zahra AABBOU",
      "attrs": {}
    },
    {
      "id": "e70",
      "kbo": null,
      "kind": "person",
      "name": "Karolien ROSEL",
      "attrs": {}
    }
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL Valerie Devos
Registered office
Ter Vloet 40
8750 Wingene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
Lim Toe Invest & Co BE 0408.246.472 · Brussel
INTERNATIONAL BUSINESS CONSULTANTS BE 0423.709.658 · Herentals
IMMO HANSSENS BE 0429.672.287 · Oostende
T.P.J. BE 0428.750.688 · Genk
IMMO MOERMAN BE 0428.945.480 · Gent
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative