Turnover
≈ €140,000 estimated
The micro format states no turnover.
VALEN CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €11,426 (2025)
€11,426
peak €4,171 (2025)
€4,171
peak €9,171 (2025)
€9,171
€45,271
Board2 names since 2024
2 directorsDE HOLANDA GAMA Matheus and 1 other
Documentsfilings and deeds
01-10-202662 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsDebts
€45,271 83% of the balance sheet
Financial debts 45%Suppliers 44%Taxes and wages 3%Other 9%
Of this, €25,083 falls due within a year.
Starting capital
€5,000 100 shares
2025 accounts filed 62 days after the deadline
Checked score
36
Weak
Financially stronger than 40% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2025: 3.7%lowest value
12-2025: 3.7%● unchanged vs 11-2025lowest value
01-2026: 3.9%▲ +0.2 percentage points vs 12-2025
02-2026: 4.2%▲ +0.3 percentage points vs 01-2026
03-2026: 4.4%▲ +0.2 percentage points vs 02-2026
04-2026: 4.7%▲ +0.3 percentage points vs 03-2026
05-2026: 5.2%▲ +0.5 percentage points vs 04-2026
06-2026: 5.2%● unchanged vs 05-2026
07-2026: 5.0%▼ -0.2 percentage points vs 06-2026
08-2026: 5.0%● unchanged vs 07-2026
09-2026: 5.3%▲ +0.3 percentage points vs 08-2026
10-2026: 6.2%▲ +0.9 percentage points vs 09-2026highest value
11-2026: 6.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €54,442
Last filed accounts filed 62 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 24% of them on solvency, 37% on liquidity and 58% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as VALEN CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of VALEN CONSTRUCT itself is higher: 6.2% within 12 months. It rests on far more data about VALEN CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for VALEN CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.91, below 1. Short-term debt is 46.1% and cash 10.4% of total assets. 83.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9462 sector peers (2025).
NBB · sector comparisonPosition among 9462 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · 2025 accounts filed 62 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-10-2026, 62 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
62 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- DE HOLANDA GAMA Matheus 50 sharesdeed of 22-10-2024
- RIBEIRO CARVALHO Johny 50 sharesdeed of 22-10-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1015287815
Incorporation
Founding capital of €5,000, 100 shares · Founders: DE HOLANDA GAMA Matheus (comparant,fondateur); RIBEIRO CARVALHO Johny (comparant,fondateur) · Appointments: DE HOLANDA GAMA Matheus (director) and RIBEIRO CARVALHO Johny (director) · published on 22-10-2024 · Gazette deed
First establishment
Jean Benaetsstraat 93, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VALEN CONSTRUCT Uccle | - | - | 16.8% | - |
| INFINITY EXECUTORS Brecht | - | - | 7.5% | - |
| Sphinx Infra & Bouw Wommelgem | - | - | 15.1% | - |
| BRAVENCO CONSTRUCT Antwerp | - | - | 15.3% | - |
| V-EXACT Asse | €425,883 | 0.7% | 7.1% | - |
| CIPALL RENOVATION Sint-Pieters-Leeuw | €126,098 | 7.5% | 20.0% | - |
| PH RENOV Braine-le-Comte | €441,511 | -0.8% | 13.1% | - |
These companies have the same main activity as VALEN CONSTRUCT: general construction of other non-residential buildings (NACE 41003). They are comparable in size and age: total assets between €36,300 and €66,700, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 18-10-2024Normal situation
- Activity
- General construction of other non-residential buildingsNACE 41003and 2 others
- Establishment unit
- 2.366.461.7851180 Uccle, since 18-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 03-02-2026
Insights on VALEN CONSTRUCT
The computed 12-month bankruptcy probability of VALEN CONSTRUCT is 6.2% (elevated). The 2025 annual accounts show equity of €9,171 and a net result of €4,171.
Its solvency ranks better than 24% of 9,462 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 01-10-2026, 62 days late€11,426
€5,732
€4,171
-€2,244
16.8%
0.91
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €73,000 and €260,000.
Balance sheet
balance sheet total €54,442 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
16.8%
Higher than 24% of 9,462 companies in 2025.
0.91
Higher than 18% of 9,210 companies in 2025.
7.7%
Higher than 52% of 9,282 companies in 2025.
VALEN CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
54,442 | |
21/28 |
31,603 | |
22/27 |
31,603 | |
23 |
1,067 | |
24 |
807 | |
25 |
29,729 | |
29/58 |
22,840 | |
40/41 |
16,306 | |
40 |
9,385 | |
41 |
6,921 | |
54/58 |
5,681 | |
490/1 |
853 | |
| Balance sheet: equity and liabilities | ||
10/49 |
54,442 | |
10/15 |
9,171 | |
10/11 |
5,000 | |
14 |
4,171 | |
17/49 |
45,271 | |
17 |
20,188 | |
170/4 |
20,188 | |
42/48 |
25,083 | |
42 |
4,038 | |
44 |
19,861 | |
440/4 |
19,861 | |
45 |
1,184 | |
450/3 |
1,184 | |
| Income statement | ||
9900 |
11,426 | |
60/61 |
228,907 | |
630 |
1,151 | |
640/8 |
4,543 | |
9901 |
5,732 | |
75/76B |
49 | |
75 |
49 | |
65/66B |
425 | |
65 |
425 | |
9903 |
5,356 | |
67/77 |
1,184 | |
9904 |
4,171 | |
9905 |
4,171 | |
| Appropriation of the result | ||
9906 |
4,171 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 01-10-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 62 days after the deadline. Filed on 1 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00539926.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 01-10-2026 | 2026-00539926 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 6,883 | ||
| 5,323 | ||
| 37,912 | ||
| -2,244 | ||
| 16.8% | ||
| 0.91 | ||
| 4.94 | ||
| 45.5% | ||
| 7.7% | ||
| 16.18 | ||
| 32 days |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €37,912 |
| €1,151 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on VALEN CONSTRUCT
Debt's share of the balance-sheet total is 83.2%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 22-10-2024
term without a fixed end
Director (not named in the articles)
appointed by deed of 22-10-2024
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 22-10-2024
Mandates through the years
2 names, the dashed line is todayDE HOLANDA GAMA Matheus
Director (not named in the articles)
Director (not named in the articles)
RIBEIRO CARVALHO Johny
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- DE HOLANDA GAMA Matheus
- Director (not named in the articles), appointed by deed of 22-10-2024, still in office
- RIBEIRO CARVALHO Johny
- Director (not named in the articles), appointed by deed of 22-10-2024, still in office
Control
This company
VALEN CONSTRUCT
Equity €9,171
Profit €4,171 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €91.71 in 2025
- Source
- deed of 22-10-2024
Articles of association
deed of 22-10-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement si plusieurs, cessions entre vifs onéreuses ou gratuites volontaires ou forcées dont…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 22-10-2024 ↗
- DE HOLANDA GAMA Matheus 50 shares (50%) · €2,500
- RIBEIRO CARVALHO Johny 50 shares (50%) · €2,500
Network & group
No group
VALEN CONSTRUCT has no parent and no holdings in its annual accounts. VALEN CONSTRUCT shares no director with another company.
At the same address
Jean Benaetsstraat 93, 1180 Uccle · 2 other companies| MK RENOVATIONS-CONSTRUCT
establishment since 15-06-2017 · founded in 2017 |
total assets €522,084 (2025) 0676.850.657 |
| THE FATHER'S HOUSE CHURCH
registered office since 05-08-2019 |
founded in 2019 0731.858.070 |
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 62 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1015287815
2024
IncorporationFounding capital of €5,000, 100 shares · Founders: DE HOLANDA GAMA Matheus (comparant,fondateur); RIBEIRO CARVALHO Johny (comparant,fondateur) · Appointments: DE HOLANDA GAMA Matheus (director) and RIBEIRO CARVALHO Johny (director) · published on 22-10-20248 points ▸
- Founder, DE HOLANDA GAMA Matheus (comparant,fondateur)
- Founder, RIBEIRO CARVALHO Johny (comparant,fondateur)
- Power of attorney, Michaelina de Radzitzky
- Founding capital, €5,000, 100 shares
- Registered office clause, rue Jean Benaets 93/12, 1180 Uccle
- Board rule, 2
- Director appointment, DE HOLANDA GAMA Matheus (director (not named in the articles))
- Director appointment, RIBEIRO CARVALHO Johny (director (not named in the articles))
- The deed holds 10 more points.
First establishment Jean Benaetsstraat 93, Uccle
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1015.287.815
- VAT number
- BE 1015.287.815
- Peppol ID
- 0208:1015287815
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-10-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of May at 18:00deed of 22-10-2024 (in French)
- Peppol
- Reachable since 03-02-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- VALEN CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 22-10-2024 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région de Bruxelles-Capitale”deed of 22-10-2024 (in French)
Activities
NACEBEL 202541003
General construction of other non-residential buildings main activity
Codes under NACEBEL 2008
41203
Construction of residential and non-residential buildings main activity
41201
General construction of buildings
81210
General cleaning of buildings
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les activités liées directement ou indirectement à l’HORECA,telles que restaurants,débits de boissons,salon de consommation,snacks…”deed of 22-10-2024 (in French)
43 activities
- Les activités liées directement ou indirectement à l’HORECA,telles que restaurants,débits de boissons,salon de consommation,snacks bar,salons de thé,cafétérias,café,estaminets,tavernes,bars,friteries,hôtels,motels,flat hôtels,maison de logements
- L’entreprise du bâtiment (immeubles d’habitation,industriels ou commerciaux),sans limitation d’activité,celles qui seraient réglementées et débutant à partir des agréations,en ce compris l’entreprise générale
- La construction,la transformation,l’achèvement,l’aménagement,la réparation,l’entretien,le nettoyage,le ferraillage du béton le traitement et la démolition d’immeubles ainsi que toutes opérations comportant à la fois la fourniture d’un bien meuble et son placement dans un immeuble de telle manière que ce bien meuble devienne immeuble par nature
- Toutes opérations relatives à un bureau d’études de stabilité,d’HVAC,de sanitaires,d’électricité et acoustique qui serait chargé notamment de l’établissement d’études,plans,coordination en ces domaines
- Toutes installations générales électriques (installations et raccords de tableaux divisionnaire haute et basse tension,groupes électrogènes) ainsi que l’éclairage pour l’aménagement extérieur
- Toutes installations électriques,de mécanisme de protection contre le vol et l’incendie
- Toutes installations de sanitaire,de plomberie,de toitures et toutes autres installations techniques similaires;menuiserie
- Toutes opérations de parqueteries,notamment la production,la distribution,le dépannage et l’installation de parquet
- Toutes opérations comportant à la fois la fabrication,la fourniture,la fixation et l’installation de châssis,de volets,de persiennes,de hottes,de ventilateurs,d’armoires de rangement en bois,aluminium,PVC,parquet et en toutes matières quelconques
- La fabrication,l’achat,la vente en gros ou détail et la commercialisation en général des matériels nécessaires à la construction ou à la rénovation d’immeubles
- L’activité d’intermédiaire dans de telles opérations
- L’entreprise d’installation d’échafaudages,de rejointoiement et de nettoyage de façades
- Toutes activités en rapport avec la manutention et le déménagement
- L’entreprise de nettoyage et de désinfection de maisons et de locaux,entretien de surface,entretien et restauration de meubles,ameublement et objets divers
- L’entreprise de lavage de vitres
- Les activités relatives aux promoteurs immobiliers c’est-à-dire,l’achat,la construction,la location,la vente d’immeubles ou de terrains bâtis ou non bâtis
- La gérance et l’administration de toutes constructions privées,commerciale,industrielle ou publique
- Toutes opérations mobilières,immobilières et financières se rattachant directement ou indirectement à son objet social ou pouvant en faciliter la réalisation
- Vente de produits de beauté,salon d’esthétique,de beauté,salon de coiffure,stylisme,parfumerie,manucure,pédicure
- Tous services liés directement ou indirectement à la communication à savoir notamment la télécommunication,l’informatique,cyber café
- Elle pourra effectuer les opérations relatives à un bureau d’études qui serait chargé notamment de l’organisation d’espaces de bureaux,industriels ou commerciaux,l’établissement d’études,plans,coordination en ces domaines
- L’achat et la revente de produits et articles de décorations,l’achat et la revente de mobilier d’aménagement pour bureau,commerce,industrie,habitation
- L’entretien et la création de parcs,de jardins,d’espaces verts ainsi que la désinfection et la dératisation
- L’alimentation générale,les boissons alcoolisées ou non,les liqueurs et produits de tabacs,les vêtements,tous produits textiles,aux tissus,aux cuirs,aux chaussures,aux vêtements pour hommes,pour dames,enfants,articles accessoires de coutures,tous produits relatifs aux sports
- Night shop
- Fax phone
- Vidéothèques
- Brocante – Antiquités
- Toutes activités relatives à la sécurité tant au niveau des biens meubles,immeubles et des personnes
- L’organisation et la réalisation de toutes les catégories de fêtes,telles que les mariages,anniversaires,meeting,banquets,séminaires
- Secteur de l’imprimerie – infographie – lettrage
- L’achat et vente de véhicules neufs ou d’occasion
- Le service car-wash à la main ou automatique
- Toutes opérations relatives aux activités dites de garages telles qu’entretien,réparation,pneus,échappement,freins,électromécanique
- Toutes opérations de carrosserie
- Station-service avec ventes de tout objet et articles relatifs aux véhicules
- Tout type de confection et de réparation sur toute sorte de matière y compris le cuir
- La location de tout ce qui peut être nécessaire ou utile à la réalisation complète des fêtes telles que:salles,vaisselle,voitures,personnel,orchestre
- Tout type de transport terrestre,de personnes et de choses,tels que services de messagerie,transport spécialisé et autres
- Toutes activités liées directement et indirectement aux activités de tourisme telles que tour-operator,achat/vente de voyages,organisation de voyages,location de tout matériel et immeubles
- Librairie – papeterie:articles de librairie générale,technique et spécialisée
- Tous les journaux,les illustrés et les magazines quelconques
- Tous les articles de papeteries,les articles scolaires,les articles professionnels et autres
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Jean Benaetsstraat 93 registered office 1180 Uccle 43120 Site preparation | 18-10-2024 | 2.366.461.785 |
Buildings and parcels at the address
- Ground area
- 2,443 m²
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21612D0534/00G000 | 2,443 m² | - | - |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1015.287.815